Group 1 - The core product, Yue Long Hong Yao sweet potato, has gained popularity in the market due to its high sweetness and soft texture, with a planting area of 18,000 acres and an annual output exceeding 90 million pounds, generating a revenue of over 190 million yuan [1] - The introduction of "Yi Nong Kuai Dai" by Bank of China Tianjin Branch provides online loans and agricultural product insurance, addressing the financing difficulties faced by sweet potato farmers [1][2] - The loan product offers up to 500,000 yuan in credit support with a three-year term, significantly improving access to funds for farmers lacking collateral [2] Group 2 - Bank of China Tianjin Branch has established a special service team to assess the financial needs of sweet potato farmers, providing tailored financial services and quick access to small credit loans [2][3] - The bank has issued over 17 million yuan in credit to farmers in 15 villages in Yue Long Town, with plans to increase support for storage, processing, and logistics in the sweet potato supply chain [3] - The bank's agricultural loans have seen an average annual growth rate of over 40% in the past three years, with the total agricultural loan balance exceeding 10 billion yuan [3]

清晨，阳光洒在河北省秦皇岛市昌黎县的田野上，嫩绿的麦苗在微风中摇曳，空气中弥漫着泥土的芬 芳。不远处，昌黎县一家农业种植合作社仓库里堆满了刚运来的化肥和种子，合作社负责人张文峰正指 挥着工人卸货，脸上洋溢着笑意。"多亏了银行的贷款支持，今年的农资储备比往年提前了半个月。"他 擦了擦额头的汗，指向远处正在调试农机的工人说道，"资金到位了，心里也就踏实了。" 前些日子，因种植基地生产规模扩大，张文峰的合作社急需资金用于农资采购和农机维护。正为资金缺 口发愁时，中国银行秦皇岛分行的客户经理主动上门，量身定制"益农快贷"方案。从申请到放款，仅用 3天时间50万元资金便到账了。今年春耕期间，该行通过开辟绿色通道，优先安排信贷额度、简化审批 流程，累计为120余家农业经营主体提供近7000万元资金支持，涵盖粮食种植、农资供应等多个领域。 作为"中国生姜之乡"，秦皇岛抚宁区的姜田一眼望不到边。随着种植面积扩大，季节性资金短缺成了姜 农的烦心事。 "我去年扩大了种植面积，今年光是买种姜和肥料就差不少钱。"姜农李正山蹲在田埂上，掰着手指盘算 着开支。好在中国银行秦皇岛分行的客户经理带着"生姜贷"产品找到了他。经过实地走访和需求 ...