转自：新华财经 近年来，中国银行山东省分行（以下简称"山东中行"）不断加大县域地区涉农贷款支持力度。截至8月 末，该行涉农贷款余额超1700亿元，当年新增230余亿元，以金融"活水"助力建设宜居宜业和美乡村， 全面提升对各类农业客群的服务能力，交出了助力乡村振兴的金融答卷。 扎实推进农产品稳产保供，保障粮食安全 山东中行积极支持粮食、大豆、油料等重点领域龙头企业，扎实做好相关行业种植、生产、加工、运 输、储备、贸易流通全产业链金融服务，助力构建多元化食物供给体系，加强涉粮企业信贷支持，着力 保障粮食安全领域信贷资金需求。截至8月末，该行粮食重点领域贷款余额近百亿元，较年初新增逾18 亿元。 良田、良种、良机、良法是丰收的前提。山东舜丰农业发展有限公司负责人许瑞芬与粮食打交道近20 年，一直致力于小麦良种繁育，近年来又进军玉米良种销售推广。经过不懈努力，舜丰农业携手国内5 家知名种业公司，与400余户种粮大户合作良种繁育推广，小麦良种繁育面积近4万亩，玉米良种推广面 积近3万亩，辐射当地5个乡镇。 收获充满喜悦，但也伴有挑战。繁育基地扩大、良种产量攀升、仓储规模增加，短期流动资金紧缺成了 舜丰农业发展的"拦路虎 ...

农为邦本，本固邦宁。成立于1913年的中国银行山东省分行（以下简称"山东中行"），早在20世纪三十 年代便率先为"梁邹美棉运销合作社"发放了农业贷款，为当时山东农村经济的恢复及时注入了金融动 能。作为山东省历史最悠久的银行，山东中行始终坚持并深刻把握金融工作的政治性、人民性，不断加 大县域地区涉农贷款支持力度。截至8月末，该行涉农贷款余额超1700亿元，当年新增230余亿元，以金 融"活水"助力建设宜居宜业和美乡村，全面提升对各类农业客群的服务能力，交出了助力乡村振兴的金 融答卷。 扎实推进农产品稳产保供，保障粮食安全 山东中行积极支持粮食、大豆、油料等重点领域龙头企业，扎实做好相关行业种植、生产、加工、运 输、储备、贸易流通全产业链金融服务，助力构建多元化食物供给体系，加强涉粮企业信贷支持，着力 保障粮食安全领域信贷资金需求。截至8月末，该行粮食重点领域贷款余额近百亿元，较年初新增逾18 亿元。 在济宁市高新区王因镇的田间地头，大型收割机缓缓驶过，一排排玉米被吞入"腹"中，摘穗、剥皮、脱 粒一气呵成。"今年种了270亩玉米，是高产品种，长势收成不错，整体收益很好。"王因镇魏庙村85后 种植大户杨怀科高兴地说 ...

Core Insights - Dongguan Bank is actively enhancing financial support for rural revitalization through the "Hundred Million Thousand Project" with a loan balance of 21.3 billion yuan as of July 2025, an increase of over 3 billion yuan from the previous year [1][2] - The bank has successfully implemented the first agricultural "government-bank-insurance" model loan in the province, reducing financing barriers for agricultural enterprises [1] - Dongguan Bank has launched various specialized loan products tailored to local agricultural characteristics, improving service capabilities and addressing diverse financing needs [2] Group 1 - Dongguan Bank's agricultural loan balance reached 21.3 billion yuan, with over 3 billion yuan added in the past year [1] - The bank has facilitated 9 loans under the "government-bank-insurance" model, totaling 25 million yuan, alleviating guarantee costs for small agricultural enterprises [1] - The bank's initiatives aim to effectively implement agricultural policies and enhance financial services for rural development [1] Group 2 - Dongguan Bank has introduced specialized loan products such as "Marine Ranch Loan" and "Lingnan Specialty Agricultural Product Loan" to meet the unique financing needs of different agricultural entities [2] - The bank is leveraging technology, including the internet and big data, to optimize online credit loan products, making the process more efficient for farmers [2] - The focus on innovative financial products and technology aims to reduce the burden on farmers while improving access to financing [2]

Group 1 - The core product, Yue Long Hong Yao sweet potato, has gained popularity in the market due to its high sweetness and soft texture, with a planting area of 18,000 acres and an annual output exceeding 90 million pounds, generating a revenue of over 190 million yuan [1] - The introduction of "Yi Nong Kuai Dai" by Bank of China Tianjin Branch provides online loans and agricultural product insurance, addressing the financing difficulties faced by sweet potato farmers [1][2] - The loan product offers up to 500,000 yuan in credit support with a three-year term, significantly improving access to funds for farmers lacking collateral [2] Group 2 - Bank of China Tianjin Branch has established a special service team to assess the financial needs of sweet potato farmers, providing tailored financial services and quick access to small credit loans [2][3] - The bank has issued over 17 million yuan in credit to farmers in 15 villages in Yue Long Town, with plans to increase support for storage, processing, and logistics in the sweet potato supply chain [3] - The bank's agricultural loans have seen an average annual growth rate of over 40% in the past three years, with the total agricultural loan balance exceeding 10 billion yuan [3]

Core Viewpoint - China Bank's Liaoning Branch is actively contributing to the economic development of Liaoning by focusing on technology finance and inclusive finance, achieving significant growth in loans and services tailored to local needs [1][3][6]. Group 1: Technology Finance Development - The bank has prioritized technology finance, resulting in a loan increase of 4.5 billion yuan with a growth rate of 13.72% for technology finance loans and 9.4 billion yuan with a growth rate of 22.70% for strategic emerging industry loans by the end of Q1 2025 [1][2]. - A differentiated credit mechanism has been established, with pilot branches in Shenyang, Anshan, and Jinzhou, to provide specialized services for technology enterprises [2]. Group 2: Inclusive Finance Initiatives - The bank has achieved a historical high in inclusive finance, providing loans to over 22,000 small and micro enterprises, with a total inclusive loan balance exceeding 27.5 billion yuan, reflecting a year-on-year increase of 9.22 billion yuan and a growth rate of 50.34% [3]. - Various agricultural finance products have been launched, including "Spring Cultivation Loan" and "Grain Loan," to support farmers' financial needs, resulting in a 24.93% growth in agricultural loans since the beginning of the year [3]. Group 3: Support for Foreign Trade and Investment - The bank has facilitated international settlement for nearly 2,500 enterprises, amounting to 7.4 billion USD in international settlement and 12.5 billion yuan in cross-border RMB settlement since the beginning of the year [5]. - The bank is enhancing its role in supporting Liaoning's high-level opening-up by optimizing cross-border financial services and assisting local governments in attracting foreign investment [5][6]. Group 4: Strategic Positioning and Future Goals - The bank aims to align its operations with the strategic positioning of Liaoning in national development, focusing on high-quality growth and expanding high-level openness [6]. - The bank is committed to leveraging its global advantages and comprehensive services to support the cultivation of new productive forces and contribute to the overall revitalization of Liaoning [6].

Group 1: Agricultural Financing - The China Bank Qinhuangdao Branch has provided nearly 70 million yuan in funding support to over 120 agricultural entities during the spring plowing season, facilitating grain planting and agricultural supply [1] - The "Ginger Loan" product has been launched, with over 7 million yuan disbursed to more than 30 ginger farmers in the Funing District, enhancing the financial capacity of the ginger industry [2] - The bank's "Agricultural Machinery Loan" has enabled farmers to secure necessary funds for machinery maintenance and agricultural inputs, improving operational efficiency [1][2] Group 2: Livestock and Aquaculture Financing - The bank has introduced a "Company + Farmer" supply chain financing model, providing unsecured credit loans to livestock farmers, with over 20 million yuan allocated to more than 200 poultry farmers [2] - The "Marine Fishery Catch Loan" has been successfully implemented, assisting fishermen like Gan Huihai in upgrading their vessels, with 20,000 yuan loans disbursed within a day [3] - Financial support from the China Bank Qinhuangdao Branch is significantly contributing to the modernization and scaling of livestock and aquaculture operations in the region [3]

中国银行山东省分行"益农快贷"为乡村振兴注入强 劲动力 转自：新华财经 春耕备耕是全年农业生产的基础和关键。在"鲁南粮仓"山东省临沂市郯城县，勤劳的人们开始了一年的 劳作，金融机构也开足马力为春季农业生产打好"后勤仗"。 春耕科技范，金融来托底 "看这麦子长得真喜人。前几天下了场好雨，我们趁着雨追了一次肥，看这个长势，今年少说能挣100万 元。"郯城县李庄镇大官庄村种粮大户王猛看着田里绿油油的麦子，喜悦之情溢于言表。"我父亲做了30 多年农业，一直都是老方法，我想把现代化机械、技术用到种粮上。"话音未落，他就把可降解的有机 农药倒进无人机，演示起无人机喷药。"用这一台无人机，我一个人一天能给1000亩地施肥、撒药。" 六年前，王猛辞去城市的工作，回到老家承包了2700多亩土地，跟妻子一起发展现代农业，把平淡的生 活过得鸟语花香。幸福的田园生活并非没有任何烦恼。去年年底，刚刚交完土地承包费的王猛为接下来 的资金发起了愁。"2700多亩土地一年的承包费是230万元，当时播种小麦也花了不少钱。过完年就要赶 紧给小麦追肥，一次就得15万元。我算来算去还是差30多万元。" 正为资金发愁的王猛偶然间想起中国银行金融服务队 ...