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答好“数字金融”大文章,邮储银行走出新路子
Jing Ji Guan Cha Wang· 2025-12-19 06:10
12月10日,中国邮政储蓄银行(下称"邮储银行(601658)")召开2025年数字金融大会暨手机银行11.0 发布会,以"开启数字邮储 i∞纪元"为主题,正式发布"AI2ALL"数字生态。 站在"十四五"规划收官与"十五五"谋篇的关键节点,邮储银行以一场技术与服务的变革,展示了国有大 行如何以科技创新驱动高质量发展。 在投产过程中,邮储银行创新采用了"新旧切换不停机,在线无感迁移"的模式,在业务不中断的情况 下,顺利完成了超6亿客户的迁移工作,这不仅保障了海量交易的稳定运行,更为我国银行业金融科技 关键技术自主可控提供了重要的实践样本。 今年7月,邮储银行自主研发的第三代资金业务核心系统首批业务功能正式上线,该系统实现了服务器 硬件设备、操作系统和数据库的完全国产化部署。 数据显示,基于自主研发的分布式技术平台,新系统负载峰值提升超10倍,单笔交易审批用时减少 97%,日终跑批时间缩短90%,这标志着邮储银行构筑起了金融核心级的全栈式自主可控能力。 邮储银行行长刘建军在大会上指出,对于银行业来说,技术始终是第一生产力,人工智能正在推动着传 统金融模式加速解构,全新服务范式全面涌现。此次发布的"AI2ALL" ...
江苏盐城:“绿色账本”点绿成金 金融活水激活生态经济
Nan Jing Ri Bao· 2025-10-21 12:53
Core Viewpoint - Yancheng is leveraging its natural resources and green development to create a competitive advantage, with green finance playing a crucial role in driving industrial upgrades and ecological protection [1] Group 1: Green Finance Development - As of the end of Q2 2025, Yancheng's green loan balance reached 341.886 billion, with an average growth rate exceeding 50% over the past four years [1] - The first "Wetland Biodiversity Protection Carbon Credit Loan" was issued in March 2025, amounting to 20 million, aimed at supporting biodiversity protection [2] - The first "Marine VEP Loan" was issued shortly after, with a credit of 100 million for an ecological fishery project, addressing challenges in measuring and monetizing ecological products [2][3] Group 2: Innovative Financial Products - A collective forest land mortgage loan of 300,000 was approved, marking a significant step in converting rural green resources into financial capital [3] - The financial innovation supports sustainable agricultural practices, with a focus on green projects [3][5] - The establishment of the Huang Hai Wetland Ecological Asset Operation Center aims to create a platform for measuring ecological value and facilitating green finance [7] Group 3: Collaborative Efforts - The collaboration between various stakeholders, including local government and financial institutions, has led to the successful implementation of collective forest rights mortgage loans [9] - Training and incentive mechanisms within financial institutions have been established to promote the innovation of green financial products [8] - Yancheng is exploring new pathways for green finance development, enhancing the inclusivity of financing for green projects [9]