Core Points - The "pay after use" model for technology achievements has been launched in Gaochun District, Nanjing, allowing enterprises to use technology results without upfront costs [1][2] - This initiative aims to address the challenges of "universities being hesitant to share and enterprises being reluctant to invest" [2] Group 1: Implementation Framework - Gaochun has established a comprehensive implementation system consisting of five components: "method first, agreement promotion, policy incentives, platform support, and financial protection" [1] - A trial implementation method for the "pay after use" model has been developed, and a joint technology transfer center has been established with four universities and research institutions [2] Group 2: Insurance and Risk Management - A specialized insurance product named "Chun Ke Bao" has been launched by China People's Insurance Company to cover losses related to technology transfer costs, patent infringement, and patent licensing credibility [2] - This insurance aims to provide comprehensive protection for the "pay after use" model, enhancing confidence among enterprises [2] Group 3: Benefits and Future Directions - The "pay after use" model allows enterprises to validate technology before committing financially, reducing barriers and trial costs for accessing technology [2] - Gaochun District plans to further enhance the technology transfer mechanism, focusing on industry innovation needs and addressing existing bottlenecks [2]

Group 1 - The core idea of the news is the introduction of a "pay after use" system in Gaochun District, Nanjing, aimed at facilitating the transformation of technological achievements by allowing enterprises to trial technologies before making payments [1][2] - The "pay after use" system is supported by technology insurance and various institutional guarantees, enabling enterprises to evaluate the effectiveness of the technology before deciding on formal transformation [1] - Nearly 100 technological achievements have been uploaded by universities on the "Ningkehui" platform for enterprises in Gaochun District to choose from [1] Group 2 - Gaochun District has introduced a specialized insurance product called "Chunke Bao," which covers the entire process of technology transformation, including losses related to transformation costs and patent infringements [2] - The district has signed agreements with four universities to establish joint technology transfer centers, focusing on the integration of technological and industrial innovation [2] - The district aims to support high-quality industry-university-research cooperation projects with financial backing of up to 20 million yuan for major technology commercialization projects [2]

Core Points - The strategic cooperation agreement between PICC Property and Casualty Nanjing Gaochun Branch and the Gaochun District Science and Technology Bureau aims to launch a customized insurance product called "Chun Ke Bao," which is the first in the city to adopt a "pay after use" model for technology achievements [1][2] - This initiative marks a significant step in technological financial innovation in Gaochun District and serves as a "Gaochun sample" for new models of technology insurance services in the city [1] - The product "Chun Ke Bao" focuses on various risk points in the technology achievement transformation process, providing comprehensive risk protection during the trial and transformation periods [1] Summary by Sections Strategic Cooperation - The cooperation is a response to the central financial work conference and aims to implement the "five major articles" of finance [1] - Both parties will conduct policy research, product development, risk management, and enterprise services to help small and micro enterprises reduce innovation risks and improve the efficiency of technology achievement transformation [1][2] Product Features - "Chun Ke Bao" covers multiple dimensions of risk, including research and development cost losses, patent enforcement, licensing credit, data intellectual property, and losses from commercial secret infringements [1] - The product aligns with the risk protection mechanism required by the "pay after use" policy and highlights the positive role of insurance in nurturing new productive forces [1] Future Plans - The Gaochun District Science and Technology Bureau and PICC Property and Casualty plan to deepen their cooperation and continuously optimize the technology insurance product system [2] - The company aims to ensure that the policy benefits more technology-based enterprises by accelerating the implementation of the "Chun Ke Bao" product and establishing a dedicated service team [2]