Group 1 - Heze Rural Commercial Bank's North City Branch focuses on serving the "three rural issues" by providing precise support, inclusive credit, and digital services, enhancing financial supply to agriculture [1][3] - The branch has developed a "one household, one policy" approach, offering tailored loan solutions like the "Peony and Chinese Herbal Medicine Loan" to meet the urgent needs of flower farmers, resulting in significant sales growth [1][2] - The bank has established a mechanism for "grid visits + demand archiving + precise measures," connecting with 320 major agricultural producers and launching specialized credit products for local特色产业, leading to increased income for farmers [1][2] Group 2 - The bank's innovative "pre-credit + standby fund" model has helped over 1,200 farmers secure more than 230 million yuan in standby funds, improving the utilization rate to 65% and addressing the challenges of long agricultural production cycles [2][3] - The "no-sense credit" system allows farmers to apply for loans online, significantly speeding up the loan approval process, with over 90% of agricultural loans processed on the same day [3] - As of now, the branch's agricultural loan balance has reached 520 million yuan, a 12% increase since the beginning of the year, supporting the development of 15特色农业产业基地 and benefiting over 3,000 farmers [3]