Core Viewpoint - The development of the flower economy in Dianjiang County, Chongqing, is significantly supported by financial institutions, enhancing local consumption and economic growth through innovative financial products and services [1][2][3] Group 1: Financial Support and Initiatives - The People's Bank of China, Chongqing Branch, has implemented targeted financial strategies to support the flower industry in Dianjiang County, including the establishment of a financial chain system involving key banks and local agricultural entities [1] - As of April 2025, the chain banks have provided credit support totaling 135 million yuan to over 300 local farmers, facilitating the growth of the flower industry [1] - Financial institutions are innovating products like "Poverty Alleviation Loans" and "Quick Rural Loans" to meet the specific needs of flower growers, ensuring timely funding during critical planting periods [2] Group 2: Infrastructure and Development Projects - The Agricultural Development Bank of China has allocated 73.5 million yuan to support the construction of essential facilities for the fresh-cut flower industry, enhancing operational efficiency and market competitiveness [2] - Loans have been provided for upgrading local tourist attractions, such as the renovation of the Glass Sky Bridge, to integrate tourism with the flower economy [3] Group 3: Economic Impact and Growth - The integration of agriculture, culture, and tourism in Dianjiang County has led to a new development model, significantly boosting local tourism and economic activities [3] - During the 2025 May Day holiday, the county experienced a 16.04% increase in tourist arrivals and an 18.97% rise in tourism revenue, showcasing the successful fusion of the flower industry with tourism [3]

应授尽授稳产业根基：山药大户的"三年定心丸" 在牡丹区辛集，山药收储大户万先生的冷库前一派繁忙景象。"多亏农商行给的100万元授信，让我在行 情波动时也能稳住阵脚。"回忆起创业历程，他感慨万千。2022年，万先生首次尝试80亩山药规模化种 植，却遇市场价格下滑，幸得该支行"随用随贷、循环授信"的三年期贷款支持，才得以挺过低谷。2024 年，他引入滴灌技术提升产量，又通过贷款购置收割机、烘干机等设备，实现从种植到初加工的全流程 升级。"现在每亩成本降低20%，预计今年净利润能突破50万元！" 该支行以"实"字为基，创新"预授信+备用金"模式，为辖内农户建立"家庭金融档案"，通过大数据分析 预判资金需求，提前授信覆盖春耕备耕、秋收冬藏等关键节点。截至目前，已为1200余户农户核定"家 庭备用金"超2.3亿元，用信率提升至65%，有效破解农业生产"周期长、抵押难"痛点。 近年来，菏泽农商银行北城支行坚守服务"三农"主阵地，以精准化扶持、普惠性授信、数字化服务为抓 手，持续加大涉农金融供给，让金融活水精准流向田间地头，书写出助力乡村产业升级的生动篇 章。"一户一策"解花农急难：从种植户到"带货达人"的蜕变"农商行的' ...