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6元钱保障 守护牧民最珍贵的“家人”
Jin Rong Shi Bao· 2026-01-21 01:44
据巴登求扎介绍,2022年起,依托中央财政补贴,牧民每年只需为每头牦牛支付6元,即可获得涵 盖疫病、自然灾害等风险保障。为了更好地服务当地牧民,平安产险因地制宜地推出藏语版"爱农 保"App。通过"爱农保"App,向农牧民发送气象预警信息,提醒他们储备草料,减少牲畜的死亡概率。 依托耳标信息和科技手段,保障真正触手可及。"挺进最后一公里,不遗漏任何一户牧民。"在西 藏,像巴登求扎团队这样的平安服务小分队还有很多。借助"牛脸识别+电子耳标"先进的科技手段,平 安产险解决了传统农业保险理赔流程繁琐、时效漫长的痛点。目前,平安产险最快可以在接到报案后的 24小时内完成理赔。 截至2025年11月底,平安产险比如支公司接客户报案2891笔,支付赔款1509.5万元,报案结案率 100%,案均理赔时效仅6.6天。截至2025年8月,平安产险西藏分公司已为西藏全域的23万头牦牛戴上 了耳标,打钉率超95%。 中国平安方面表示,将始终坚守"金融为民"的初心,积极发挥"综合金融+医疗养老"双轮并行、科 技驱动战略优势,不断创新服务路径与能力,做好金融"五篇大文章",以实际行动助力乡村全面振兴, 服务经济社会高质量发展。 责任 ...
撑起农业“保护伞” 托起农牧民“致富梦”——人保财险西藏分公司服务“三农”侧记
Core Viewpoint - The China People's Property Insurance Company Tibet Branch is actively integrating into national regional development strategies by focusing on rural revitalization, improving livelihoods, and promoting green development, thereby enhancing its role as an economic stabilizer and social stabilizer [1] Group 1: Risk Protection for Agriculture and Livestock - The company has implemented agricultural insurance in Nagqu County, providing risk protection for key livestock such as yaks, which are vital for local income [1][2] - In 2025, the company insured 304,000 yaks, 124,000 sheep, and 11,000 acres of barley, offering a total risk coverage of approximately 1.67 billion yuan [2] - The insurance coverage for Tibetan cattle is 5,000 yuan per head, and for Tibetan sheep, it is 500 yuan per head, with total agricultural insurance payouts increasing from 2.14 million yuan in 2006 to 1.39 billion yuan in 2024 [3] Group 2: Service Network and Community Engagement - The company has established a broad service network in Jiangzi County, covering 19 towns and 155 administrative villages, focusing on agricultural insurance and housing insurance [5] - A "Red Station" initiative has been launched to provide convenience services and financial consultations to the community, enhancing public awareness of insurance [5][6] - The company has implemented a "Police-Insurance Link" model to streamline insurance processes and improve safety measures in high-risk areas [6][7] Group 3: Innovation and Technology in Insurance Services - The company is utilizing a digital agricultural insurance service platform called "Yunzhibao" to enhance service efficiency and accuracy [7] - From 2022 to the present, the company has provided risk coverage of 201.3 billion yuan through its agricultural insurance, benefiting 3.24 million households [7]
改革没有完成时:中国平安的新长跑
远川研究所· 2025-08-31 12:33
Core Viewpoint - The article highlights the transformative journey of China Ping An, illustrating how it has evolved from a local insurance company to a comprehensive financial group, reflecting the broader economic reforms initiated in Shenzhen and their impact on individual lives [10][59]. Group 1: Business Innovations - In 2023, Ping An's Tibet branch undertook a unique task of tagging 200,000 yaks with identification tags to enhance efficiency in livestock insurance [2][3]. - The introduction of livestock insurance products in remote areas like Tibet signifies a growing acceptance of financial services among local communities, marking a step towards embracing financial certainty [6][7]. - Ping An's innovative approach in providing insurance solutions, such as the "Camel Insurance" in Inner Mongolia, demonstrates its commitment to addressing the specific needs of local farmers and herders [48][51]. Group 2: Historical Context - The establishment of Shenzhen as a Special Economic Zone in 1978 coincided with the founding of Ping An, marking the beginning of significant economic reforms in China [8][10]. - Over the past 45 years, Shenzhen has transformed into a major international metropolis, with Ping An emerging as a key player in the financial sector, ranking 47th on the Fortune Global 500 list [10][23]. - The close relationship between Shenzhen's development and Ping An's growth illustrates the mutual reinforcement of urban and corporate evolution in the context of reform [11][28]. Group 3: Strategic Focus - Ping An has adopted a "technology empowers finance" strategy, integrating technology into its financial services to enhance customer engagement and operational efficiency [38][40]. - The company has expanded its business model to include healthcare and elderly care services, reflecting a holistic approach to financial and social needs [54][57]. - By leveraging AI and digital platforms, Ping An processes millions of service requests and enhances customer interaction, demonstrating its commitment to innovation in service delivery [58]. Group 4: Societal Impact - Ping An's initiatives in providing insurance and healthcare services have significantly improved the lives of individuals in remote areas, showcasing the practical benefits of financial services [47][60]. - The company's focus on unmet needs in personal financing and healthcare highlights the potential for financial services to address critical gaps in society [46][58]. - Through its extensive network of healthcare providers and services, Ping An is actively contributing to the improvement of public health and wellness in various communities [54][57].