Group 1 - The province has focused on guiding financial institutions to actively support small and micro enterprises, resulting in a total of 1.29 million small and micro enterprises identified with financing needs and a credit issuance of 208.7 billion yuan, with 165 billion yuan disbursed as loans [1] - As of June this year, the balance of inclusive small and micro loans in the province reached 473.1 billion yuan, representing a year-on-year growth of 21.5%, which is 8 percentage points higher than the beginning of the year and exceeds the national growth rate of 9.2% [1] - The province has established working groups to enhance support for key industries and regions, particularly focusing on foreign trade and private enterprises, with 11 key support measures proposed for financing in the foreign trade sector [1] Group 2 - The province has introduced 17 measures to improve the financing connection for private enterprises, focusing on enhancing the quality of outreach, innovating financial products, implementing credit support policies, and solidifying service guarantees [2] - An online financial product supermarket has been established to facilitate enterprises in understanding various credit products offered by financial institutions [2] - A unified online platform for financing needs has been created, allowing enterprises to submit their information and financing requests through a streamlined process [2] Group 3 - The province is building a unified financing credit service system, collecting over 1.15 million credit information records and achieving over 6.5 million queries on the "Credit Liaoning" website [3] - The provincial tax bureau has integrated tax credit evaluation results into the credit loan mechanism, allowing tax credit to replace traditional collateral, thus promoting low-cost credit [3] - In the first half of this year, the "Bank-Tax Interaction" initiative facilitated 28,000 loans for trustworthy enterprises, amounting to 37.7 billion yuan [3] Group 4 - The province has guided banks to streamline and eliminate unreasonable restrictions in credit approval processes for private and small enterprises, delegating credit approval authority to grassroots institutions to enhance efficiency [4] - The policy for non-repayment renewal loans has been expanded to include all small and micro enterprises, allowing eligible borrowers facing temporary financial difficulties to apply for renewal support [4] - In the first half of this year, the total amount of non-repayment renewal loans issued by banks reached 99.23 billion yuan, benefiting over 43,000 borrowers [4]

Core Insights - The Liaoning Provincial Government is actively promoting financial support for the development of small and micro enterprises, achieving significant progress since the launch of the national financing coordination initiative in October last year [1][2] - As of June 2025, the balance of inclusive small and micro loans in the province is projected to reach 473.1 billion yuan, reflecting a year-on-year growth of 21.5%, which is 9.2 percentage points higher than the national average [1] Group 1: Financing Coordination Mechanism - The province has established a financing coordination mechanism, forming specialized working groups to enhance the support for small and micro enterprises, particularly in foreign trade and private sectors [2][3] - A "thousand enterprises, ten thousand households" outreach initiative has been implemented to assess the operational status of small and micro enterprises, ensuring effective service delivery [2][3] Group 2: Data Sharing and Digital Platforms - A comprehensive online platform has been developed to facilitate data sharing and streamline the financing process for enterprises, allowing them to submit financing needs through a single code [4][5] - The provincial financing credit service platform has been enhanced to automate the analysis of credit information and financing needs, improving the efficiency of loan approvals [4][5] Group 3: Credit Support and Financial Products - The province has introduced various financial products tailored to local industries, such as specialized loans for grain processing and other sectors, to better meet the needs of enterprises [8] - Policies have been optimized to support the renewal of loans without repayment, expanding eligibility to all small and micro enterprises facing temporary financial difficulties [7][8] Group 4: Case Studies and Best Practices - The government is compiling and promoting successful case studies from various regions to share effective practices in supporting small and micro enterprises, enhancing the overall financing environment [10] - Specific examples include innovative solutions for enterprises facing collateral issues, demonstrating the effectiveness of coordinated efforts among different departments [10]