银税互动
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巴州税务局深化“银税互动” 让信用资产“活”起来
Sou Hu Cai Jing· 2026-01-05 10:59
"银税互动"是国家税务总局与银保监部门联合推动的一项重要惠企举措,通过建立税务、银行、企业三 方信息共享机制,使纳税信用成为企业获取金融支持的"敲门砖"。巴州税务局牢牢把握这一政策导向, 不断完善工作机制、拓展合作银行范围、优化服务流程,推动"银税互动"从"线下跑"向"网上办"、 从"单点突破"向"系统集成"转变,切实提升企业融资的可及性与便利度。 新疆康康医药连锁有限责任公司便是"银税互动"机制的受益者之一。该企业成立于2012年,是一家深耕 医药流通领域的民营企业。多年来,企业始终坚持合规经营、诚信纳税,自2018年起连续七年获评纳税 信用A级,树立了良好的社会形象。2025年,因业务拓展需要补充流动资金,企业财务负责人通过税务 部门线上服务平台了解到,纳税信用A级企业可享受"低利率、快审批"的信贷支持政策,随即向主管税 务机关库尔勒市税务局及合作银行咨询。 为进一步优化税收营商环境,切实解决中小企业融资难、融资贵问题,国家税务总局巴音郭楞蒙古自治 州税务局(以下简称"巴州税务局")持续深化"银税互动"合作机制,积极推动纳税信用评价结果在金融 领域的应用,将企业的纳税信用转化为实实在在的融资信用,为地方经 ...
东平税务:纳税信用“变现”解企业融资燃眉之急
Qi Lu Wan Bao· 2025-12-17 06:52
为帮助更多中小企业解决融资难题,东平县税务局联合县工商联及多家金融机构,推出"银税互动"10亿 元资金池项目,搭建"税务搭桥、银行助力、企业受益"的联动平台,通过建立常态化协作机制,开展专 场对接会,覆盖制造业、退役军人创业等重点领域。同时,在办税服务厅设立"银税互动服务区",辅导 企业开展信用体检,凭借良好纳税记录换取银行授信。 "过去融资难、融资慢一直是制约企业发展的瓶颈。"回忆起当时的融资困境,泰安市勇瑞智能装备有限 公司负责人刘勇感慨万千。东平县税务部门在调研时发现,面对行业市场竞争加剧、经营规模不断扩大 等挑战,缺少资金流让企业"捉襟见肘",难以延续后期生产研发。 "关键时刻,诚信纳税帮了大忙!以前总觉得纳税信用看不见摸不着,没想到能变成'真金白银'。税务 部门主动了解公司资金困境,协助我们办理纳税信用贷款,很快就拿到了178万元的贷款'及时雨',为 我们继续投入生产研发注入一针强心剂。"刘勇说。 通讯员 邢祥煜 走进泰安市勇瑞智能装备有限公司9000平米的新车间,几名工程师正围在设备旁紧锣密鼓地组装调试 ——这便是企业刚刚斩获山东省首台套荣誉的空调气液分离器智能生产线,也是国内同领域自主研发 的" ...
邮储银行阳谷支行三方联动搭平台,银税互动为中小微企业贷来活力
Qi Lu Wan Bao· 2025-12-16 06:56
作为三方服务资源整合的重要实践载体,本次推介会摒弃传统单一宣讲模式,构建起"政策解读—产品 匹配—后续对接"的闭环服务流程。活动现场,税务部门工作人员详细解读了最新税收优惠及"银税互 动"政策要点,帮助企业明晰信用资产价值;住房公积金管理部结合企业用工及缴存情况,提供了与融 资需求相关的配套信息支持;邮储银行阳谷支行则针对企业不同发展阶段的资金需求,重点推介了"税 易贷""小微易贷"等特色融资产品,通过案例分析、利率测算等直观方式,让企业精准匹配适配产品。 "这种三方同台的推介形式特别好,不仅搞懂了税收政策对融资的帮助,还直接找到了适合我们企业的 贷款产品,省去了到处咨询的麻烦。"参会的某装备制造企业负责人表示。据了解,本次活动共吸引30 余家中小微企业代表参与,现场达成初步融资意向12笔,意向金额超800万元,切实为企业打通了高 效、便捷的融资通道,助力企业将政策红利转化为发展动力。 下一步,邮储银行阳谷支行将以此次推介会为起点,建立参会企业专项跟进机制,安排专人对接意向企 业,持续做好产品对接、资料收集、审批放款等全流程服务。同时,该行将深化与税务、公积金等部门 的合作粘性,定期开展政策宣讲、产品沙龙等活 ...
这个信息你确认了吗?12月1日已开始,一定记得办!操作步骤
蓝色柳林财税室· 2025-12-14 09:07
欢迎扫描下方二维码关注: 点击 上方"蓝字",轻松关注我们 小丽,2026年度的个 税专项附加扣除信息你 确认了不? 确认? 确认这干啥? 你忘了?每年12月1日起,都 要对次年享受的个税专项附 加扣除的内容进行确认。要 是没及时确认,可就不能第 一时间享受个税优惠了。 信息确认时间 2025年12月1日-12月31日 6 我还真不记得了,要 确认哪些内容呢? 简单说,就是要确认你6 项个税专项附加扣除的 信息有没有变化。 那这要咋操作? 我来教你吧,手机上就可以 操作。你打开个人所得税 App,点击信息确认栏目, 选择"去确认"。 原来在这里就能确认。 ♀ 个人退税的这些陷阱你必须知道 L 2026年度 专项附加扣除 开始确认啦~ 去确认 重点服务推荐 4 专项附加扣除 相关政策 > [2 若符合条件,您可点击下方填报 9 8 超1亿人参与 我要填报 复专项附加扣除 ł确认啦 B (2 (三) 0 收入纳税明细 纳税记录开具 更多 综合所得年度 汇算 生成或直看纳税i 哥 直看个人所得税车 税明细 申报与查询综合网 得年度汇算 ឌី :: ① 對 ① 6 ක්රි 确认下一年度专项附加扣除功能简介 为 ...
【12366热点速递】近期综合类业务常见问题热点答疑
蓝色柳林财税室· 2025-12-14 06:55
Group 1 - The article discusses the employment guarantee fund for disabled individuals, clarifying that the number of employees refers to the average monthly count of employees who have signed a labor contract of one year or more with the employer [2] - It outlines the process for collecting and enjoying tax benefits for disabled employees through the natural person electronic tax bureau, including steps for information collection and tax declaration [3][4] - The article emphasizes the importance of accurate reporting and compliance with tax regulations to benefit from the employment guarantee fund and related tax incentives [20][22] Group 2 - It details the tax exemption policy for new energy vehicles, stating that vehicles purchased between January 1, 2024, and December 31, 2025, will be exempt from vehicle purchase tax, with a maximum exemption of 30,000 yuan per vehicle [20] - The article specifies that the tax reduction for new energy vehicles purchased between January 1, 2026, and December 31, 2027, will be halved, with a maximum reduction of 15,000 yuan per vehicle [20] - It highlights the criteria for vehicles to qualify as new energy vehicles, including compliance with technical requirements set by relevant authorities [20] Group 3 - The article introduces the "Silver-Tax Interaction" program aimed at facilitating financing for small and micro enterprises by sharing tax credit evaluation results with banks [26] - It outlines the loan application process, which includes submitting a financing request and signing an authorization for tax information inquiry [26] - The eligibility criteria for enterprises to participate in the program include maintaining a good tax credit rating and timely tax payments [27]
小规模纳税人取得未开票收入如何填报增值税申报表?填报方法
蓝色柳林财税室· 2025-12-14 06:35
Group 1 - The article discusses the tax declaration process for small-scale taxpayers based on their quarterly sales revenue, specifically addressing the threshold of 300,000 yuan for exemption from value-added tax (VAT) [2][4]. - If the quarterly total sales do not exceed 300,000 yuan, small-scale taxpayers can fill in the exempt sales amount in the designated section of the VAT declaration form without needing to report additional details [2][3]. - For taxpayers whose quarterly sales exceed 300,000 yuan, they are required to report their sales in the appropriate sections of the VAT declaration form, indicating the applicable VAT rates [4][5]. Group 2 - The article outlines the specific sections of the VAT declaration form that small-scale taxpayers must complete, including details on exempt sales and the calculation of taxable amounts [5][6]. - It emphasizes the importance of accurate reporting in the VAT declaration process to ensure compliance with tax regulations [10][12]. - The article also touches on the implications of tax credit ratings for businesses, particularly regarding their eligibility for certain benefits and evaluations based on their tax compliance history [10][11].
疑难解码器 ▏企业购买二手房,计提折旧这样处理
蓝色柳林财税室· 2025-12-13 15:08
欢迎扫描下方二维码关注: 供稿:青岛税务 审核:青岛市税务局纳税服务和宣传中心 编发:青岛市税务局纳税服务和宣传中心 来源 青岛税务 欢迎扫描下方二维码关注: 温馨提醒:蓝色柳林财税室为非官方平台,是由编者以学习笔记形式建立的平台,所有笔记写作记录的文章及转发的法律法规仅供读者学习 参考之用,并非实际办税费的标准,欢迎交流学习,共同分享学习经验成果。文章版权归原作者所有,如有不妥,请联系删除。 "银税互动"是在依法合规、企业授权的基础上 税务部门向银行机构共享纳税信用评价结果等信息 > 助力缓解中小微企业融资过程中信息不对称问题 > 推动银行机构加大对诚信纳税企业的信贷支持力度 二、贷款流程 企业向银行提交融资申请并签署税务信息查询授权书 l 银行获得授权查询其纳税记录 官 ) 贷款审批 B 审批通过后发放贷款 U 三、申请条件 企业在税务部门确认登记信息,在税务部门登记且纳 税信用良好: 纳税缴费信用级别为A、B、M级 IL > 稳定缴纳税款 > 按期提交财务报表 未受到税务处罚 n 信用不符合条件怎么办? 您可以在税务总局公告明确的范围内,纠正纳税信用失信行 为后,向主管税务机关提出纳税信用修复申请,纳税 ...
广西银税互动惠及中小微企业近五十万户——精准画像提高融资便利度
Jing Ji Ri Bao· 2025-12-06 22:00
Core Insights - The Guangxi region has been enhancing the bank-tax interaction mechanism during the 14th Five-Year Plan period, facilitating the conversion of tax credit into financing credit for enterprises, thereby creating a virtuous cycle of "promoting credit through tax, exchanging credit for loans, and supporting enterprises with loans" [1] Group 1: Bank-Tax Interaction Mechanism - Since 2021, the total amount of bank-tax interaction loans in Guangxi has reached 806.69 billion yuan, benefiting nearly 500,000 small and micro enterprises [1] - The tax authority has included 20 items of information, such as tax credit levels and tax amounts, into the data-sharing scope to create precise profiles for enterprises in credit financing [1] - The optimization of the government-bank-tax data-sharing platform has reduced the credit approval time for enterprises to under 5 minutes [1] Group 2: Support for Small and Micro Enterprises - The establishment of a "data sharing + credit empowerment" mechanism in the China-Malaysia Qinzhou Industrial Park has effectively transformed the tax credit of technology-based small and micro enterprises into financing credit [2] - Guangxi Yunbo Health Technology Co., Ltd. received a 5 million yuan innovation loan through this mechanism to support its production line upgrades and new technology development [2] - Traditional financing methods often take over 3 months to complete, which does not meet the urgent funding needs for continuous R&D in rapidly evolving industries [2] Group 3: Recent Loan Disbursements - In the first ten months of this year, the cumulative amount of bank-tax interaction loans in Guangxi reached 147.17 billion yuan, primarily directed towards the manufacturing, wholesale and retail, and leasing and business service sectors, benefiting 76,000 small and micro enterprises [3] - The collaboration between banks and tax authorities has created a comprehensive credit financing conversion system, making tax credit a "golden key" for enterprise development [3] - The bank-tax interaction not only reduces lending risks for banks but also enhances the precision of credit issuance, promoting a cycle of "honest taxation - convenient financing - growth" that supports high-quality development of the real economy [3]
漫解税收 | 信用A级有激励,合规经营好处多
蓝色柳林财税室· 2025-12-04 10:24
欢迎扫描下方二维码关注: 那可具是太对了,这 有利于我们获得客户 的信任呀! 不仅如此,下一年度信用评级 的起评分也会提高1分,连续评 为A级的可累积提高,起评价分 最高能到100分呢! 16 L b 7 这可大大提高了我们 的容错空间! 除此之外,还有发票相关的便捷。 A级纳税人可以一次领取不超过3个 月的增值税发票用量,需要调整增 值税发票用量即时办理, 其他普通发票按需领用; 符合条件的, 可以按规定向主管税务机关申请按需 开具全面数字化的电子发票! X � 那以后领用发票可 方便多了! 而且,连续3年评为A级纳税人的, 还可由税务机关提供绿色通道或专 门人员辅导办理税费事项! 我们继续努力,明后年 也要保持A级! E 好的老板! 今年我们财务 部门一定按期报税,不犯 去年的错误! 1 除此之外,还有没有别的 措施呢? 还有一条,现在税务部门与多家银行合作, 推出了"银税互动" 信用贷款,利率优惠、 申请方便,我们今年是A级,还可以去银行 看看,能不能多申请些贷款,扩大业务呢! 银税互动 信用贷款 利率优惠 申请方便 那可真是太好了! 赶紧 去银行问问! 信用评价A级真重要啊! 能给我们 企业带来这么多 ...
辉煌“十四五” 壮美新答卷 | 银税互动有力支持近50万户中小微企业
Guang Xi Ri Bao· 2025-11-15 02:23
原标题: 银税互动有力支持近50万户中小微企业 8000余亿元贷款畅通经济"毛细血管" "我们将纳税信用级别、纳税额等20项信息纳入数据共享范围,在信用融资中为企业精准'画像'。同时,引导国有商业银行、股份制商业银行等扩大银 税互动享受金融惠企财政贴息范围,将一年期贷款利率降至3%以下。"广西税务局纳税服务处副处长梁静介绍。 为缓解融资慢问题,广西税务部门不断优化政银税数据共享交互平台,精简认证授权环节,压缩审批时限,将企业完成授信审批时间缩短至5分钟内。 基于银税互动机制,区内多家银行特设绿色通道,为企业提供融资便利服务,兴业银行南宁分行便是其中之一。 "相比传统信贷模式,银税互动能让银行依据企业纳税信用记录和纳税情况来评估其信用状况,大幅缩短贷款审批时间,提高融资效率。"兴业银行南宁 分行普惠金融部经理赵媛介绍。 广西社会科学院金融研究中心主任吴坚分析指出,此举既降低了银行放贷风险,提升了信贷投放精准度,也激励企业依法纳税,有利于形成"诚信纳税 —融资便利—发展壮大"的良性循环。 "今年不用再为蚕茧原料和产能操心了。"11月13日,玉林市陆川县清湖村联昌茧丝有限公司负责人周振业,拍了拍一捆即将发往江浙的白 ...