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前海发布“信用十二条” 设300万元支持 拓展商业信用服务市场
Zheng Quan Shi Bao Wang· 2025-09-30 11:21
"信用十二条"首先在产业链上发力,明确经营范围,引导信用服务合规发展。在国家市场监督管理总局 支持下,同步衔接2025年新发布的国家级标准-《信控服务机构分类及编码规范》(GB/T45805- 2025),允许企业在经营范围中增加"信用调查、信控咨询、信用科技"等内容,进一步引导信用服务业 合规发展。重点支持企业创新信用应用场景,对获得国家级荣誉的典型案例给予50万元支持。 近日,前海联合深圳市市场监管局发布《关于高水平创建信用经济试验区 促进前海信用服务业高质量 发展的十二条措施》(简称"信用十二条")。作为落实国家"创建信用经济试验区"任务的重要举措,该 政策聚焦产业链、国际化、生态圈三大方向,加速建设信用经济试验区。 "信用十二条"旨在贯彻落实《全面深化前海深港现代服务业合作区改革开放方案》《前海深港现代服务 业合作区总体发展规划》赋予前海 "创建信用经济试验区"等要求,通过专项政策加强与港澳跨境信用 合作,共建粤港澳大湾区信用服务市场,促进前海信用服务业集聚,引导社会不断挖掘信用价值,推进 政府、市场、社会协同的诚信建设。该政策涵盖监管创新、数据开放、载体支持、业务拓展、跨境合作 等众多维度,叠加前海 ...
万得征信携手区域性股权市场,打造股东名册信息公示新标杆
Wind万得· 2025-09-29 22:41
股东名册是确认股东合法权益的重要依据。通过本次合作,托管企业可选择是否授权公示股东名册,一 旦授权,相关信息将通过万得企业库GEL( 登录Wind金融终端-全球企业库-快捷命令 G E L ,或浏览器 访问独立Web版:gel.wind.com.cn)实时、透明地展示,包括股东姓名(名称)、持股数量及持股比例 等内容。这一机 制不 仅实现了信息的及时更新,也使得股东名册 " 对内具备资格认定效力,对外具 备公示对抗效力 " ,切实解决了中小企业在股权转让、融资增信等场景下的信息不对称问题。 | 金 球 发 家 8.71 11 | 上海复旦科技园设份有限公司 | 0 | | | | | | 企业数据浏览器 全部功能 | VIP服务 | 用户中心 202 English | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 上海复日科技园股份有限公司 企业详情 | | | | | | | | 、七, 报告 | 合收藏 | 反语 -- All 企业 | | | 搜索引擎 | V = 股东信息 | | | | | ...
金融“活水”精准浇灌千企万户
Liao Ning Ri Bao· 2025-08-07 01:16
Group 1 - The province has focused on guiding financial institutions to actively support small and micro enterprises, resulting in a total of 1.29 million small and micro enterprises identified with financing needs and a credit issuance of 208.7 billion yuan, with 165 billion yuan disbursed as loans [1] - As of June this year, the balance of inclusive small and micro loans in the province reached 473.1 billion yuan, representing a year-on-year growth of 21.5%, which is 8 percentage points higher than the beginning of the year and exceeds the national growth rate of 9.2% [1] - The province has established working groups to enhance support for key industries and regions, particularly focusing on foreign trade and private enterprises, with 11 key support measures proposed for financing in the foreign trade sector [1] Group 2 - The province has introduced 17 measures to improve the financing connection for private enterprises, focusing on enhancing the quality of outreach, innovating financial products, implementing credit support policies, and solidifying service guarantees [2] - An online financial product supermarket has been established to facilitate enterprises in understanding various credit products offered by financial institutions [2] - A unified online platform for financing needs has been created, allowing enterprises to submit their information and financing requests through a streamlined process [2] Group 3 - The province is building a unified financing credit service system, collecting over 1.15 million credit information records and achieving over 6.5 million queries on the "Credit Liaoning" website [3] - The provincial tax bureau has integrated tax credit evaluation results into the credit loan mechanism, allowing tax credit to replace traditional collateral, thus promoting low-cost credit [3] - In the first half of this year, the "Bank-Tax Interaction" initiative facilitated 28,000 loans for trustworthy enterprises, amounting to 37.7 billion yuan [3] Group 4 - The province has guided banks to streamline and eliminate unreasonable restrictions in credit approval processes for private and small enterprises, delegating credit approval authority to grassroots institutions to enhance efficiency [4] - The policy for non-repayment renewal loans has been expanded to include all small and micro enterprises, allowing eligible borrowers facing temporary financial difficulties to apply for renewal support [4] - In the first half of this year, the total amount of non-repayment renewal loans issued by banks reached 99.23 billion yuan, benefiting over 43,000 borrowers [4]
这项新规今起实施!预计每年可节省约11亿元
Guo Ji Jin Rong Bao· 2025-07-01 13:26
Group 1 - The new credit reporting service fee standards will save users approximately 1.1 billion yuan annually starting from July 1 [1] - From July 1, 2025, the baseline service fee for commercial banks querying corporate credit reports will decrease from 20 yuan to 9 yuan, and for personal credit reports from 2 yuan to 1 yuan [1] - Certain financial institutions, including rural commercial banks and consumer finance companies, will benefit from preferential pricing, with corporate credit report fees set at 4.5 yuan and personal credit report fees at 0.5 yuan [1] Group 2 - Individuals can query their credit reports for free online, and the first two queries at a physical counter are also free, with subsequent queries reduced from 10 yuan to 5 yuan [2] - The fee for accounts receivable pledge registration will be halved from 30 yuan to 15 yuan, and other registration fees will also see significant reductions [2] - The reduction in credit reporting costs is expected to lower overall financing costs for financial institutions, which could benefit small and medium-sized financial entities significantly [2]
7月,这些新规将影响你我生活
天天基金网· 2025-06-30 03:29
Group 1 - The "National Network Identity Authentication Public Service Management Measures" will be implemented from July 15, allowing individuals with valid legal identification to voluntarily apply for a network number and network certificate [1] - The "Labor Ability Appraisal Management Measures" will take effect on July 1, standardizing the labor ability appraisal for injured workers and those with disabilities, emphasizing convenience and reducing unnecessary documentation [3] - The "Individual Business Registration Management Regulations" will be effective from July 15, enabling individual businesses to transition to enterprises while retaining key information, thus facilitating the transformation and reducing costs [5] Group 2 - The "Tax Payment Credit Management Measures" will be implemented on July 1, incorporating social security fees and non-tax revenue into credit evaluations, optimizing the evaluation indicators and standards for credit restoration [7] - The mandatory national standard "Hygienic Requirements for Disposable Sanitary Products" will be effective from July 1, specifying health risk levels and adjusting various safety requirements for different disposable sanitary products [9] - From July 1, the service fee for querying corporate credit reports will be reduced from 20 yuan to 9 yuan, and for personal credit reports from 2 yuan to 1 yuan [11] Group 3 - The China-Azerbaijan visa exemption agreement will come into effect on July 16, allowing holders of valid ordinary passports to stay for up to 30 days per visit without a visa [13] - The Beijing local standard "Tent Camping Site Facilities and Service Specifications" will be officially implemented on July 1, outlining requirements for camping areas [15] - Starting July 1, the unemployment insurance payment standards in Shanghai will be adjusted, increasing the payment for the first 12 months to 2305 yuan per month [17] Group 4 - Xiamen, Fujian, will adjust the housing provident fund contribution base and monthly limits, with the upper limit for the contribution base set at 32,346 yuan and the lower limit at 2,265 yuan, effective from July 1, 2025 [18]
征信服务收费标准大幅下调!每年或节省11亿元!
证券时报· 2025-05-30 11:07
Core Viewpoint - The National Development and Reform Commission has announced a significant reduction in credit service fees, which is expected to save users approximately 1.1 billion yuan annually [1][3]. Summary by Sections Fee Reductions - Starting from July 1, 2025, the standard service fee for commercial banks and other institutions to query corporate credit reports will decrease from 20 yuan to 9 yuan per report, while the fee for personal credit reports will drop from 2 yuan to 1 yuan [2]. - The fee for accounts receivable pledge registration will be reduced from 30 yuan to 15 yuan per item per year, and the fees for change registration and dispute registration will be lowered from 10 yuan to 5 yuan per item per occurrence [2]. - Rural commercial banks and ten other types of financial institutions will continue to enjoy preferential fee standards for querying corporate and personal credit reports, with domestic trade insurance underwriting institutions also included in the preferential range [2]. User Benefits - Individuals can query their own credit reports for free via the internet, and the first two queries at a physical counter each year will also be free. Starting from the third query, the fee will be reduced from 10 yuan to 5 yuan per query [2]. Implementation and Oversight - The National Development and Reform Commission emphasizes that the credit center must strictly adhere to the newly established fee standards. It is required to submit an annual audited financial report, along with details on revenue, expenditure, business volume changes, and fee standard compliance to the National Development and Reform Commission by the end of April each year [3]. - The commission will adjust the service fee standards for the credit center based on principles of cost compensation and revenue balance, considering factors such as business growth and service cost changes [3].