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这项新规今起实施!预计每年可节省约11亿元
Guo Ji Jin Rong Bao· 2025-07-01 13:26
Group 1 - The new credit reporting service fee standards will save users approximately 1.1 billion yuan annually starting from July 1 [1] - From July 1, 2025, the baseline service fee for commercial banks querying corporate credit reports will decrease from 20 yuan to 9 yuan, and for personal credit reports from 2 yuan to 1 yuan [1] - Certain financial institutions, including rural commercial banks and consumer finance companies, will benefit from preferential pricing, with corporate credit report fees set at 4.5 yuan and personal credit report fees at 0.5 yuan [1] Group 2 - Individuals can query their credit reports for free online, and the first two queries at a physical counter are also free, with subsequent queries reduced from 10 yuan to 5 yuan [2] - The fee for accounts receivable pledge registration will be halved from 30 yuan to 15 yuan, and other registration fees will also see significant reductions [2] - The reduction in credit reporting costs is expected to lower overall financing costs for financial institutions, which could benefit small and medium-sized financial entities significantly [2]
7月,这些新规将影响你我生活
天天基金网· 2025-06-30 03:29
Group 1 - The "National Network Identity Authentication Public Service Management Measures" will be implemented from July 15, allowing individuals with valid legal identification to voluntarily apply for a network number and network certificate [1] - The "Labor Ability Appraisal Management Measures" will take effect on July 1, standardizing the labor ability appraisal for injured workers and those with disabilities, emphasizing convenience and reducing unnecessary documentation [3] - The "Individual Business Registration Management Regulations" will be effective from July 15, enabling individual businesses to transition to enterprises while retaining key information, thus facilitating the transformation and reducing costs [5] Group 2 - The "Tax Payment Credit Management Measures" will be implemented on July 1, incorporating social security fees and non-tax revenue into credit evaluations, optimizing the evaluation indicators and standards for credit restoration [7] - The mandatory national standard "Hygienic Requirements for Disposable Sanitary Products" will be effective from July 1, specifying health risk levels and adjusting various safety requirements for different disposable sanitary products [9] - From July 1, the service fee for querying corporate credit reports will be reduced from 20 yuan to 9 yuan, and for personal credit reports from 2 yuan to 1 yuan [11] Group 3 - The China-Azerbaijan visa exemption agreement will come into effect on July 16, allowing holders of valid ordinary passports to stay for up to 30 days per visit without a visa [13] - The Beijing local standard "Tent Camping Site Facilities and Service Specifications" will be officially implemented on July 1, outlining requirements for camping areas [15] - Starting July 1, the unemployment insurance payment standards in Shanghai will be adjusted, increasing the payment for the first 12 months to 2305 yuan per month [17] Group 4 - Xiamen, Fujian, will adjust the housing provident fund contribution base and monthly limits, with the upper limit for the contribution base set at 32,346 yuan and the lower limit at 2,265 yuan, effective from July 1, 2025 [18]
征信服务收费标准大幅下调!每年或节省11亿元!
证券时报· 2025-05-30 11:07
Core Viewpoint - The National Development and Reform Commission has announced a significant reduction in credit service fees, which is expected to save users approximately 1.1 billion yuan annually [1][3]. Summary by Sections Fee Reductions - Starting from July 1, 2025, the standard service fee for commercial banks and other institutions to query corporate credit reports will decrease from 20 yuan to 9 yuan per report, while the fee for personal credit reports will drop from 2 yuan to 1 yuan [2]. - The fee for accounts receivable pledge registration will be reduced from 30 yuan to 15 yuan per item per year, and the fees for change registration and dispute registration will be lowered from 10 yuan to 5 yuan per item per occurrence [2]. - Rural commercial banks and ten other types of financial institutions will continue to enjoy preferential fee standards for querying corporate and personal credit reports, with domestic trade insurance underwriting institutions also included in the preferential range [2]. User Benefits - Individuals can query their own credit reports for free via the internet, and the first two queries at a physical counter each year will also be free. Starting from the third query, the fee will be reduced from 10 yuan to 5 yuan per query [2]. Implementation and Oversight - The National Development and Reform Commission emphasizes that the credit center must strictly adhere to the newly established fee standards. It is required to submit an annual audited financial report, along with details on revenue, expenditure, business volume changes, and fee standard compliance to the National Development and Reform Commission by the end of April each year [3]. - The commission will adjust the service fee standards for the credit center based on principles of cost compensation and revenue balance, considering factors such as business growth and service cost changes [3].