南京市建委副主任宋刚曾介绍，南京自2023年起实行房票制度，此后对此进行优化，建立线上"房票超 市"，并重点推广电子房票，通过手机就能操作，使用更加便捷、高效且安全。 宋刚提到，南京的电子房票有一大优势便是用途多元，覆盖面广，不仅能用在国有和集体土地房屋征收 上，城市更新、城中村改造也能用，并且房票可以买住宅，还包括购买公寓、车位、商办。 1月26日，南京印发了《关于加快培育新质生产力推动高质量发展的若干政策（2026年版）》。关于房 地产市场，该政策明确推动既有库存商品房全部纳入房票超市，推行"全城通兑"和"电子房票"，满足被 征收群众安置需求。 上海易居房地产研究院副院长严跃进提到，"房票"安置并不是一个新概念，但南京这一政策通过"全覆 盖"、"全城通"和"电子化"对房票的性质和效能进行了优化。 具体来看，"推动既有库存商品房全部纳入"意味着将市场上的滞销存货整体"打包"成一个可选的资产 池，突破了以往房票仅能购买指定安置房或少数合作楼盘的局限，赋予被征收人真正的市场选择权，也 极大便利了跨区住房改善的需求释放。 "全城通兑"打破了行政区划壁垒，使房票成为南京全市范围内通用的"购房支付凭证"，极大提升了其 ...

电子化房票与全城通兑机制可扩大房源流通范围，参考全国住房公积金累计贷款总额达78,060.74亿元 (2023年数据)，跨区域协作可能进一步释放长三角住房需求潜力。 针对被征收群众，避免因区域限制导致的安置房选择受限，符合《住房城乡建设部&财政部-全国住房 公积金2023年年度报告》中"支持刚性和改善性需求"的政策导向。 （原标题：南京推动库存商品房纳入房票超市，开启"全城通兑"） 1月26日 ，南京市政府印发《关于加快培育新质生产力推动高质量发展的若干政策》，用好用足国家房 地产支持政策，持续释放"房七条"等既有政策效应，有效满足居民各类刚性和改善性住房需求。推动既 有库存商品房全部纳入房票超市，推行"全城通兑"和"电子房票"，满足被征收群众安置需求。 扩大提取住房公积金按月直付房租业务范围，在南京市无住房的多子女家庭，每月提取住房公积金支付 房租的限额提高20%。购房人父母、子女符合提取条件的均可申请提取住房公积金用于支付购房款，延 长存量房公积金最长贷款期限至30年。 根据《住房城乡建设部&财政部-全国住房公积金2023年年度报告》，2023年全国住房公积金支持购 买、建造、翻建、大修自住住房的提取金额 ...

Core Viewpoint - Nanjing's "Housing Seven Articles" policy aims to stabilize the real estate market by canceling restrictions, promoting housing exchanges, and supporting young homebuyers, thereby creating a multi-dimensional support system for housing consumption [2][5]. Group 1: Policy Highlights - The new policy includes the cancellation of sales restrictions, an upgraded "old-for-new" housing exchange program, and support for young homebuyers, which collectively aim to stimulate market demand and optimize supply structure [2][5][12]. - Nanjing's real estate market has shown signs of stabilization, with new home prices leading among 70 major cities and a 40% year-on-year increase in new home transactions [5][21]. Group 2: Financial Innovations - Financial innovations targeting young homebuyers include low down payment options and flexible repayment plans, such as loans with a minimum down payment of 15% and monthly payments starting at 100 yuan for the first five years [11][12]. - The expansion of the provident fund withdrawal options allows families to pool resources for down payments, enhancing the affordability of home purchases [12][20]. Group 3: Upgraded Housing Exchange - The "old-for-new" policy has been significantly enhanced, offering up to 6% in purchase subsidies through government and developer contributions, thus lowering the barriers for housing exchanges [15][16]. - The policy separates the buying and selling processes, allowing buyers to receive subsidies even if their old property has not sold, thereby facilitating smoother transactions in the housing market [16][17]. Group 4: Market Confidence and Structure Optimization - The comprehensive cancellation of sales restrictions is expected to enhance liquidity in the second-hand housing market, promoting a positive cycle of resource activation and new home purchases [21][22]. - The integration of various policies, including the housing ticket system and land supply optimization, aims to create a balanced supply-demand structure and enhance the overall health of the real estate market [22][23].