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打造助力陶瓷产业发展的“金融样本”
Jin Rong Shi Bao· 2025-12-04 02:04
自成立以来,邮储银行醴陵支行聚焦市域特色产业集群化发展,先后开发"陶瓷产业贷"等金融产品,落 地湖南省首个"集体土地厂房抵押贷款"授信模式,针对性破解大部分陶瓷企业用地为乡镇集体土地性 质,使用权只能在本村流转、较难获得抵押贷款,融资难、授权难等痛点。 2016年是新世纪陶瓷与邮储银行株洲市分行"牵手"的关键年。彼时,因股权分立面临他行授信缩减,企 业经营一度承压。邮储银行株洲市分行迅速响应,创新推出"集体厂房抵押贷款"产品,邮储银行醴陵支 行第一时间上门调研,通过1000万元授信化解了企业融资难、无担保物的问题,保住了新世纪陶瓷与其 核心客户的合作订单。 2021年,新世纪陶瓷启动占地约3万平方米的智能制造工厂扩建计划,再次面临资金缺口。邮储银行醴 陵支行再次"雪中送炭",创新运用"科创贷+集体厂房抵押"组合担保模式,快速落地2300万元授信。 2025年,随着新世纪陶瓷业务版图持续扩张,邮储银行株洲市分行主动对接需求,将授信额度提升至 6400万元。同时,还为企业提供年贴现量6000万元的票据服务、覆盖全员的代发工资体系及专属财富管 理方案,为企业构建起全链条金融服务生态。 这不仅是邮储银行帮助新世纪陶瓷 ...
中国国新与四川省政府签署战略合作协议
Xin Lang Cai Jing· 2025-11-02 01:38
Core Viewpoint - The strategic cooperation agreement between China Guoxin and the Sichuan Provincial Government was signed, marking the establishment of Guoxin Holdings (Sichuan) Co., Ltd. in Chengdu, focusing on investment in key industries and projects in Sichuan [1] Group 1: Strategic Focus - Guoxin Sichuan will prioritize direct equity investments in central enterprises, local state-owned enterprises, and leading private enterprises in Sichuan [1] - The focus will be on emerging industries and future-oriented quality projects [1] Group 2: Financial Services Offered - A comprehensive suite of financial services will be launched, including direct investment, fund investment, asset management, market value management, credit rating, bond issuance, ESG consulting, commercial factoring, financial leasing, and bill services [1]
华发股份: 华发股份2025年第三次临时股东大会文件
Zheng Quan Zhi Xing· 2025-05-21 09:18
Group 1 - The company is holding its third extraordinary general meeting of shareholders on May 29, 2025, to discuss important proposals [1][2] - Shareholders are reminded to fulfill their legal obligations and respect the rights of other shareholders during the meeting [1] - The meeting will include discussions on the renewal of the financial services agreement with Zhuhai Huafa Group Financial Co., Ltd., which will provide various financial services for a period of three years [2][3] Group 2 - The company plans to initiate a supply chain asset special plan business, utilizing accounts receivable from suppliers as the underlying assets, with a total limit not exceeding 20 billion yuan, which can be reused [2][3] - The proposals discussed at the meeting involve related party transactions, and related shareholders are required to abstain from voting [2][3]
华发股份: 华发股份关于续签《金融服务协议》暨关联交易的公告
Zheng Quan Zhi Xing· 2025-05-13 10:47
Group 1 - The company plans to renew the "Financial Services Agreement" with Zhuhai Huafa Group Finance Co., Ltd. to enhance financial management and improve capital operation efficiency [1][2] - The agreement will provide various financial services including deposit, loan, settlement, bill, foreign exchange, and guarantee services for the company and its subsidiaries, with a validity period of three years [1][3] - The financial company is a subsidiary of the controlling shareholder, Huafa Group, and the transaction is classified as a related party transaction [1][2] Group 2 - As of December 31, 2024, the financial company reported total assets of 43.83 billion yuan, total liabilities of 37.06 billion yuan, and net assets of 6.78 billion yuan, with a net profit of 761.93 million yuan for the year [2] - As of March 31, 2025, the financial company had total assets of 42.80 billion yuan, total liabilities of 35.91 billion yuan, and net assets of 6.89 billion yuan, with a net profit of 112.75 million yuan for the first quarter [2] - The agreement includes a maximum daily deposit limit of 15 billion yuan for the company and its subsidiaries, which will be monitored by the company [4][5] Group 3 - The pricing principles for the services will be based on general commercial bank rates for similar deposits, ensuring they are not lower than the benchmark rates set by the People's Bank of China [4] - The independent directors of the company unanimously agreed that the renewal of the agreement would optimize financial management and enhance capital returns, ensuring fairness and transparency in pricing [5][6] - The board meeting approved the proposal with a vote of 8 in favor, and related directors abstained from voting [6]