中新网福建新闻11月4日电(记者 林玲)在中国东南沿海的泉州，山海相拥的地理特质孕育了独特的乡村 产业生态。邮储银行泉州市分行紧扣区域发展特色，精准对接"海洋蓝"与"生态绿"的产业需求，以源源 不断的金融活水滋润着这片创业热土。截至2025年9月末，该行涉农贷款本外币结余达197亿元，普惠型 涉农贷款结余77亿元，以实实在在的信贷投入支撑着地方特色产业发展。 泉州绵长的海岸线上，海洋经济是当地乡村振兴的重要增长极。针对海洋产业发展需求，邮储银行泉州 市分行立足区域特色，创新构建"渔船抵押+福海贷+船舶监管"的蓝色金融服务体系，为海洋产业发展 提供全方位金融保障。 记者在石狮祥芝镇采访时，船老大周文楷回忆道，"2016年第一次申请贷款时，真没想到邮储银行会直 接到码头核验产权，现场就给了300万元授信。"随着经营规模扩大，邮储银行又为他量身定制还款方 案，精准匹配海产品回款周期，并追加30万元信用贷款，让他有更多资金投入渔船升级和渔具更新。 伏季休渔期，是渔民一年中资金最紧张的阶段——更换渔网、维修渔船设备、预付船员工资，每一项都 需要不小的开支。祥芝镇渔民蔡文裕对此深有感触："每年开渔前，光准备这些就需要近2 ...

Core Viewpoint - The East China Sea region is experiencing significant growth in its marine economy, with a focus on high-quality development and innovation in marine resources and industries [3][4]. Economic Performance - In 2024, the marine GDP of the East China Sea region reached 45,992.9 billion yuan, marking a 7.1% increase year-on-year, accounting for 43.6% of the national marine GDP and 13.6% of the regional GDP [3]. - The value added from marine industries, marine scientific research and education, marine public management services, upstream and downstream related industries amounted to 18,247.6 billion yuan, 1,786.1 billion yuan, 7,523.4 billion yuan, 7,767 billion yuan, and 10,668.7 billion yuan respectively, with marine industries contributing 39.7% [3]. Sector Growth - The marine first, second, and third industries contributed 4.0%, 36.3%, and 59.7% to the marine GDP respectively, indicating an ongoing optimization of the marine industry structure with an increasing share of the tertiary sector [3]. - In 2024, the value added of 15 marine industries grew by 8.5%, with marine engineering construction, shipbuilding, marine pharmaceuticals, marine equipment manufacturing, and marine transportation leading the growth [4]. Regional Development - Each province and city in the East China Sea region achieved steady growth in marine economies, with Jiangsu, Shanghai, Zhejiang, and Fujian reporting marine GDPs of 10,046.2 billion yuan, 11,387 billion yuan, 12,012.4 billion yuan, and 12,547.3 billion yuan respectively, reflecting growth rates of 6%, 11.2%, 6.5%, and 6.1% [5]. - The marine GDP of the Yangtze River Delta region reached a historical high of 33,445.6 billion yuan, accounting for 11.9% of the regional GDP, driven by enhanced port collaboration and logistics integration [6]. Development Demonstration Zones - The East China Sea region has established 7 marine economic development demonstration zones, which have shown significant effects in innovation, project construction, and replicable models [7][9]. - Various demonstration zones are exploring differentiated development strategies, such as integrated logistics models, ecological protection, and private sector participation in marine projects [8][9].