始终将ESG理念深植经营肌理的中国太保，2025年斩获多项权威认可。 数字金融领域，中国太保以科技创新为核心引擎，深度赋能保险主业提质增效。抢抓人工智能大模型应 用爆发机遇，中国太保推动大模型技术在销售、运营、风控等业务全链条场景化落地，形成多项成熟解 决方案。截至2025年上半年末，其AI坐席已承接近50%的客户服务量，大模型在理赔责任认定环节准确 责任于心，笃行于行。 始终将ESG理念深植经营肌理的中国太保，2025年斩获多项权威认可：不仅在"2025第一财经·中国企业 社会责任榜"中第16次蝉联最高荣誉"责任典范奖"，更是获得第二届上海慈善奖，并在国际知名指数机 构明晟（MSCI）公布的最新ESG评级结果中由"AA"上调至"AAA"级，成为率先获此殊荣的中国大陆保 险机构。 观察中国太保近几年的ESG实践之路，谱写的正是"国家-企业-社会"为主旋律的"三重奏"：在国家层 面，以金融"五篇大文章"为核心载体，对接科技强国、健康中国、双碳目标等战略需求；在企业层面， 以大康养、国际化、"人工智能+"三大战略激活内生动力，与股东、员工、客户等利益相关方共同成 长；在社会层面，以太保蓝公益为核心抓手，聚焦民生痛 ...

Core Viewpoint - The company has demonstrated steady growth in its financial performance, with a focus on enhancing its core insurance business and adapting to market changes while maintaining a commitment to high-quality development [3][5][11]. Financial Performance - The company achieved a total revenue of RMB 200.50 billion, representing a year-on-year increase of 3.0% [6][11]. - The net profit attributable to shareholders reached RMB 27.89 billion, reflecting an 11.0% increase compared to the previous year [6][11]. - The operating profit was RMB 19.91 billion, up by 7.1% year-on-year [11]. - The group's embedded value increased to RMB 588.93 billion, a growth of 4.7% from the previous year [4][11]. Business Segments - The life insurance segment reported a new business value of RMB 9.54 billion, a significant increase of 32.3% year-on-year [4][11]. - The property insurance segment improved its combined ratio to 96.3%, down from 97.1%, indicating better underwriting performance [4][11]. - The company’s investment assets reached RMB 2.92 trillion, with a comprehensive investment return rate of 2.4%, a decrease of 0.6 percentage points from the previous year [4][11]. Strategic Focus - The company emphasizes a sustainable development approach, enhancing its governance structure and risk management systems to support long-term growth [5][6]. - The company is committed to innovation, focusing on integrating insurance products with health and wellness services, and advancing digital transformation initiatives [5][6]. - The company aims to expand its market presence through diversified channels and product offerings, particularly in health insurance and asset management [5][6]. Awards and Recognition - The company received multiple awards for its innovative financial services and commitment to consumer protection, highlighting its leadership in the insurance sector [6][7].

Core Viewpoint - China Pacific Insurance (CPIC) demonstrates resilience and steady growth in the first half of 2025, achieving a revenue of CNY 200.5 billion, with a focus on high-quality development and long-term capability enhancement [1] Group 1: Financial Performance - CPIC's total revenue reached CNY 200.5 billion, marking a 3.0% year-on-year increase [1] - Insurance service revenue was CNY 141.8 billion, reflecting a 3.5% growth [1] - The net profit attributable to shareholders was CNY 27.9 billion, up 11.0% year-on-year, while the operating profit attributable to shareholders increased by 7.1% to CNY 19.9 billion [1] - Total managed assets grew to CNY 3.77 trillion, a 6.5% increase from the end of the previous year [1] Group 2: Business Structure Optimization - CPIC is enhancing its core business structure with a "2+N" channel system, leading to rapid growth in new business value [2] - The contribution from individual insurance and bank insurance channels reached 60% and 37.8%, respectively, indicating a more balanced structure [2] - The company is improving its cost structure by reducing high-risk and high-loss businesses, resulting in a significant increase in underwriting profits [2] Group 3: Service and Innovation - CPIC is focusing on optimizing its insurance supply system and capabilities, launching innovative insurance products for technology SMEs, serving 75,000 tech enterprises in the first half of the year [3] - The company has invested CNY 119.7 billion in technology, expanding its green finance product offerings and providing insurance coverage for over 4.6 billion people [3] - The "Taibao Home" elderly care community has commenced operations in nine cities, with over 2,000 residents [3] Group 4: Technological Advancement - The application of AI models is significantly enhancing insurance business processes and operational efficiency [4] - CPIC has implemented AI solutions in sales, operations, and risk control, improving customer service and claims processing efficiency [4] - The company has established a risk identification tool based on image recognition for auto insurance claims, successfully detecting fraud risks [4] - Future strategies include focusing on core responsibilities, deepening reforms, and implementing three core strategies: health and wellness, internationalization, and "AI+" [4]