Core Viewpoint - The company has demonstrated steady growth in its financial performance, with a focus on enhancing its core insurance business and adapting to market changes while maintaining a commitment to high-quality development [3][5][11]. Financial Performance - The company achieved a total revenue of RMB 200.50 billion, representing a year-on-year increase of 3.0% [6][11]. - The net profit attributable to shareholders reached RMB 27.89 billion, reflecting an 11.0% increase compared to the previous year [6][11]. - The operating profit was RMB 19.91 billion, up by 7.1% year-on-year [11]. - The group's embedded value increased to RMB 588.93 billion, a growth of 4.7% from the previous year [4][11]. Business Segments - The life insurance segment reported a new business value of RMB 9.54 billion, a significant increase of 32.3% year-on-year [4][11]. - The property insurance segment improved its combined ratio to 96.3%, down from 97.1%, indicating better underwriting performance [4][11]. - The company’s investment assets reached RMB 2.92 trillion, with a comprehensive investment return rate of 2.4%, a decrease of 0.6 percentage points from the previous year [4][11]. Strategic Focus - The company emphasizes a sustainable development approach, enhancing its governance structure and risk management systems to support long-term growth [5][6]. - The company is committed to innovation, focusing on integrating insurance products with health and wellness services, and advancing digital transformation initiatives [5][6]. - The company aims to expand its market presence through diversified channels and product offerings, particularly in health insurance and asset management [5][6]. Awards and Recognition - The company received multiple awards for its innovative financial services and commitment to consumer protection, highlighting its leadership in the insurance sector [6][7].

中国太保产险主动顺应市场周期，着力优化成本结构，坚决压降高风险、高亏损业务，加强营运管理， 赔付率与费用率实现双降，综合成本率有效改善，承保利润大幅增长，持续加强应收管理，经营净现金 流创历史新高。 本报讯 （记者冷翠华）8月28日，中国太保（601601）发布2025年中期业绩。上半年，面对外部不确定 性，中国太保始终坚定信心，保持定力，持续深化改革攻坚，加强长期能力建设，走稳走好高质量发展 道路，整体经营稳中向好，综合实力不断增强。 数据显示，上半年，中国太保实现营业收入2004.96亿元，同比增长3.0%，其中保险服务收入1418.24亿 元，同比增长3.5%，保持稳健增长态势。中国太保归母净利润为278.85亿元，同比增长11.0%；归母营 运利润为199.09亿元，同比增长7.1%。整体管理资产规模稳步提升，达37729.61亿元，较上年末增长 6.5%。 优化核心主业结构 经营韧性持续增强 中国太保寿险坚定推动"2+N"渠道体系建设，实现渠道价值贡献多元化，上半年新业务价值实现快速增 长，个险和银保渠道价值贡献占比分别达到60%和37.8%，结构更加合理。完善利率传导和负债成本调 节机制，加快产品 ...