从论坛现场发布的数据看，4年来，济南科创企业数量增长63.6%，规模以上高技术制造业增加值增长 25.6%，技术合同交易额增长126.8%；推出金融产品近200项，科创类债券超过1100亿元；7家企业登陆 科创板。 （文章来源：新华财经） 新华财经济南11月28日电（记者贾云鹏）自2021年11月获批全国首个科创金融改革试验区以来，济南积 极构建以"六专"服务体系和"四价"评估体系为核心的工作框架，截至2025年9月末，济南市科创企业贷 款余额达3029亿元，较试验区获批前增长175.7%；科创企业获贷率达43.27%。 11月27日至11月28日，第三届济南科技金融论坛在泉城济南举行。记者从论坛上获悉，4年来，济南市 会同驻济金融机构加大改革创新力度，在全国率先制定了科技金融机构评价标准，发布了首个《科技金 融统计监测指标体系》地方标准、首个《知识产权评估规范》团体标准，发行了全国首单数字人民币科 创债券，落地了4个国家级的金融创新试点任务。同时，努力构建服务体系，认定了科技金融及特色机 构62家，构建了"6+N"政府引导基金体系，建成了全市统一的"泉融通"数字金融服务平台，打造了"六 专""四价"的科技金 ...

Group 1: Legal Framework and Impact - The "Private Economy Promotion Law" was passed on April 30, 2025, and will take effect on May 20, 2025, marking a significant legal recognition of the private economy's status in China[2] - The law aims to enhance the legal framework supporting private enterprises, promoting high-quality development and a multi-level capital market system[2] - It emphasizes the importance of the bond market as a crucial channel for direct financing, particularly for private enterprises[2] Group 2: Financing Mechanisms and Challenges - In the first four months of 2025, private enterprises issued bonds totaling approximately 102.2 billion yuan, accounting for only 2.1% of the total credit bond issuance, a significant drop of 11.4 percentage points from 2016[6] - The law introduces measures to optimize financing mechanisms for private enterprises, addressing issues of high financing costs and difficulties in accessing funds[4] - The law also mandates timely legal action against overdue payments to small and medium-sized private enterprises, which currently have accounts receivable constituting 11% of their total assets, higher than the average for all listed companies[7] Group 3: Innovation and International Cooperation - The law supports technological innovation and international cooperation, aiming to enhance the vitality of the private economy through various measures, including participation in national technology projects[8] - The bond market has seen the introduction of innovative financing tools for technology enterprises, with the current stock of technology bonds reaching approximately 1.85 trillion yuan[9] Group 4: Risk Management and Credit Rating - The law proposes a market-based mechanism for sharing financing risks, encouraging collaboration between banks and financing guarantee institutions to support private enterprises[9] - It highlights the need for improved credit rating services, with a focus on enhancing the methodologies used by credit rating agencies to better assess the creditworthiness of private enterprises[10]