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将“红色引擎”转化为“发展引擎” 江苏银行深圳分行 以澎湃动能助力深圳“双区”建设
Shen Zhen Shang Bao· 2025-08-26 07:25
45年时间,深圳从一个边陲小镇发展成为一座现代化大都市,以拔节向上般的发展速度,书写了中国改 革开放的"奇迹样本"。45年栉风沐雨的岁月里,金融成为助推深圳经济特区一路向前的澎湃动能。江苏 银行(600919)深圳分行就坐落在深圳经济最为活跃片区之一的后海片区,自扎根这片改革热土以来, 该行以党建为引领,以专业金融服务为抓手,把"红色引擎"转化为"发展引擎",在助推深圳经济特区经 济高质量发展历程中书写了辉煌篇章。 推动党业融合 将"红色引擎"转化 为"发展引擎" 江苏银行深圳分行坚持党建引领,始终牢记使命,坚持"金融为民",推动党建与业务深度融合,将"红 色引擎"转化为"发展引擎",以党业融合服务深圳"双区"建设。 该行紧扣总行"苏银融党建"品牌要求,以"党建联盟"为抓手,打破行业壁垒、区域壁垒,先后联合在深 苏企、街道园区、同业机构、干部学院等30余家党组织成立三大共同体,覆盖企业超500家、党员近 2000名。通过组织联建、资源联享、活动联办、服务联动,实现党建工作由"单一体"向"联合体"升级, 为拓客强基、经营发展注入强劲动能。同时,持续放大党建联盟乘数效应,把更多金融"活水"精准滴灌 到实体经济、民 ...
助力科技强省建设,江苏科技金融跑出“加速度”
Nan Jing Ri Bao· 2025-05-09 00:03
助力科技强省建设,江苏科技金融跑出"加速度" 金融"活水",精准滴灌新质生产力 丁宗红介绍,在创新创优产品服务方面,江苏银行深入研究科技企业特征,构建"科创融"全周期产品服 务矩阵。比如,该行在业内首创服务技术转移转化的"成果转化贷",与创投机构合作创新推出投贷联 动"融合贷",并推出全线上智慧化融资产品"科创e贷",先行先试贷款利息前低后补的"共赢贷"……"这 些创新金融产品可以全方位满足不同阶段科技型企业的金融需求,企业非常认可。"他说。 □ 南京日报/紫金山新闻记者 曹丽珍 推动更多科技创新和技术改造再贷款落地江苏,持续创新金融产品和优化服务来满足企业的金融需 求……记者近日从人行江苏省分行召开的新闻发布会上获悉,近年来,全省金融系统着力做好科技金融 大文章,推动"科技—产业—金融"融合发展,服务江苏加快发展新质生产力,以高质量科技金融服务高 水平科技强省建设。 金融"活水",向"新"而流。据介绍,去年4月,为落实国务院常务会议关于推动新一轮大规模设备更新 和消费品以旧换新的决策部署,中国人民银行设立科技创新和技术改造再贷款,激励引导金融机构加大 对科技型中小企业、重点领域技术改造和设备更新项目的金融支 ...
稳中求进、质效并升:江苏银行擦亮普惠为民底色
Sou Hu Cai Jing· 2025-04-30 02:33
Core Viewpoint - The banking industry is undergoing significant differentiation and transformation, with increasing market competition. Jiangsu Bank has demonstrated strong performance amidst challenges, achieving high-quality development through its commitment to "finance for the people" and enhancing financial services [2][4]. Financial Performance - Jiangsu Bank reported a Q1 2025 operating income of 22.304 billion yuan, a year-on-year increase of 6.21% - The net profit attributable to shareholders was 9.78 billion yuan, up 8.16% year-on-year - Basic earnings per share reached 0.53 yuan, reflecting a growth of 17.78% [2][4] - As of the end of Q1 2025, the bank's non-performing loan ratio was 0.86%, the lowest since its listing, with a provision coverage ratio of 343.51% [4][5] Asset Growth - Jiangsu Bank's total assets surpassed 4 trillion yuan, reaching 4.46 trillion yuan, marking a significant milestone in its development - Total deposits amounted to 2.42 trillion yuan, a growth of 14.21% compared to the end of the previous year - Total loans reached 2.26 trillion yuan, with a year-on-year increase of 7.96% [3][4] Revenue Structure - The bank's interest income for Q1 2025 was 16.592 billion yuan, a year-on-year increase of 21.94%, accounting for 74.38% of total revenue - Non-interest income, including net fees and commissions, reached 1.65 billion yuan, up 21.77%, representing 7.4% of total revenue [4] Innovation and Support for SMEs - Jiangsu Bank has focused on enhancing financial services for small and medium-sized enterprises (SMEs) and technology innovation, establishing an "innovation ecosystem accelerator" - The bank has developed a tiered service system for technology financing and has actively engaged with local enterprises to support their growth [6][7] - As of the end of 2024, the bank's technology loan balance was 232.6 billion yuan, with a growth rate of 22.8% [7] Inclusive Finance Initiatives - Jiangsu Bank has prioritized inclusive finance, directing resources towards small and micro enterprises, and has implemented various initiatives to alleviate financing difficulties for these businesses - The bank's inclusive small and micro loan balance reached 210.5 billion yuan, a year-on-year increase of 21.36% [8][9] Retail Banking Strategy - The bank aims to expand its retail business and wealth management services, with a focus on customer needs and a comprehensive service approach - Retail deposits reached 822.9 billion yuan, growing 16.21% year-on-year, while retail loans amounted to 674.8 billion yuan, up 3.40% [10][11]