近年来，邮储银行深圳分行春风支行始终秉承"服务周边社区、贴近居民需求"的初心，将"邮爱乐园"主 题融入金融服务的每一处细节，用贴心设施、多元活动和专业服务为社区居民搭建便捷、暖心、可信赖 的金融服务平台，让金融服务既有速度又有温度。 ·广告 同时，春风支行主动延伸服务，将金融便民与公益宣传融合。一方面，定期组织工作人员进社区，开展 反洗钱、防诈骗等宣传活动，通过发手册、现场答疑等方式，提升居民金融风险防范意识；另一方面， 对接周边企业，开展金融知识讲座，普及账户安全、信贷理财等知识，宣讲本行客户权益、特色产品及 信用卡福利，为企业员工提供精准服务。 扎根社区，服务民生。未来，邮储银行深圳分行春风支行将持续坚守"以客户为中心"的服务理念，深 化"邮爱乐园"主题驿站建设，始终与社区居民相伴同行，不断丰富活动形式与服务内容，以专业、温 暖、便捷的金融服务全力打造有温度、可信赖的银行品牌，与客户携手共创美好未来。 （数据来源：邮储银行深圳分行） 作为深耕深圳老城区的金融网点，春风支行的服务半径覆盖周边多个成熟住宅区和城中村，客户群体以 社区常住居民为主，且网点紧邻地铁口与公交站点，交通通达性高。为破解客户等候时感到枯 ...

Core Viewpoint - The opening of the Huatai City Community Branch marks a significant step in the community financial layout of Industrial Bank's Jinan Branch, enhancing its service capabilities and commitment to inclusive finance [1][3]. Group 1: Strategic Deployment - The Huatai City Community Branch is an upgraded project from the original Huanghe Community Branch, featuring improved location, comprehensive functions, and enhanced services [1]. - The branch aims to serve local economic development and deepen inclusive financial services, acting as a 'capillary' connecting finance and people's livelihoods [1][2]. Group 2: Service Upgrades - The branch covers an area of 151 square meters and incorporates advanced technology such as smart counters and self-service terminals to facilitate quick transactions for customers [2]. - It offers a range of convenient services, including a service area equipped with reading glasses, umbrellas, and first aid kits, as well as accessibility features for the elderly [2]. - The branch provides a one-stop service for community residents, small business owners, and individual entrepreneurs, covering deposits, loans, and bill payments [2]. Group 3: Community Engagement - The branch focuses on precise service delivery through online and offline integration, promoting digital tools like mobile banking and the Xingzhi App to enhance convenience [2]. - It supports the real economy by offering customized financing solutions for small businesses and new residents, contributing to regional economic vitality [2]. - The branch collaborates with local communities to explore a "finance + public welfare" model, leveraging financial resources to empower social governance [2].

Core Viewpoint - Guilin Bank demonstrates strong resilience and steady growth in various operational indicators despite a complex macroeconomic environment, with a focus on rural finance and community banking to drive its development [1][2]. Group 1: Operational Performance - As of the end of 2024, Guilin Bank's total assets reached 576.447 billion yuan, a 6.23% increase from the beginning of the year; total deposits were 391.778 billion yuan, up 3.47%; total loans amounted to 360.280 billion yuan, reflecting a 10.93% growth; annual operating income was 12.054 billion yuan, a 4.88% year-on-year increase; and net profit was 2.320 billion yuan, up 5.80% year-on-year [2]. - In Q1 2025, Guilin Bank's total assets grew to 584.780 billion yuan, a 1.45% increase; total deposits reached 409.832 billion yuan, up 4.61%; total loans were 369.003 billion yuan, a 2.42% increase; operating income was 3.154 billion yuan, and net profit was 1.032 billion yuan, reflecting a 1.52% year-on-year growth [2]. Group 2: Rankings and Recognition - Guilin Bank's rankings have improved, placing 295th in the "2024 Global Bank 1000" by The Banker magazine based on core tier 1 capital; 250th in the "2024 China Service Industry Enterprises 500"; and 22nd in the "2024 Guangxi Top 100 Enterprises" [3]. Group 3: Rural Finance Development - Guilin Bank continues to deepen its rural finance efforts, enhancing its rural financial moat through refined management and optimizing asset sinking mechanisms tailored to local conditions. As of the end of 2024, the bank's county loan balance was 109.799 billion yuan, with agricultural loans at 83.379 billion yuan, a 12.66% year-on-year increase [4]. - The bank has established 600 rural revitalization demonstration points, covering one-third of Guangxi's agricultural industrialization leading enterprises [4]. Group 4: Community Financial Services - Guilin Bank is upgrading its community financial services, providing professional and convenient "financial + non-financial" services to residents and small enterprises. By the end of 2024, the bank had set up 683 community/small micro branches, ranking first among urban commercial banks in China [5]. Group 5: Financial Support for Local Economy - As the largest urban commercial bank in Guangxi, Guilin Bank focuses on financial support for key strategies and sectors, with loans in the "five major financial articles" reaching 117.677 billion yuan by the end of 2024, and a total of 99.529 billion yuan disbursed throughout the year [6]. Group 6: Technology and Green Finance - In the technology finance sector, Guilin Bank's loans to tech enterprises reached 30.113 billion yuan, a 32.72% year-on-year increase, supporting 953 high-tech enterprises [7]. - The bank has established 49 green finance specialized institutions, with green loan balances of 41.608 billion yuan, reflecting a 20.08% year-on-year growth, ranking first among local financial institutions in Guangxi [7]. Group 7: Inclusive and Digital Finance - Guilin Bank has optimized its small and micro enterprise loan services, with private loans reaching 165.904 billion yuan and inclusive small micro loans at 42.630 billion yuan, increasing by 5.55% and 13.07% year-on-year, respectively [8]. - The bank is enhancing its digital financial capabilities, with a case study on digital human intelligent financial applications winning an award for innovation in Guangxi's financial system [8].

Core Viewpoint - Guilin Bank demonstrates resilience in performance growth despite a complex macroeconomic environment, achieving a revenue of 10.938 billion yuan and a net profit of 2.280 billion yuan in 2024, reflecting year-on-year growth of 5.56% and 10.21% respectively [1] Financial Performance - The bank's total assets reached 541.53 billion yuan by the end of 2024, marking a 7.08% increase from the previous year [1] - Total loans amounted to 331.16 billion yuan, with a year-to-date growth of 12.60%, including corporate loans of 257.55 billion yuan (up 17.62%) and personal loans of 73.61 billion yuan [1] - Key regulatory indicators include a capital adequacy ratio of 11.67%, a provision coverage ratio of 131.94%, a liquidity ratio of 75.45%, and a non-performing loan ratio of 1.68%, all meeting regulatory requirements [1] Financial "Five Articles" - Guilin Bank has implemented a series of actions to align with the central financial work conference's directives, focusing on the financial "Five Articles" with a total loan balance of 117.68 billion yuan in this area, and a cumulative investment of 99.53 billion yuan in 2024 [2] - In the technology finance sector, the bank's loans to tech enterprises reached 30.11 billion yuan, a 32.72% increase, supporting 953 high-tech companies [2] - The green loan balance stood at 41.61 billion yuan, growing by 20.08%, with the establishment of 49 green finance specialized institutions [2] Inclusive Finance - The bank provided 26.91 billion yuan through the "Guihui Loan" program and utilized 15.8 billion yuan in re-lending funds, effectively reducing financing costs for related enterprises by over 200 million yuan [3] - By the end of 2024, the balance of private loans was 165.90 billion yuan, and inclusive small and micro loans reached 42.63 billion yuan, reflecting year-on-year growth of 5.55% and 13.07% respectively [3] Rural Finance - Guilin Bank has focused on rural finance, with county loans totaling 109.80 billion yuan and agricultural loans at 83.38 billion yuan, a 12.66% increase [5] - The bank has established 600 service demonstration points for rural revitalization, covering one-third of the agricultural industrialization leading enterprises in Guangxi [5] Community Finance - The bank has set up 683 community and small micro branches in Guangxi, ranking first among city commercial banks in China [6] - Over the past decade, the bank has deepened its community finance services, integrating them into local governance and providing both financial and non-financial services to residents and small enterprises [6]