Core Positioning - The company aims to build a "technology-driven asset management institution" and is advancing the digital application of cutting-edge technologies in investment research, advisory, and business operations [1] - Since its establishment in August 2020, the company has created over 110 billion yuan in investment returns for clients and has invested more than 260 billion yuan annually to support the real economy [1] Investment Research Capability - The company emphasizes a "customer-centric" approach and has developed a robust investment research capability, focusing on absolute returns and value creation [2] - It has established a dual-pillar investment research capability system centered on asset allocation and portfolio investment, adopting an "industrialized and platformized" investment management model [2] Product Development - As of July 2025, the company has launched a new product brand system called "An+Xin Stable and Far-reaching," which includes four product series targeting different investment needs [4] - The product system aims to respond to the increasingly diverse wealth management needs of investors with clearer product positioning and richer functional scenarios [4] AI and Digital Transformation - The company is leveraging AI technology to enhance its investment research capabilities, including policy interpretation and report generation, thereby improving investment decision-making [7] - It has developed a digital infrastructure that supports various business processes, enhancing efficiency and decision-making across investment research, product operations, and customer service [6] Support for Real Economy - The company is committed to providing high-quality financial services and has increased its support for the real economy, focusing on technology innovation and strategic emerging industries [8] - As of June 2025, it has invested over 25 billion yuan in technology finance and over 15 billion yuan in green finance, contributing to the national "dual carbon" goals [8][9] ESG and Green Finance - The company has been proactive in developing green finance and ESG-related businesses, launching various green financial products and participating in sustainable investment initiatives [9] - It aims to integrate its development with national high-quality growth objectives, enhancing its core investment research capabilities and supporting new productive forces [9]

Core Insights - Ping An Wealth Management has created over 110 billion yuan in investment returns for clients over five years, averaging over 260 billion yuan annually to support the real economy [1] - The company aims to enhance its position as a technology-driven asset management institution, leveraging AI and digital technology to create competitive advantages [1][5] Investment Research Capability - The company emphasizes a "customer-centric" approach, integrating solid investment research capabilities, a clear product system, cutting-edge digital technology, and high-quality customer service [2] - It has developed a dual-pillar investment research capability focused on asset allocation and portfolio investment, ensuring standardized and modular investment management processes [2][3] - As of July 2025, the company's product net loss ratio and negative return ratio are 0.65% and 0.55%, respectively, outperforming industry averages [3] Product Development - The company has launched a new product brand system called "An+Xin Stable and Long-term," which includes four product series targeting different investment needs [4] - The product system aims to meet diverse wealth management demands with clearer positioning and richer functional scenarios [4] Customer Service - Ping An Wealth Management collaborates with Ping An Bank to enhance customer service capabilities, offering innovative services like cash combination services and 24/7 investment product access [4] - Since 2025, the total trading volume of cash management night market products has accounted for 17% of transactions, with subscription accounting for 28% [4] AI and Digital Technology - The company is actively integrating AI technology into its core operations, enhancing investment research, marketing, and operational efficiency [5][6] - It has developed a digital employee, EVA, which operates across various functions, significantly improving decision-making efficiency [6] Support for Real Economy - Ping An Wealth Management is committed to supporting the real economy, focusing on technology and innovation sectors, with over 25 billion yuan allocated to technology finance by June 2025 [7] - The company has also invested over 15 billion yuan in green finance, launching multiple green financial products to promote sustainable development [7][8] ESG and Green Finance - The company has established a strong presence in green finance and ESG-related businesses, launching various themed products and participating in green bond investments [8] - It aims to align its development with national strategies, enhancing its core investment research capabilities to support new quality productivity [8]