Group 1 - The global political and economic landscape is rapidly evolving since 2025, with increasing trade barriers and deep restructuring of supply chains [1] - China Everbright Bank is committed to serving the country's high-level opening-up with competitive overseas business, focusing on green finance and sustainable development [1] - In the first half of 2025, the bank's overseas institutions embedded ESG principles into the entire process of credit, investment, and risk control, achieving significant milestones in green loans and bonds [1] Group 2 - The bank actively supports high-level opening-up by aligning cross-border financial services with national strategic initiatives, such as the Guangdong-Hong Kong-Macao Greater Bay Area [2] - In the first half of 2025, the Hong Kong branch facilitated a loan of 100 million HKD for infrastructure projects, enhancing regional integration [2] - The establishment of RMB interbank accounts in multiple overseas branches has effectively expanded cross-border RMB financing channels, contributing to the internationalization of the RMB [2] Group 3 - The bank is enhancing cross-border financial service solutions to meet the needs of enterprises going abroad, focusing on key sectors like infrastructure, energy transition, and digital economy [3] - The "Sunshine Easy Exchange" product system has been improved to better cater to the financing needs of enterprises in the Belt and Road Initiative [3] - As of June 2025, the bank provided a cross-border direct loan balance of 16.14 billion CNY, with approximately 4.03 billion CNY in loans to countries along the Belt and Road [3]

Core Insights - Since 2025, the global political and economic landscape has been rapidly evolving, with increasing trade barriers and a deep restructuring of supply chains. China Everbright Bank is committed to serving the country's high-level opening-up with competitive overseas business focused on financial "five major articles" [1] Group 1: Green Finance Initiatives - In the first half of 2025, Everbright Bank's overseas institutions embedded ESG principles throughout the credit, investment, and risk control processes, achieving 15 green/sustainable development-linked loans totaling 4.31 billion yuan [1] - The Hong Kong branch and Everbright International facilitated the issuance of 19 green bonds, with a total issuance scale of 44.4 billion yuan, covering the entire chain from issuance to certification and listing [1] - Everbright International also assisted in issuing 17 sustainable development bonds, 2 climate transition financing bonds, and 1 social responsibility bond, with a total issuance scale of 26.5 billion yuan, providing long-term patient capital for the green transformation of traditional industries [1] Group 2: Cross-Border Financial Services - Everbright Bank is leveraging its domestic and international synergies to support high-level opening-up, aligning cross-border financial services with national strategic initiatives such as the Guangdong-Hong Kong-Macao Greater Bay Area and the Belt and Road Initiative [2] - In the first half of 2025, the Hong Kong branch provided a loan of 10 million HKD for the construction of the Northern Metropolis and artificial island projects, contributing to the integration of the Greater Bay Area [2] - The Hong Kong branch has been recognized as an "Outstanding Investor" in the Northbound Bond Connect for five consecutive years, enhancing the connectivity between mainland and Hong Kong financial markets [2] Group 3: Support for Enterprises Going Global - Everbright Bank focuses on serving enterprises going abroad, particularly in infrastructure, energy transition, high-end manufacturing, and digital economy sectors, enhancing cross-border financial service solutions [3] - The bank has developed an 8-product system under "Sunshine Easy Exchange" to improve financing structure design capabilities, catering to the long-term financing needs of enterprises in key sectors [3] - As of June 2025, Everbright Bank provided a cross-border direct loan balance of 16.14 billion yuan, with approximately 4.03 billion yuan in loans to countries and regions along the Belt and Road Initiative [3]