中国人民财产保险股份有限公司深圳市分公司 颁奖词 产品层次丰富，市场表现优秀，服务水平优越，社会效益良好。注重客户消费体验，以客户为中心、洞 悉客户需求，致力打造全流程优质客服服务体系，公司客户服务表现优秀、深受客户好评。 获奖机构 中国太保产险深圳分公司深耕低空经济保险领域10余年。牵头制定全国首个无人机系列保险条款、服务 指引及地方标准，创新"保险+售后"模式，为近5000个运营人数万台设备提供保障，覆盖应急救援、物 流试点及企业出海。 泰康人寿保险有限责任公司深圳分公司 中国太平洋财产保险股份有限公司深圳分公司 泰康人寿保险有限责任公司深圳分公司 太平人寿保险有限公司深圳分公司 瑞众人寿保险有限责任公司深圳分公司 中国人民健康保险股份有限公司深圳分公司 同方全球人寿保险有限公司 获奖理由 中国人民财产保险股份有限公司深圳市分公司 人保财险深圳分公司聚焦国家与区域战略，深耕科技、绿色、普惠等多领域。承保高新企业1520家、专 精特新企业914家，创新机器人保险生态圈及首单中试保险；落地绿色建筑、储能专属保险；服务新市 民1.9亿人次，承保惠民保、校园"双险"，覆盖近3万家中小微企业；布局养老及数字金融保险 ...

Core Viewpoint - The insurance industry aims to play a crucial role in green finance by becoming a resilient recoverer of disaster risks, an important governor of environmental externalities, and a long-term investor in the green economy [1][2]. Group 1: Resilience to Disaster Risks - The insurance sector plans to enhance the policy standards and product systems for catastrophe insurance, focusing on developing a catastrophe risk quantification model suitable for China's disaster scenarios [1]. - There is an intention to strengthen the operational mechanism of the catastrophe insurance community and promote comprehensive multi-disaster catastrophe insurance [1]. Group 2: Governance of Environmental Externalities - Positive incentives will be created through the development of green insurance products such as new energy vehicle insurance and green building insurance, establishing a compensation mechanism for positive externalities [1]. - Negative constraints will be implemented via environmental pollution liability insurance, using rate levers to increase operational costs for high-emission enterprises, thereby establishing a corrective mechanism [1]. - The company plans to enrich the green insurance product system, focusing on ecological environment quality improvement and biodiversity protection, while exploring green insurance rate adjustment mechanisms [1]. Group 3: Long-term Investment in Green Economy - The insurance industry is set to become a long-term investor in the green economy, with investment scale exceeding 100 billion yuan in 2024 for green development [1]. - Innovative insurance solutions will be utilized to mitigate negative financial impacts from uncertainties, attracting more social capital into green low-carbon industries [1][2]. - Future initiatives include conducting carbon emission assessments for investment portfolios and exploring financing evaluations based on carbon performance to reduce asset portfolio carbon intensity [2].