■本报记者 黄力辉 当前，黑龙江省正着力发展"两牛一猪一禽"现代畜牧业，提升畜产品供应保障能力，稳定畜牧业基本 盘。邮储银行黑龙江省分行精准把握区域经济脉搏，紧紧围绕国家乡村振兴战略，依托地方资源禀赋， 找准金融着力点，将肉牛产业列为重点服务领域，不断优化金融服务，推动肉牛养殖业做大做强。截至 目前，该分行已累计向肉牛养殖产业发放贷款超24亿元，年结余规模达6.25亿元，以金融"养料"激活肉 牛产业内生动力。 邮储银行黑龙江省分行成立"产业振兴研究专班"，围绕"22+57"条产业链（22条省级重点产业，57条地 市级重点产业）开展产业研究，其中肉牛养殖产业一直是该分行深入研究的重点产业。同时，该分行通 过组织市场调研，创新肉牛养殖专属信贷产品，优化授信审批流程，不断提高肉牛养殖主体的获贷便利 性。 在黑龙江省友谊县，当地政府正从优化良种繁育、协商融资等方面入手，向养殖户和养殖企业落实优惠 政策，推动肉牛养殖产业向规模化、标准化、专业化方向发展。邮储银行友谊县支行积极响应，通过创 新金融产品与服务，为肉牛养殖产业注入源源不断的金融"活水"，截至目前，已累计向当地36户肉牛养 殖户发放"肉牛养殖贷"164笔、金额 ...

Group 1 - The core viewpoint of the articles highlights the significant role of the commercial kitchenware industry in Bo Xing County, Shandong Province, which has established itself as a leading production hub with over 40% market share nationally and over 90% within Shandong [1][2] - Bo Xing County has developed a complete industrial chain for commercial kitchenware, housing over 2,800 large-scale enterprises and creating more than 45,000 jobs, with notable brands such as Lu Bao, Crown, and Jin Bai Te [1] - The introduction of the "Kitchenware Loan" by Qilu Bank aims to address the financing challenges faced by local kitchenware companies, facilitating equipment upgrades and capacity expansion [1][2] Group 2 - Qilu Bank's proactive approach in understanding the financing needs of local businesses led to the successful issuance of a 2 million yuan loan to Shandong Zhenglian Kitchen Industry Co., which resulted in a 40% increase in production capacity and the creation of 20 new jobs [2] - Since the beginning of the year, Qilu Bank's Binzhou branch has provided over 20 million yuan in credit support to nearly 30 kitchenware manufacturers through the "Kitchenware Loan" program [2] - The bank has developed a diverse range of inclusive financial products tailored to local industries, with over 260 million yuan in new loans issued in the first half of the year, demonstrating a commitment to meet the specific needs of the industry [2]