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创新“信用+产业”模式,破解农业融资难题
Xin Hua Ri Bao· 2025-12-15 07:09
Group 1 - The core viewpoint of the articles highlights the proactive role of Jiangsu Bank in supporting rural revitalization through targeted financial services for agriculture and local industries [1][2][3][4] Group 2 - Jiangsu Bank has provided a total of 217.2 billion yuan in agricultural loans by the end of November 2025, benefiting 110,000 agricultural operators [1] - The bank has introduced specialized financial products such as "Haimen Home Textile Loan" and "Donghai Crystal Loan" to support local agricultural sectors [1] - In Wuxi's Yangshan, Jiangsu Bank customized a credit line of 10 million yuan for a leading peach company to aid in the expansion of standardized bases and digital upgrades [2] - The bank has issued over 300 million yuan in loans to small and micro enterprises in the Yangshan area this year [2] - In the fishing industry of Lusi, Jiangsu Bank launched the "Lusi Fishing Boat Loan" to address financing challenges by creating a "credit + industry data" model [3] - The bank provided a customized financing plan and a rapid approval of 10 million yuan to a family fishing farm for cold storage expansion and e-commerce platform improvement [3] - In Shuyang, Jiangsu Bank introduced credit products like "Su Nong Grain Trade Loan" to simplify approval processes and provide quick funding for grain purchases [4] - The bank has served over 4,500 agricultural operators in Shuyang, reinforcing financial support for stable grain production and sales [4]
果满枝 鱼满舟 粮满仓
Jin Rong Shi Bao· 2025-10-28 02:12
Core Insights - The Bank of China Jiangsu Branch is actively supporting rural development through tailored financial services, focusing on agricultural loans and local industry needs [1][2][3][4][5] Agricultural Loans - As of September 2025, the Bank of China Jiangsu Branch has issued 187.8 billion yuan in agricultural loans, benefiting 110,000 agricultural operators [1] - The bank has introduced various financial service solutions for local特色产业, including "Haimen Home Textile Loan" and "Donghai Crystal Loan" [1] Support for Specific Industries - In Wuxi's Yangshan Town, the bank provided a 10 million yuan credit line to a leading peach company to support its expansion and digital management initiatives [2] - The bank has issued over 300 million yuan in loans to small and micro enterprises in the Yangshan area this year [2] Fisheries Financing - The bank launched the "Lüsi Fishing Boat Loan" to address financing challenges faced by local fishing enterprises, focusing on key areas like vessel upgrades and cold chain improvements [3] - A family-owned fishing farm received a 10 million yuan credit approval to enhance its cold storage and processing capabilities, boosting its brand influence and sales [3] Grain Purchase Support - The bank introduced the "Su Nong Grain Trade Loan" to facilitate quick funding for grain purchases during peak seasons, eliminating collateral requirements [4] - A grain purchasing station received a 2 million yuan credit loan to address liquidity needs, ensuring timely grain sales for farmers [4] Inclusive Financial Products - The bank has expanded its inclusive product offerings, serving over 4,500 agricultural operators in the Shuyang area alone, thereby providing robust financial support for stable grain production [5] - The bank's initiatives connect various agricultural sectors, from peach orchards to fishing ports, ensuring a continuous flow of financial resources throughout the rural economy [5]
中国银行全心投入 “贷”来夏收好“丰”景
Group 1 - The core viewpoint emphasizes the proactive financial support provided by Bank of China to agricultural producers during the critical "Three Summer" production period, addressing their specific financial needs and enhancing service quality [1][2][3] - Bank of China Jiangsu Branch has introduced tailored financial products like "Su Nong Grain Trade Loan" and "Su Nong Micro Loan" to alleviate the challenges of obtaining loans for agricultural entities, benefiting over 6,600 agricultural operators this year [1] - In Shandong, Bank of China has designed the "Grain Storage Loan" to support grain purchasing entities, facilitating efficient cash flow management during the peak summer grain collection season [2] Group 2 - Bank of China Henan Branch has established a "Three Summer" financial service team to enhance financial support and optimize services across the entire agricultural supply chain, addressing the slow response and accessibility issues of traditional financial services [2] - A customized financial service plan called "Grain Trade Loan" was developed by Bank of China Henan Branch to assist grain trading companies facing liquidity shortages, enabling quick online applications and approvals [3] - The ongoing commitment of Bank of China to increase agricultural credit resources aims to alleviate financing difficulties for grain industry stakeholders, contributing to national food security and rural revitalization efforts [3]