苏银养老金融

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江苏银行打造“金融+健康”个人服务新模式
Zhong Jin Zai Xian· 2025-05-10 08:13
Core Viewpoint - Jiangsu Bank is actively engaging in the promotion of sports and health, showcasing its commitment to social responsibility and economic support through various initiatives and sponsorships in the sports sector [1][2][3][4]. Group 1: Sports Sponsorship and Community Engagement - Jiangsu Bank is the title sponsor of the Jiangsu Provincial Urban Football League, featuring 13 teams from various cities, emphasizing its focus on sports health and community engagement [1]. - The bank is also sponsoring the first Jiangsu Football Development Key City Competition in the second half of 2024, aiming to promote football reform and increase participation in the sport [2]. - In addition to football, Jiangsu Bank supports various sports events such as marathons and cycling, leveraging its financial resources to enhance public health and economic development [2]. Group 2: Financial Services and Consumer Engagement - Jiangsu Bank is extending its financial service chain through sports and health initiatives, offering sports consumption vouchers during events like the Nantong Marathon to encourage public participation [3]. - The bank has issued over 5 million yuan in travel, cultural, and merchant consumption subsidies since the beginning of 2024, enhancing consumer engagement in sports and daily life [3]. - The "Beautiful Life Festival" series of activities has been launched to provide discounts and benefits to over 20 million app users, improving the overall well-being of the community [3]. Group 3: Development of Pension Financial Services - With the increase in life expectancy in China, Jiangsu Bank is focusing on pension financial services, addressing the growing demand for quality of life and health management among the elderly [4]. - The bank has developed the "Su Yin Pension Financial" brand, creating a comprehensive service system that includes exclusive cards, wealth management, and specialized services for the elderly [4]. - As of the end of Q1 this year, Jiangsu Bank has 114 branches recognized as "Civilized and Standardized Service Elderly-Friendly Branches," ranking first among joint-stock banks and city commercial banks in the province [4].
江苏银行零售AUM突破1.5万亿元,个人金融业务发展再上新台阶
Zhong Jin Zai Xian· 2025-04-23 14:15
Core Viewpoint - Jiangsu Bank's 2024 annual report showcases strong growth with operating income of 80.815 billion yuan and net profit attributable to shareholders of 31.843 billion yuan, highlighting its strength as a leading city commercial bank [1] Group 1: Personal Financial Business Performance - Retail asset management (AUM) has surpassed 1.42 trillion yuan, maintaining the top position among city commercial banks [1] - Retail deposit balance reached 822.9 billion yuan, a year-on-year increase of 16.21%, while retail loan balance was 674.8 billion yuan, up 3.40% from the previous year [1] - The personal loan non-performing rate is controlled at a low level of 0.88% [1] - As of the end of Q1 this year, retail AUM has exceeded 1.5 trillion yuan [1] Group 2: Professional Foundation - Jiangsu Bank focuses on a "full product" development strategy, offering a comprehensive range of high-quality financial products [2] - The bank launched the "Su Yin Jin Xuan" fund selection brand, which has outperformed market indices [2] - The bank provides efficient and convenient services through its mobile banking app and over 500 physical branches [2] Group 3: Recognition and Awards - Jiangsu Bank's personal financial services have received industry recognition, winning awards such as the "Topology Award" from Zhitong Finance and the "2024 Annual Bank Wealth Management Brand Award" from Shanghai Stock Exchange [3] Group 4: Targeted Services - The bank utilizes big data to create customer profiles, offering differentiated services to meet diverse consumer needs [4] - Jiangsu Bank has launched a 2025 consumption promotion initiative with 20 measures to stimulate consumer spending [4] - The bank has introduced various promotional activities in line with government policies to encourage consumption [4] Group 5: Elderly Financial Services - Jiangsu Bank has developed the "Su Yin Pension Finance" brand, providing a comprehensive service system for elderly customers [5] - The issuance of the "Rong Xiang Xing Fu" debit card has exceeded 1 million, and the sales of exclusive wealth management products have surpassed 260 billion yuan [5] Group 6: Entrepreneurial Services - The bank has introduced the "Qi Tou Jia" comprehensive service brand to cater to the needs of entrepreneurs, focusing on investment, financing, inheritance, and communication [6][7] - The number of financial private clients has grown at an annual rate of over 20%, exceeding 110,000 by the end of Q1 2025 [7] Group 7: Community Engagement and Cultural Finance - Jiangsu Bank has implemented a "1+N" customer acquisition model, integrating financial services into community life [8] - The bank has partnered with cultural institutions to enhance cultural finance and launched co-branded digital debit cards [9] - The bank supports major sports events and promotes community activities to create a vibrant lifestyle ecosystem [9] Group 8: Overall Strategy and Future Outlook - Jiangsu Bank emphasizes customer-centricity and aims to create value through community engagement and collaboration [8] - The bank's mobile app has over 7 million monthly active users, leading among city commercial banks [9] - Jiangsu Bank is committed to adapting to changing environments and providing warm, precise services to ensure customer satisfaction [9]