农业银行网络金融部总经理杨宇红在致辞中表示，企业金融服务平台 9.0 版正式亮相，针对不同类型企业的经营特点，推出组合化、标准 化、定制化三大服务模式，实现服务能力和企业需求的精准匹配、深度契合 。 1 月 30 日上午，农业银行在宁波成功举办"耕耘数字沃土， e 企连接未来——中国农业银行'农银睿达'品牌暨企业金融服务平台 9.0 版 发布会"。农业银行党委委员、副行长王大军，政府机构代表， 30 余家央国企、高新技术企业代表，农业银行总行相关部门以及 11 家分 行有关单位负责人出席活动。 农业银行党委委员、副行长 王大军在致辞中指出，农业银行始终坚守服务实体经济初心，为满足各种类型市场主体所需，正式推出对公线 上统一服务品牌——"农银睿达"，并同步发布承载品牌核心价值的企业金融服务平台 9.0 版。"睿"代表智慧洞察，"达"象征通达成 就，"农银睿达"的根本使命，正是"耕耘数字沃土， e 企连接未来"，为全类型企业提供覆盖全场景、全周期的线上综合金融解决方案。 图："农银睿达"品牌暨企业金融服务平台 9.0 版成功发布 此次发布会展示了农业银行在金融科技领域的创新成果，彰显了国有大行服务实体经济的责任担 ...

在中央金融工作会议将数字金融明确列为金融"五篇大文章"之一的政策引领下，银行业的数字化转 型已经进入关键深化期，要求银行必须将数字化从技术赋能层面，全面上升至重塑业务模式、经营 生态与价值创造的核心战略高度。基于此背景，建设一体化、智能化的数字化经营平台，成为银行 破解增长瓶颈、重构竞争优势的必然选择。数字化经营平台承担银行整合客户触点、赋能内部流 程、协同外部生态核心枢纽的角色，旨在通过数据驱动实现业务全链路的敏捷响应与智能决策。 在这一进程中， 手机银行 APP 作为银行服务线上化、数字化的核心载体与"主阵地"，其重要性日 益凸显。 它承担着三重关键使命：第一，作为服务主入口，直接承载用户对银行数字化能力的全 部感知；第二，作为数据主阵地，实时汇聚用户行为，为精准洞察与智能服务奠定基石；第三，作 为生态连接器，通过融合金融与生活场景，构建开放的服务平台。可以说， APP 运营的成败，直 接决定了银行数字化战略的落地高度与市场成效。 当前，各大银行均将手机银行 APP 置于数字化战略的核心位置，持续投入资源进行版本迭代、生 态拓展与体验升级。根据 UserTracker 多平台网民行为监测数据库统计结果， ...

Core Viewpoint - The "16th Financial Golden Ding Award" was presented at the "2025 Financial Development Conference," recognizing outstanding financial institutions in China, with Xi'an Bank winning the "Annual Support for Local Economic Development Award" for its contributions to regional economic growth and service to the real economy [1][3]. Group 1: Xi'an Bank's Achievements - Xi'an Bank has been acknowledged for its commitment to local economic development and its innovative financial products tailored to meet the needs of key industries [3][4]. - The bank has launched various financial products such as "Hard Technology Loan," "Talent Management Loan," and "Salary Manager," which align with the demands of local economic development [3][4]. Group 2: Innovative Practices - Xi'an Bank partnered with Shaanxi Cultural Investment Group to create a digital supply chain financial platform for the cultural tourism industry, facilitating 200 million yuan in credit and significantly reducing financing cycles to 2 days [4]. - The bank introduced the "Specialized and Innovative Special Board Loan" to support technology enterprises, offering up to 50 million yuan in unsecured loans to address the challenges of asset-light businesses [4]. - In the high-end manufacturing sector, the bank developed the "Aerospace Technology Loan," providing over 70 million yuan in credit to aircraft component suppliers, supporting the national strategy for independent aerospace manufacturing [4]. Group 3: Financial Performance - In the first three quarters of the year, Xi'an Bank reported a revenue of 7.691 billion yuan, a year-on-year increase of 39.11%, and a net profit of 2.033 billion yuan, up 5.51% [5]. - The bank's total assets exceeded 500 billion yuan by March 2025, reaching 551.1 billion yuan by September, indicating a steady growth trajectory [5]. Group 4: Future Outlook - The recognition from the Golden Ding Award reflects both past efforts and future commitments, as Xi'an Bank continues to innovate and support high-quality regional economic development [6].