Group 1 - The core viewpoint of the article highlights the significant adjustment in domestic bank deposit rates, with the one-year fixed deposit rate falling below 1%, leading to increased interest in dollar-denominated financial products due to their relatively higher yields [1][5] - The dollar deposit rates have seen a decline of 30 to 100 basis points, prompting a shift in the dollar wealth management products' performance benchmarks, which have dropped below an annualized 4% for mainstream low-risk products [1][2] - The market anticipates 1 to 2 rate cuts by the Federal Reserve this year, encouraging investors to seize the opportunity by selecting top institutions with strong cross-border investment management capabilities [2][5] Group 2 - Huahua Wealth Management has demonstrated strong performance in the dollar wealth management sector, with its product achieving an annualized return of 5.4%, ranking first among similar products, while maintaining a maximum drawdown of only -1 basis point [3][4] - The investment strategy of Huahua Wealth Management focuses on high-quality, low-volatility assets, primarily allocating to dollar deposits from large banks and selecting overseas fixed-income assets to enhance overall returns while controlling risks [3][4] - The company leverages its global perspective and local experience, supported by its foreign shareholder's extensive resources, to continuously identify quality overseas assets for its dollar wealth management products [4][5]