来源：新浪证券-红岸工作室 11月20日，邮储银行盘中上涨2.09%，截至09:42，报5.85元/股，成交3.02亿元，换手率0.08%，总市值 7025.56亿元。 资金流向方面，主力资金净流入2492.22万元，特大单买入5819.28万元，占比19.29%，卖出4410.70万 元，占比14.62%；大单买入8901.75万元，占比29.50%，卖出7818.12万元，占比25.91%。 邮储银行今年以来股价涨7.97%，近5个交易日涨0.69%，近20日跌2.50%，近60日跌4.88%。 机构持仓方面，截止2025年9月30日，邮储银行十大流通股东中，香港中央结算有限公司位居第六大流 通股东，持股5.20亿股，相比上期减少4.22亿股。华夏上证50ETF（510050）位居第七大流通股东，持 股2.11亿股，相比上期减少554.09万股。华泰柏瑞沪深300ETF（510300）位居第八大流通股东，持股 1.88亿股，相比上期减少918.03万股。易方达沪深300ETF（510310）位居第九大流通股东，持股1.36亿 股，相比上期减少465.40万股。 资料显示，中国邮政储蓄银行股份有限公司位于中 ...

11月17日，邮储银行盘中下跌2.06%，截至10:26，报5.71元/股，成交6.36亿元，换手率0.16%，总市值 6857.43亿元。 资金流向方面，主力资金净流出9651.26万元，特大单买入6912.72万元，占比10.87%，卖出1.42亿元， 占比22.37%；大单买入1.63亿元，占比25.61%，卖出1.86亿元，占比29.30%。 机构持仓方面，截止2025年9月30日，邮储银行十大流通股东中，香港中央结算有限公司位居第六大流 通股东，持股5.20亿股，相比上期减少4.22亿股。华夏上证50ETF（510050）位居第七大流通股东，持 股2.11亿股，相比上期减少554.09万股。华泰柏瑞沪深300ETF（510300）位居第八大流通股东，持股 1.88亿股，相比上期减少918.03万股。易方达沪深300ETF（510310）位居第九大流通股东，持股1.36亿 股，相比上期减少465.40万股。 责任编辑：小浪快报 邮储银行今年以来股价涨5.39%，近5个交易日跌2.06%，近20日涨0.53%，近60日跌4.99%。 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号 ...

来源：新浪证券-红岸工作室 11月13日，邮储银行跌1.02%，成交额10.43亿元，换手率0.27%，总市值6977.52亿元。 异动分析 高股息精选+国企改革 1、邮储银行最近3年的股息率分别为：5.58%，6.00%，4.61% 2、公司属于国有企业。公司的最终控制人为中国邮政集团有限公司。 (免责声明：分析内容来源于互联网，不构成投资建议，请投资者根据不同行情独立判断) 资金分析 今日主力净流入-9226.26万，占比0.09%，行业排名4/6，该股当前无连续增减仓现象，主力趋势不明 显；所属行业主力净流入-3.59亿，当前无连续增减仓现象，主力趋势不明显。 截至9月30日，邮储银行股东户数14.26万，较上期减少13.09%；人均流通股478570股，较上期增加 15.29%。2025年1月-9月，邮储银行实现营业收入0.00元；归母净利润765.62亿元，同比增长0.98%。 分红方面，邮储银行A股上市后累计派现1377.96亿元。近三年，累计派现773.95亿元。 机构持仓方面，截止2025年9月30日，邮储银行十大流通股东中，香港中央结算有限公司位居第六大流 通股东，持股5.20亿股，相比上期 ...

Core Viewpoint - Postal Savings Bank of China (PSBC) shows stable performance with a recent stock price increase and a solid dividend yield, indicating potential investment opportunities in the context of state-owned enterprise reforms [1][2]. Financial Performance - PSBC's recent three-year dividend yields are 5.58%, 6.00%, and 4.61% respectively, reflecting a consistent return to shareholders [2]. - For the period from January to September 2025, PSBC reported a net profit of 765.62 billion yuan, representing a year-on-year growth of 0.98% [7]. Market Activity - On November 12, PSBC's stock rose by 0.69% with a trading volume of 9.93 billion yuan and a turnover rate of 0.25%, leading to a total market capitalization of 704.96 billion yuan [1]. - The main capital inflow for PSBC today was 67.79 million yuan, accounting for 0.07% of the total, with no significant trend in main capital movements observed [3][4]. Shareholder Structure - As of September 30, 2025, PSBC had 142,600 shareholders, a decrease of 13.09% from the previous period, while the average circulating shares per person increased by 15.29% to 478,570 shares [7]. - The top ten circulating shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings compared to the previous period [8][9]. Business Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, primarily offers banking and financial services in China, with personal banking contributing 65.15% to its revenue, corporate banking 22.71%, and fund operations 12.10% [6].

Core Viewpoint - Postal Savings Bank of China (PSBC) shows a stable performance with a recent stock price increase and a solid dividend yield, indicating potential investment attractiveness in the context of state-owned enterprise reforms [1][2]. Financial Performance - PSBC's recent three-year dividend yields are 5.58%, 6.00%, and 4.61% respectively, reflecting a consistent return to shareholders [2]. - As of September 30, 2025, PSBC reported a net profit of 765.62 billion yuan, a year-on-year increase of 0.98% [7]. Market Activity - On November 4, PSBC's stock rose by 2.42%, with a trading volume of 1.309 billion yuan and a turnover rate of 0.33%, leading to a total market capitalization of 710.963 billion yuan [1]. - The stock has seen a net inflow of 1.04 million yuan today, with no significant trend in major shareholder activity [3][4]. Shareholder Structure - As of September 30, 2025, the number of PSBC shareholders decreased by 13.09% to 142,600, while the average circulating shares per person increased by 15.29% to 478,570 shares [7]. - Major shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings [8][9]. Business Overview - PSBC, established in 2007 and listed in 2019, primarily offers banking and financial services in China, with personal banking contributing 65.15% to its revenue, corporate banking 22.71%, and funding operations 12.10% [6]. - The bank operates under the categories of state-owned large banks, with a focus on long-term value and low price-to-earnings ratios [6].

Core Viewpoint - Postal Savings Bank of China (PSBC) experienced a decline of 2.71% in stock price on October 31, with a trading volume of 1.361 billion yuan and a market capitalization of 690.547 billion yuan [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, indicating a consistent high dividend payout [2] - For the period from January to September 2025, PSBC reported a net profit of 76.562 billion yuan, reflecting a year-on-year growth of 0.98% [7] Shareholder and Market Activity - As of September 30, 2025, the number of PSBC shareholders was 142,600, a decrease of 13.09% from the previous period [7] - The average trading cost of PSBC shares is 5.13 yuan, with the stock price nearing a resistance level of 5.86 yuan, suggesting potential for upward movement if this level is surpassed [5] Institutional Holdings - The top ten circulating shareholders of PSBC include Hong Kong Central Clearing Limited, which holds 520 million shares, a decrease of 422 million shares from the previous period [8] - Other notable shareholders include Huaxia SSE 50 ETF and Huatai-PineBridge CSI 300 ETF, both of which have also reduced their holdings [9] Business Overview - PSBC primarily operates in personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [6] - The bank is classified under the category of state-owned large banks, with its ultimate controller being China Post Group [2][6]

Core Viewpoint - Postal Savings Bank of China experienced a decline of 2.14% in stock price on October 29, with a trading volume of 1.063 billion yuan, indicating market volatility and investor sentiment towards the bank's performance [1] Financing Summary - On October 29, the bank recorded a financing buy amount of 194 million yuan and a repayment of 108 million yuan, resulting in a net financing purchase of approximately 85.66 million yuan [1] - The total financing and securities lending balance reached 918 million yuan, with the current financing balance of 913 million yuan accounting for 0.23% of the circulating market value, which is below the 20th percentile level over the past year, indicating a low financing level [1] Securities Lending Summary - The bank repaid 269,600 shares in securities lending on October 29, while selling 15,300 shares, amounting to approximately 90,900 yuan based on the closing price [1] - The remaining securities lending volume stood at 925,800 shares, with a balance of approximately 5.50 million yuan, which exceeds the 70th percentile level over the past year, indicating a relatively high level of securities lending [1] Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, primarily provides banking and related financial services in China [2] - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2] - As of June 30, the bank had 164,100 shareholders, a decrease of 10.31% from the previous period, with an average of 415,086 circulating shares per shareholder, an increase of 11.66% [2] Dividend Summary - Since its A-share listing, Postal Savings Bank has distributed a total of 137.796 billion yuan in dividends, with 77.395 billion yuan distributed over the past three years [3] Institutional Holdings Summary - As of June 30, 2025, Hong Kong Central Clearing Limited was the fourth-largest circulating shareholder, holding 942 million shares, an increase of 60.826 million shares from the previous period [3] - Other significant institutional shareholders include Huaxia SSE 50 ETF, Huatai-PB CSI 300 ETF, and E Fund CSI 300 ETF, all of which have increased their holdings compared to the previous period [3]

Core Viewpoint - Postal Savings Bank of China (PSBC) shows a stable performance with a recent stock price increase and a solid dividend yield, indicating potential investment opportunities in the banking sector [1][2]. Financial Performance - PSBC's recent stock performance includes a 1.00% increase in share price, with a trading volume of 976 million yuan and a market capitalization of 728.977 billion yuan [1]. - The bank's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, reflecting a consistent return to shareholders [2]. Shareholder and Ownership Structure - PSBC is a state-owned enterprise, ultimately controlled by China Post Group [2]. - As of June 30, the number of shareholders decreased by 10.31% to 164,100, while the average circulating shares per person increased by 11.66% to 415,086 shares [7]. Revenue and Profitability - For the first half of 2025, PSBC reported a net profit of 49.228 billion yuan, representing a year-on-year growth of 0.85% [7]. - Cumulative cash dividends since the bank's A-share listing amount to 137.796 billion yuan, with 77.395 billion yuan distributed over the last three years [8]. Institutional Holdings - As of June 30, 2025, major institutional shareholders include Hong Kong Central Clearing Limited, which holds 942 million shares, an increase of 60.826 million shares from the previous period [8][9]. - Other significant shareholders include various ETFs, indicating a diversified institutional interest in PSBC [8][9]. Business Operations - PSBC's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [6]. - The bank provides a wide range of financial services, including loans, deposits, and asset management, catering to both individual and corporate clients [6].

Core Viewpoint - Postal Savings Bank of China (PSBC) has experienced fluctuations in its stock price, with a year-to-date increase of 8.34% and a recent decline in trading activity, indicating mixed investor sentiment [1][2]. Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing and provides a range of banking and financial services in China [2]. - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2]. - The bank operates in the categories of state-owned large banks and is associated with concepts such as low price-to-earnings ratio and net asset value [2]. Financial Performance - As of June 30, 2025, PSBC reported a net profit of 49.228 billion yuan, reflecting a year-on-year growth of 0.85% [3]. - The bank has distributed a total of 137.796 billion yuan in dividends since its A-share listing, with 77.395 billion yuan distributed over the past three years [4]. Shareholder Structure - As of June 30, 2025, the number of shareholders decreased by 10.31% to 164,100, while the average number of circulating shares per person increased by 11.66% to 415,086 shares [3]. - Major shareholders include Hong Kong Central Clearing Limited and various ETFs, with significant increases in their holdings compared to previous periods [4].

Core Insights - Postal Savings Bank of China (PSBC) experienced a decline of 0.70% in stock price on October 20, with a trading volume of 1.04 billion yuan [1] - The bank's financing activities showed a net buy of -34.86 million yuan, indicating a higher level of financing repayment compared to new purchases [1] - As of October 20, the total margin balance for PSBC was 855 million yuan, with a financing balance of 849 million yuan, representing only 0.22% of the circulating market value, which is below the 20th percentile of the past year [1] Financing and Margin Trading - On October 20, PSBC had a financing buy of 113 million yuan and a repayment of 147 million yuan, leading to a net financing outflow [1] - The bank's margin trading showed a high level of short selling, with 139,900 shares sold and a remaining short balance of 613,040 yuan, which is above the 80th percentile of the past year [1] Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, provides a range of banking and financial services in China [2] - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2] - As of June 30, 2025, PSBC reported a net profit of 49.23 billion yuan, reflecting a year-on-year growth of 0.85% [2] Shareholder and Dividend Information - Since its A-share listing, PSBC has distributed a total of 137.80 billion yuan in dividends, with 77.40 billion yuan in the last three years [3] - As of June 30, 2025, the top ten shareholders included Hong Kong Central Clearing Limited, which increased its holdings by 60.83 million shares [3] - Other significant shareholders include various ETFs, which have also increased their holdings in PSBC [3]