通讯员 张蕊 刘玉超 刘旭 钟亦宁 随着经济全球化进程深化与我国对外开放水平持续提升,国内外市场主体的跨境贸易、投资及金融活动 日益频繁,对专业化、高效化、便利化的外汇金融服务需求显著增长。广发银行济宁分行深入贯彻中央 经济工作会议要求,持续优化金融供给,推广便利化政策,创新线上化服务模式,致力于为涉外企业提供一站 式、定制化的外汇综合解决方案,助力外贸企业扬帆远航。 访企问需,畅通银企沟通 为深入践行金融服务实体经济的理念,纾解企业困难,保障企业全面健康发展,广发银行济宁分行持续开展 访企问需活动,深入走访企业,主动上门送政策,向企业宣传便利化政策措施,重点围绕跨境结算、跨境融 资、供应链生产、企业融资需求等方面,切实了解企业需求和困难。针对企业普遍关心的汇率波动风险 问题,着重介绍了远期结售汇、外汇期权等套期保值工具的运用,帮助企业树立"汇率风险中性"理念,引导 企业通过合理运用金融工具锁定汇率风险,保障企业的经营利润。走访过程中,针对企业提出的具体需求, 广发银行济宁分行提供"一对一"金融服务方案,靶向精准解决企业需求和困难。例如,走访中了解到一户 企业有低成本融资需求,广发银行济宁分行为企业定制了跨境 ...

Core Viewpoint - Guangfa Bank is actively promoting the internationalization of the Renminbi and enhancing financial services in the Guangdong-Hong Kong-Macao Greater Bay Area, aiming to facilitate the real economy and support national strategies [1][2]. Group 1: Cross-Border RMB Business Development - Guangfa Bank has launched cross-border dual-direction transfer of trade financing assets with RMB settlement in the Greater Bay Area, effectively reducing financing costs for enterprises and enriching the circulation channels of RMB in the region [2]. - The new policy from the People's Bank of China allows for both inbound and outbound transactions, expanding the scope of trial institutions and enhancing the cross-border transfer of financial assets [2][3]. - Guangfa Bank has been recognized as an advanced unit in cross-border RMB business by the People's Bank of China for two consecutive years, reflecting its growing influence in this sector [3]. Group 2: Comprehensive Financial Services - The bank offers a "Cross-Border RMB Express" service that provides a full range of online settlement, trade financing, cross-border guarantees, investment, and capital operation services to meet the financial needs of enterprises [4]. - Through technological empowerment, the bank enables enterprises to conduct cross-border RMB remittances and other transactions online without leaving their premises [5]. - Guangfa Bank's services include various financing products such as cross-border RMB credit letter forfaiting, import and export payments, and packaged loans, aimed at reducing financing costs for enterprises [5].