【导读】深圳金融监管局监管的银行业总资产达13.87万亿元 见习记者 杨晨 4月24日，深圳金融监管局组织召开2025年"凝聚改革共识 提振发展信心"第二场新闻发布会。会议介绍了深圳银行业保险业2025年一季度运行情况，通报 深圳近期做好"普惠金融"取得的成效和下一步工作计划。 会上，中国工商银行深圳市分行、中国银行深圳市分行、中国建设银行深圳市分行、中国人寿深圳市分公司、中国信保深圳分公司相关负责人分别介绍了 本机构推动普惠金融发展，高质量服务实体经济采取的措施和取得的成效。 制造业贷款成本持续下降 深圳持续开展科技金融业务试点探索，截至3月末，各试点机构已向85家科技型企业试点业务发放贷款，贷款金额为39.83亿元。 在知识产权试点方面，2025年已发布深圳市知识产权保险产品清单，覆盖专利、商标、商业秘密、地理标志等知识产权类别，涉及6家保险机构的81款特 色产品；依托深港合作机制，工商银行深圳市分行落地全省首单跨境知识产权质押融资业务。 深圳持续推动AIC股权投资试点落地，目前已签署11只股权投资基金合作意向协议，意向落地基金规模达570亿元。 截至2025年3月末，深圳金融监管局监管的银行业总资产达1 ...

Core Insights - The Shenzhen Financial Regulatory Bureau held a press conference to discuss the banking and insurance sectors' performance in Q1 2025, highlighting total assets, loan balances, and premium income growth [1] Banking Sector Performance - As of March 31, 2025, the total assets of the banking sector under the Shenzhen Financial Regulatory Bureau reached 13.87 trillion yuan, with loan balances at 9.79 trillion yuan and deposit balances at 10.21 trillion yuan [1] - The financing cost for newly issued manufacturing loans decreased by 79 basis points year-on-year to 2.57%, while the loan balance for the manufacturing sector grew by 5.05% to 1.62 trillion yuan [3] - The average interest rate for newly issued loans to small and micro enterprises was 3.32%, with a total of 3.77 trillion yuan in new loans issued [3][5] Insurance Sector Performance - The insurance sector reported a premium income of 63.972 billion yuan in Q1 2025, reflecting a year-on-year growth of 4.40% [1] Support for Small and Micro Enterprises - The Shenzhen Financial Regulatory Bureau established a leadership group to enhance financial services for small and micro enterprises, resulting in a loan balance of 2.93 trillion yuan, a 5.8% increase year-on-year [5] - The balance of loans for inclusive small and micro enterprises reached 1.91 trillion yuan, growing by 7.3% year-on-year, maintaining the top position among major cities in China for five consecutive years [5] - The non-performing loan ratio for inclusive small and micro enterprise loans was 1.50%, lower than the overall loan non-performing ratio by 0.10 percentage points [5] Policy Initiatives - A new work plan was jointly issued to enhance financial support for foreign trade enterprises, including the introduction of insurance products for cross-border e-commerce [4] - The implementation of a no-repayment renewal policy for small and micro enterprises has led to a renewal balance of 410.832 billion yuan, an increase of 15.80% year-on-year [6]