全球跨境支付服务行业丨洞察报告 核心摘要： 全球跨境电商市场持续扩大，货物贸易占比稳步提升，中国跨境电商市场稳居全球跨境电商主力，出口导向 格局持续强化。全球跨境支付市场已进入实时支付、稳定币与数字货币时代，市场规模稳步扩张，小额高频 场景正推动结构重塑。在这样的背景下，跨境第三方支付服务价值得到突显，其中，中国跨境出口第三方收 款服务市场快速扩容。本文重点梳理全球及中国跨境第三方收款服务市场发展情况与竞争格局，阐述服务商 在本地化服务、安全稳定性、场景定制化等方面的关键竞争力，并挖掘当前市场发展机遇。 全球跨境贸易市场宏观数据 全球跨境贸易持续扩张，服务驱动趋势增强，新兴经济体引领增长 2020年至2024年，全球进出口贸易总体呈现稳步回升态势，并逐步迈入结构优化阶段。在总量增速 趋缓的背景下，服务贸易持续展现出更强劲的增长势头，成为驱动全球贸易扩张的核心力量。这反 映出全球产业结构正加速由传统制造导向，向数字服务、知识产权以及金融与科技服务等领域转 型。与此同时，全球区域表现显著分化，亚洲和大洋洲等新兴经济体在全球贸易中的地位持续提 升。相比之下，发达经济体在2024年则整体陷入低速甚至零增长的困境。全球 ...

Core Insights - The global cross-border e-commerce market is expanding, with a steady increase in the share of goods trade, and China remains a dominant player in the global cross-border e-commerce landscape, reinforcing an export-oriented structure [1][11][17]. - The global cross-border payment market has entered an era characterized by real-time payments, stablecoins, and digital currencies, with a steady market expansion driven by small, high-frequency transactions [1][26]. - The value of cross-border third-party payment services is becoming increasingly prominent, particularly in China's rapidly growing cross-border export third-party collection service market [1][33]. Global Cross-Border Trade Market Data - From 2020 to 2024, global import and export trade is expected to achieve an average annual compound growth rate of approximately 8%, reflecting strong industrial resilience and policy regulation capabilities [7]. - The service trade is showing stronger growth compared to goods trade, indicating a shift in global industrial structure towards digital services and financial technology [2][7]. China Cross-Border Trade Market Scale - China's goods and services import and export trade is projected to maintain an average annual growth rate of about 8% from 2020 to 2024, with a stable global trade share of around 11% [7]. - The diversification of export markets is evident, with significant growth in Asia, Europe, and emerging markets like Latin America and Africa, driven by initiatives like the Belt and Road [7][17]. Global Cross-Border E-Commerce Market Data - The global cross-border e-commerce market is expected to grow at a compound annual growth rate of 17% from 2020 to 2024, despite challenges from the pandemic and geopolitical uncertainties [11]. - Cross-border e-commerce is increasingly driving the digital transformation of traditional trade, with a rising share in global goods import and export [11][17]. Global Cross-Border Payment Market Size and Forecast - The global cross-border payment market is projected to grow from approximately $141.1 trillion to nearly $194.6 trillion from 2020 to 2024, with personal cross-border payments experiencing rapid growth [26]. - The core growth drivers for cross-border payments will shift towards meeting diverse consumer needs for small, high-frequency payments [26]. Value of Cross-Border Third-Party Payment Services - Cross-border third-party payment service providers are gaining prominence due to their advantages in operational experience, transaction speed, currency support, and value-added services compared to traditional channels [28][29]. - The market for cross-border third-party collection services is expected to grow significantly, driven by the diversification of trade participants and the increasing complexity of overseas local settlement methods [33][36]. Competitive Landscape of Cross-Border Third-Party Payment Services - The market for cross-border third-party payment services is showing significant concentration, with leading firms expanding their competitive advantages through global service networks and regulatory compliance [38]. - The ability to provide flexible, modular payment solutions and deep integration with specific business processes is becoming a key competitive barrier for payment service providers [39][40]. Emerging Market Opportunities and Risks - The expansion of China's cross-border e-commerce into emerging markets such as Southeast Asia, Latin America, and Africa presents both opportunities and challenges, requiring enhanced local payment capabilities [47][51]. - Key countries to focus on include Singapore, Indonesia, Thailand, Brazil, Mexico, Saudi Arabia, UAE, Nigeria, and South Africa, each with unique market dynamics and payment preferences [49][51].

Core Insights - The global cross-border e-commerce market is continuously expanding, with a steady increase in the share of goods trade, and China remains a dominant player in the global cross-border e-commerce landscape, reinforcing an export-oriented structure [1][11][17]. Global Cross-Border Trade Market - From 2020 to 2024, global import and export trade is expected to achieve an average annual compound growth rate of approximately 8%, driven by service trade, which is becoming a core force in global trade expansion [2][7]. - Emerging economies, particularly in Asia and Oceania, are leading growth, while developed economies are facing low or zero growth by 2024 [2]. China Cross-Border Trade Market - China's total import and export trade is projected to grow at an average annual compound growth rate of about 8% from 2020 to 2024, maintaining a stable global trade share of around 11% [7]. - The diversification of export markets is evident, with significant growth in Asia, Europe, and North America, despite ongoing trade tensions with the U.S. [7]. Global Cross-Border E-Commerce Market - The global cross-border e-commerce market is expected to grow at a compound annual growth rate of 17% from 2020 to 2024, driven by consumer demand for diverse products and the digital transformation of traditional trade [11][17]. - Social e-commerce is rapidly rising, reshaping user acquisition paths and decision-making processes [11]. Global Cross-Border Payment Market - The global cross-border payment market is projected to grow from approximately $141.1 trillion to nearly $194.6 trillion between 2020 and 2024, with personal cross-border payments experiencing a growth rate exceeding 30% [26]. - The shift towards consumer-centric payment solutions is expected to drive the evolution of the cross-border payment industry [26]. Cross-Border Third-Party Payment Services - Cross-border third-party payment service providers are gaining prominence due to their efficiency, flexibility, and ability to meet the high-frequency transaction needs of cross-border e-commerce sellers [28][29]. - The market for cross-border third-party collection services is anticipated to grow from nearly $600 billion in 2024 to over $1 trillion by 2029, driven by the diversification of trade participants [33]. Competitive Landscape - The cross-border third-party payment service market is showing signs of increasing concentration, with leading firms leveraging technology and scale to enhance payment efficiency and security [38]. - The ability to provide modular and customizable payment solutions is becoming a key competitive advantage for payment service providers [39]. Emerging Market Opportunities - The expansion of cross-border e-commerce into emerging markets such as Southeast Asia, Latin America, and Africa presents both opportunities and challenges, necessitating enhanced local payment capabilities [47][51]. - Key countries to watch include Singapore, Indonesia, Thailand, Brazil, Mexico, Saudi Arabia, UAE, Nigeria, and South Africa [49]. Integrated Payment Solutions - Cross-border payment service providers are extending their value proposition through integrated solutions that include tax compliance and operational support, thereby lowering the operational barriers for merchants [52].

Core Insights - The global cross-border e-commerce market is continuously expanding, with a steady increase in the share of goods trade, and China remains a dominant player in the global cross-border e-commerce landscape, reinforcing an export-oriented structure [1][11][17]. Group 1: Global Cross-Border Trade Market Data - From 2020 to 2024, global import and export trade is expected to achieve an average annual compound growth rate of approximately 8%, driven by service trade, which is becoming the core force behind global trade expansion [2][7]. - The World Trade Organization (WTO) has adjusted its forecast for global merchandise trade growth from +2.7% to -0.2% for 2025, indicating rising systemic risks in global trade [2]. Group 2: China's Cross-Border Trade Market Scale - China's goods and services import and export trade is projected to grow at an average annual compound growth rate of about 8% from 2020 to 2024, maintaining a stable global trade share of around 11% [7]. - The diversification of China's export markets is evident, with significant growth in Asia, Europe, and North America, despite ongoing trade tensions with the U.S. [7]. Group 3: Global Cross-Border E-Commerce Market Data - The global cross-border e-commerce market is expected to grow at a compound annual growth rate of 17% from 2020 to 2024, driven by consumer demand for diverse products and the digital transformation of traditional trade [11][17]. - Social e-commerce is rapidly rising, with content-driven marketing and short video sales models reshaping user acquisition and decision-making processes [11]. Group 4: Global Cross-Border Payment Market Size and Forecast - The global cross-border payment market is projected to grow from approximately $141.1 trillion to nearly $194.6 trillion between 2020 and 2024, with personal cross-border payments experiencing a growth rate exceeding 30% [26]. - The shift towards consumer-centric payment solutions is expected to drive the evolution of the cross-border payment industry into a more diversified ecosystem [26]. Group 5: Cross-Border Third-Party Payment Service Value - Cross-border third-party payment service providers are increasingly recognized for their value in enhancing operational efficiency, transaction speed, and currency support, particularly for high-frequency transactions in cross-border e-commerce [28][29]. - The market for cross-border third-party payment services is anticipated to grow significantly, reaching over $1 trillion by 2029, driven by the diversification of trade participants and the expansion of digital transaction scenarios [33]. Group 6: Competitive Landscape of Cross-Border Payment Services - The cross-border third-party payment service market is showing a trend of increasing concentration, with leading firms leveraging technology and scale to enhance payment efficiency and security [38]. - The competitive advantages of top-tier service providers are being reinforced through a deep understanding of the cross-border e-commerce ecosystem and localized operational experience [38]. Group 7: Emerging Market Opportunities - The expansion of China's cross-border e-commerce into emerging markets such as Southeast Asia, Latin America, and Africa presents both opportunities and challenges, necessitating enhanced local payment capabilities from service providers [47][49]. - Key countries to focus on in emerging markets include Singapore, Indonesia, Thailand, Brazil, Mexico, Saudi Arabia, UAE, Nigeria, and South Africa [49].