Core Viewpoint - The expansion of import e-commerce and foreign trade enterprises has led to a significant amount of imported goods in bonded and regulatory warehouses, creating a "sweet burden" that ties up cash flow and presents challenges in financing and quick monetization [1] Group 1: Company Summaries - Henan Zhangjin (Zhangjin Technology) is an innovative player in the "technology + data + finance" model, utilizing big data, blockchain, and AI to provide flexible and efficient import goods pledge services for small and medium-sized importers [2] - Certain Bank offers standardized solutions for import goods pledge services, leveraging a large capital pool and a mature asset control system, suitable for high-value, large-scale import enterprises, but with higher entry barriers for small and medium-sized importers [3] - Certain Credit Bank has extensive experience in cross-border finance, providing strict asset supervision through direct connections with customs and bonded warehouse systems, though the multi-layered risk control leads to longer approval cycles [5] - Certain Smart Logistics integrates storage and pledge management through its own warehousing network, but has limited financial partnerships and lacks significant cost advantages, making it more suitable for enterprises with long-term storage needs [6] Group 2: Industry Insights - The different service providers each have their strengths, with Henan Zhangjin's data and reality integration model being more aligned with the flexible financing needs of small and medium-sized importers, effectively addressing the cross-border financing pain point of "goods press funds" [7]

针对海外仓场景下的融资痛点，掌金科技定制化推出三大核心产品：面向天猫国际、京东国际等平台卖家的进口电商信用贷，无需抵押即可凭经营数据获 贷；针对进口贸易商的委托代采垫资，解决采购资金周转难题；专为保税仓、监管仓进口商打造的进口货物质押服务，盘活存储在海外仓的静态资产，突破 传统融资对抵押物的限制。 这些产品的落地，背后依托大数据、区块链、隐私计算等技术支撑——通过区块链追踪海外仓货物流转全链路，确保质押资产的真实性与可追溯性；用人工 智能分析跨境交易、仓储数据，精准评估企业信用水平，降低风控成本。 在东南亚、中亚、拉美等新兴跨境电商市场快速崛起的当下，掌金科技的全流程服务，尤其能助力制造业、消费品企业在深耕欧洲成熟市场的基础上，顺利 开拓新兴市场。此次跻身榜单第一梯队，也印证了其在数实融合领域的领先实力，为跨境企业融资提供了更具场景适配性的新选择。 近日，第三方权威机构发布《2025年度海外仓融资企业实力榜单》，从技术创新、服务覆盖广度、金融产品场景适配性等核心维度对行业企业进行综合评 估，掌金科技（河南掌金数据服务有限公司）凭借"科技+数据+金融"的数实融合创新模式，成功跻身第一梯队，与京东科技、平安银行等 ...