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湖北引金融活水润泽乡村沃土 554亿融资担保拉动社会投资1600余亿
Chang Jiang Shang Bao· 2025-06-18 23:54
Core Insights - The article highlights the significant progress made by Hubei in addressing the financing challenges faced by agricultural entities, particularly through the efforts of Hubei Agricultural Credit Guarantee Company (Hubei Nongdan) [1][2][3] Financial Support and Impact - As of the end of 2024, Hubei Nongdan has mobilized 554.34 billion yuan in financial capital for agricultural development, assisting 93,702 new agricultural operators and generating over 160 billion yuan in social investment [1][3] - In 2024, Hubei Nongdan provided 133.79 billion yuan in new guarantee loans, with a total of 29,731 projects under guarantee and a balance of 16.293 billion yuan [3] Service Expansion and Efficiency - Hubei Nongdan has established a comprehensive guarantee system with 12 branches at the city and state levels and 56 offices at the county level, covering the entire province [4] - The average guarantee fee rate has decreased to 0.28%, resulting in a comprehensive financing cost of 4.55%, which is 3.45 percentage points lower than the policy requirement, saving over 2.4 billion yuan in financing costs for new agricultural entities [3] Innovative Financing Products - Hubei Nongdan has collaborated with Hubei Bank to launch the "301" model "Hunan Fast Loan," reducing loan approval time to within one working day and allowing farmers to complete financing online [6] - The partnership with Postal Savings Bank has also led to the introduction of the "301" model "Postal Agricultural Fast Loan," with a cumulative issuance of 1.63 billion yuan in guarantee loans by the first quarter of 2025 [6] Collaborative Models and Risk Management - Hubei Nongdan has developed various cooperative models, such as the "622" cooperation model and a government risk compensation model, to enhance collaboration with local governments and address financing challenges [7] - The establishment of a risk-sharing mechanism has provided strong credit support for agricultural enterprises, enhancing the effectiveness of financial assistance [7]
湖北农业农村领域发展态势良好 600亿担保金融活水助产业升级
Chang Jiang Shang Bao· 2025-04-23 22:24
谷雨时节,万物竞发。湖北作为农业大省,农业农村领域呈现出良好的发展态势和新的变化。 根据湖北省统计局日前发布的经济运行主要数据,今年一季度,湖北农业生产形势较好,畜牧业稳定增 长,全省农林牧渔业增加值876.42亿元,同比增长3.4%,高于上年同期0.9个百分点。从重点农产品生 产情况看,冬小麦播种面积保持稳定,春耕春播平稳有序推进。 值得关注的是,融资担保作为普惠金融体系的重要组成部分,是金融资源精准流向农业农村经济的桥梁 和纽带。湖北农业信贷融资担保有限公司(简称"湖北农担")日前披露,该公司已累计为全省10万余户新 型农业经营主体提供融资担保超600亿元,拉动社会投资约1700亿元,推动金融活水及社会资本涌入农 业生产、加工一线,为湖北加快打造新时代鱼米之乡注入了强劲动力。 产业兴旺助力县域经济发展 2025年中央一号文件提出,要"千方百计推动农业增效益、农村增活力、农民增收入"。 今年以来,湖北各地深入贯彻落实文件精神,有效践行大农业观、大食物观,推动打造新时代"鱼米之 乡",农业生产稳定向好,产品产量保持增长。积极推进春季农业生产,着力保障"菜篮子"产品有效供 给,目前春耕生产形势总体较好,主要粮油 ...