制造业是立国之本、强国之基。"十四五"以来，工商银行深入贯彻落实党中央决策部署，聚焦制造强国 战略，持续加大制造业贷款特别是中长期贷款的投放力度，助力加快建设以先进制造业为骨干的现代化 产业体系，打造发展新质生产力的主阵地。目前，工商银行制造业贷款突破5万亿元、制造业中长期贷 款及信用贷款双破2万亿元，"十四五"以来均实现3倍增长。 用好政策工具 扩大银政企合作"朋友圈" 工商银行围绕扩大中长期贷款投放专项工作机制，持续加大重点项目信贷支持；依托技术改造再贷款工 具，深入开展"工助升级 贷动更新"金融支持大规模设备更新专项行动，相关领域信贷投放领跑同业； 在相关部门指导下开展"工银惠群"支持先进制造业集群专项行动，全面服务80个国家级集群。 "以前贷款卡在抵押物上，我们这种轻资产企业只能干着急。"河南洛阳某轴承配套厂负责人说道。针对 该企业融资痛点，工行河南洛阳分行创新推出"轴承贷"，该轴承配套厂仅凭订单、纳税等经营数据即可 获得信用贷款，从提出贷款申请到收到资金仅用两天时间。"轴承贷"产品推出两个月内，超亿元资金迅 速注入轴承产业链，为46家轴承制造企业提供金融支持。目前该行已把此模式复制到农机、重工等更多 ...

Group 1: Financial Support for Small and Micro Enterprises - The Industrial and Commercial Bank of China (ICBC) in Luoyang, Henan, has increased its support for small and micro enterprises in the manufacturing and cultural tourism sectors, with a total inclusive loan balance exceeding 14 billion yuan, a net increase of 5.3 billion yuan since the beginning of the year [1] - ICBC Luoyang branch has introduced innovative financing products like "Bearing Loan," allowing light-asset enterprises to secure credit loans based on operational data such as orders and tax payments, with funds disbursed within two days [2] - The bank has expanded its financing model to other manufacturing sectors, launching nearly 40 specialized financing solutions, including "Heavy Industry Loan" and "Foreign Trade Loan," to support technology-driven small and micro enterprises [2] Group 2: Financial Support for Cultural Tourism - ICBC Luoyang branch has implemented a "Financial + Cultural Tourism" strategy, providing targeted financial products like "Homestay Loan" to support the renovation of local homestays, enhancing visitor experiences [3] - The bank has allocated 17.9 million yuan in inclusive "Homestay Loans" to upgrade 16 homestays in the Old Jun Mountain area, resulting in improved visitor satisfaction and increased revenue for operators [3] - Since the launch of "Ancient Capital Leisure Loan" in March, the bank has provided 100 million yuan in financing support to 69 small merchants in cultural tourism areas [3] Group 3: Financial Support for Specific Industries - ICBC Luoyang branch has tailored the "Peony Loan" for the local peony industry, providing 4.8 million yuan to support the development of a comprehensive industrial park focused on peony cultivation, processing, and tourism [4] - The bank's inclusive financial support of 22 million yuan has significantly contributed to the growth of the peony industry in Luoyang, enhancing its economic viability [4]