Group 1: Financial Support for Small and Micro Enterprises - The Industrial and Commercial Bank of China (ICBC) in Luoyang, Henan, has increased its support for small and micro enterprises in the manufacturing and cultural tourism sectors, with a total inclusive loan balance exceeding 14 billion yuan, a net increase of 5.3 billion yuan since the beginning of the year [1] - ICBC Luoyang branch has introduced innovative financing products like "Bearing Loan," allowing light-asset enterprises to secure credit loans based on operational data such as orders and tax payments, with funds disbursed within two days [2] - The bank has expanded its financing model to other manufacturing sectors, launching nearly 40 specialized financing solutions, including "Heavy Industry Loan" and "Foreign Trade Loan," to support technology-driven small and micro enterprises [2] Group 2: Financial Support for Cultural Tourism - ICBC Luoyang branch has implemented a "Financial + Cultural Tourism" strategy, providing targeted financial products like "Homestay Loan" to support the renovation of local homestays, enhancing visitor experiences [3] - The bank has allocated 17.9 million yuan in inclusive "Homestay Loans" to upgrade 16 homestays in the Old Jun Mountain area, resulting in improved visitor satisfaction and increased revenue for operators [3] - Since the launch of "Ancient Capital Leisure Loan" in March, the bank has provided 100 million yuan in financing support to 69 small merchants in cultural tourism areas [3] Group 3: Financial Support for Specific Industries - ICBC Luoyang branch has tailored the "Peony Loan" for the local peony industry, providing 4.8 million yuan to support the development of a comprehensive industrial park focused on peony cultivation, processing, and tourism [4] - The bank's inclusive financial support of 22 million yuan has significantly contributed to the growth of the peony industry in Luoyang, enhancing its economic viability [4]