座谈会上，黄东奇再次对睦洲镇商会一行莅临参观交流表示热烈欢迎，他详细介绍了江门农商银行自成立以来扎根江门、服务地方经济的发展历程，以及 支持民营经济、中小微企业发展方面的政策措施、特色金融产品及服务优势。他表示，江门农商银行始终积极支持商会各项工作，致力于协同商会为会员 企业提供更优质的服务，共同助推地方经济高质量发展。 睦洲镇商会会长赵罩进对江门农商银行长期以来的支持表示衷心感谢。他表示商会将以此次交流为契机，进一步夯实银企沟通桥梁。期待与江门农商行继 续保持紧密协作，搭建资源对接平台，为会员企业提供更加精准、高效的金融支持，助力企业在复杂多变的市场环境中稳健发展，携手开创互利共赢的新 局面。 为深化银企合作，共同探索服务实体经济新路径，携手助力企业发展。12月30日，睦洲镇商会组织理事以上会员前往江门农商银行总部参观交流。区政府 党组成员、副区长、睦洲镇党委书记韩强，镇党委副书记、镇长马英棉，以及相关班子成员参加活动。 马英棉通报了睦洲镇2025年经济发展情况及未来发展规划，他表示睦洲未来将重点围绕全镇"六个一"工程，锚定建设储能专业镇、水产科学养殖专业镇和 乡村振兴文旅特色镇三大建设目标，一体推进强镇富 ...

Core Insights - The primary task for economic work this year is to boost consumption and expand domestic demand, with consumer finance companies playing a crucial role in activating potential consumer spending through flexible credit supply and specialized services [1] Group 1: Consumer Finance Companies' Contributions - Consumer finance companies have been pivotal in enhancing consumption during key shopping events like the "6.18" shopping festival, which lasted over a month and set new records [1] - During the "6.18" event, the home appliance sector saw a remarkable 83% year-on-year increase in transaction volume, with many brands offering interest-free installment plans to stimulate sales [2] - Ant Group's Huabei service covers over 40 million merchants nationwide, providing interest-free installment options for a wide range of popular products, with a 21% year-on-year increase in the number of products supporting high-installment interest-free options [2] Group 2: Market Engagement and Financial Products - Zhongyuan Consumer Finance combined consumption scenarios with inclusive finance, issuing various themed activities around major holidays, benefiting over 241,000 users and providing over 20.34 million yuan in subsidies in the first half of 2025 [3] - Mengshang Consumer Finance focused on underserved markets, issuing loans totaling 9.587 billion yuan, a 36 million yuan increase from the previous year, and serving 1.48 million customers, a 30% increase [3] Group 3: Strategic Focus on Consumer Needs - Consumer finance companies are deepening their engagement in various consumption scenarios, particularly in response to the aging population, which is driving diverse and quality-driven consumption demands [4] - The People's Bank of China and other departments have emphasized increasing credit support for sectors like retail, hospitality, and elder care, highlighting the growing importance of financial services in these areas [4] - Companies like Hailin Consumer Finance are innovating by offering products that combine elder care financing with health management services, aiming to create a competitive edge in the market [5] Group 4: Future Directions and Innovations - Future strategies for consumer finance companies include enhancing public service integration, optimizing user experience through "group intelligence," and exploring digital integration in consumption ecosystems [5] - Mengshang Consumer Finance plans to focus on underserved low-income groups and expand into emerging areas like green consumption and new citizen services, driving product and scenario innovation [5] - The industry consensus emphasizes the importance of continuous innovation in scenario expansion, advocating for a hybrid online-offline model to enhance user experience and reduce costs [5]