Core Viewpoint - The article emphasizes the importance of disaster prevention and reduction in the context of increasing climate change and extreme weather events, highlighting the proactive role of China Pacific Insurance (China Taibao) in integrating into the national emergency management system [1] Group 1: Integrated Disaster Prevention and Reduction Management - China Taibao has developed a smart disaster warning system that integrates insurance with multi-source disaster data to manage catastrophic risks [2] - The company has created a catastrophe risk reduction digital platform called "Risk Radar," which builds disaster loss warning models for digital, visual, and intelligent disaster management [2] - Collaborations with meteorological departments utilize AI models to provide precise, customized weather warnings, aiding enterprises in implementing preventive measures [2] Group 2: Proactive Risk Management Mechanism - China Taibao has integrated IoT technology into disaster prevention scenarios, exemplified by the "Water Spirit" and "Fire Protection" monitoring models, establishing a comprehensive risk control system [3] - The company has set up over 7,000 monitoring points nationwide, achieving 24/7 continuous monitoring of flood and fire risks, significantly reducing potential losses for various industries [3] - The company adheres to the principle of "preventing disasters in daily operations," actively participating in the full process of disaster risk reduction services across multiple sectors [3]