Core Viewpoint - The health insurance industry is transitioning from a pure risk compensation model to a value service model centered on user health, driven by the "Healthy China" strategy and regulatory policies [1] Group 1: Company Initiatives - Aixin Life is actively exploring the integration of health insurance with health services, leading the industry in "preventive management healthcare" practices [1] - The company aims to provide a one-stop health solution through various "health management plans," focusing on making health management "worry-free, effortless, and cost-effective" for users [1] - Since 2024, Aixin Life has been advancing the construction of a health ecosystem, leveraging resources from hospitals, medical institutions, insurance companies, and technology platforms [1] Group 2: Product Development - Aixin Life has launched multiple products such as the "Cancer Prevention Health Management Plan," "Cardiovascular Specific Disease Medical Guarantee Plan," and "'Diabetes and Obesity' Health Management Plan" to reduce the incidence of serious diseases through preventive health management [1] - The company is expanding the coverage of health management products to cater to various demographics, including the elderly, patients with chronic conditions, and those in sub-health states [2] Group 3: Health Management Model - The exploration of preventive management healthcare by Aixin Life provides a practical model for the industry, promoting a health management approach that transitions clients from "passive healthcare" to "active health" [2] - The "Aixin 365 Health Risk Management Platform" has been introduced to offer customized health services, including lifelong health records and tailored health management advice [2] Group 4: Commitment to Customer-Centricity - Aixin Life is committed to developing diverse health management products to meet the personalized and refined health management needs of clients [3] - The company aims to contribute to the "Healthy China" initiative and address the challenges of an aging population by showcasing the responsibilities and commitments of insurance companies [3]

Core Insights - The release of the "China Life Insurance Industry Experience Life Table (2025)" is a significant step for the insurance sector, set to be implemented on January 1, 2026, and reflects the profound changes in population structure and longevity trends [1] - The new life table indicates that China is entering an era of longevity, which brings challenges such as extended retirement payment periods and increased risks of chronic diseases and disabilities, necessitating scientific risk management and planning for health and retirement [1][2] - The insurance industry must innovate product offerings to cater to high-risk groups, including the elderly and those with pre-existing conditions, integrating health management and retirement services into comprehensive solutions [1][2] Company Initiatives - Aixin Life has focused on preventive healthcare management over the past two years, launching various health management plans aimed at providing effective coverage for underrepresented groups, particularly the elderly and those with chronic illnesses [2] - The company has introduced several key health management products, such as a comprehensive cancer prevention plan and specific medical coverage plans for high-risk groups, which have lower underwriting thresholds, allowing access for individuals over 75 and those with health issues [2] - Aixin Life's health management initiatives aim to shift the focus from disease treatment to health management, creating a closed-loop service that includes screening, expert consultations, and insurance coverage, thereby reducing the likelihood of disease occurrence [2][3] Industry Perspective - The arrival of the longevity era is prompting the insurance industry to redefine its role, emphasizing that insurance is not just about post-event compensation but also about comprehensive risk management throughout the life cycle [3] - The insurance sector is seen as a crucial support for the state in addressing aging populations, and companies must develop effective strategies to manage long-term payout risks [3] - Aixin Life is committed to meeting the genuine needs of the public by launching high-quality insurance products that transform the challenges of the longevity era into tangible benefits for the community [3]

Core Viewpoint - The launch of the public welfare science popularization program "Love 365" by Aixin Life Insurance emphasizes the insurance industry's role in safeguarding public health through proactive health management and prevention strategies [1][2]. Group 1: Company Initiatives - Aixin Life Insurance aims to transform the concept of "preventing diseases" into actionable services, promoting public awareness of health management practices such as early diagnosis and treatment [1]. - The company has introduced innovative products like the "Anti-Cancer Health Management Plan" and "Elderly Care Insurance Model," creating a closed-loop service that integrates health screening, expert consultations, and insurance coverage [2]. - Aixin Life Insurance has formed strategic partnerships with various medical institutions to enhance health screening, chronic disease intervention, and data sharing, aiming to develop integrated solutions combining health services and insurance protection [2]. Group 2: Industry Trends - The insurance sector is shifting from traditional post-disease compensation models to proactive health management approaches, aligning with national healthcare reforms that emphasize preventive care [1][2]. - The integration of health management services into insurance product design is seen as a market-driven method to build a multi-tiered medical security system, providing replicable practices for the industry [1].