省民政厅副厅长邱泽森介绍，2024年江苏省人口老龄化进展呈现出常住人口首次零增长、老年人口 增量略有回调、出生人口数小幅回升、人均预期寿命超过80岁、老年人口年龄结构依然相对年轻等几个 特点。 2024年，我省新增老年人口86万，增量较上一年略有回调。全省60岁及以上常住老年人口达2175万 人，占常住人口的25.5%，高于全国平均水平3.5个百分点；65岁及以上常住老年人口1594万人，占比 18.7%，高于全国3.1个百分点。 10月20日，省民政厅、省老龄工作委员会办公室联合省教育厅、省司法厅、省交通运输厅、省卫生 健康委员会、省医疗保障局等多个部门，共同发布《江苏省老龄事业发展报告（2025年）》。这是我省 连续第17年发布该报告，内容涵盖全省及13个设区市的人口老龄化状况与老龄事业发展成效。 邱泽森介绍，截至2024年末，全省60—64岁低龄老年人口为581万人，较上年增加65万人，占全省 老年人口增量的75.6%。这批"60后"新晋老年人普遍具备知识、技能与经验优势，身体健康状况良好， 社会参与意愿强烈。第五次全国城乡老年人口生活状况抽样调查显示，我省老年人口中具有高中（含技 校/中专）及以上文化 ...

Core Viewpoint - In the first half of 2025, Taikang Insurance Group's core business segments showed significant performance, with Taikang Asset's management scale surpassing 4.5 trillion, and all three insurance subsidiaries achieving positive profit growth [2][3]. Financial Performance - Taikang Asset reported a revenue of 3.005 billion and a net profit of 1.316 billion in the first half of 2025, reflecting a year-on-year increase of 8.34% and 20.67% respectively [3]. - The asset management scale increased by 300 billion in the first half of 2025, reaching over 4.5 trillion by June 30, 2025 [3]. - Taikang Life's insurance business revenue was 130.973 billion, a year-on-year decline of 5.8%, while net profit surged by 164.5% to 15.997 billion, attributed to new accounting standards and improved investment performance [6]. - Taikang Pension achieved a net profit of 422 million, reversing a loss of 1.45 billion from the previous year, with a stable investment return rate of 1.29% [7]. - Taikang Online's insurance business revenue grew by 5.76% to 7.252 billion, with net profit nearly doubling to 195 million, marking a historical high for the same period [7]. Industry Trends - Insurance asset management has become a cornerstone of China's large asset management industry, with a total asset management scale of approximately 163.16 trillion, and insurance funds accounting for 33.26 trillion, the largest in the sector [4]. - The share of insurance asset management in the overall asset management industry has steadily increased from 11.46% in 2016 to 21.18% by the end of 2024 [4]. Strategic Developments - Taikang's "New Life Insurance" model emphasizes transforming insurance funds into real services, creating a "funding-service-profit" closed loop [8]. - The company has expanded its physical asset layout in elderly care communities, with 45 projects across 37 cities, serving over 18,000 residents [8]. - The binding model of "insurance + elderly care services" has effectively driven premium growth, with significant sales of linked savings insurance products [8]. Investment Management - Taikang Asset is leveraging technology to enhance traditional investment management models, integrating research, investment, risk, and trading processes [9]. - The company is addressing challenges related to diverse funding sources and complex account structures through a self-developed investment management platform [9]. Challenges - The "New Life Insurance" model faces challenges such as slow investment returns, sensitivity to interest rates, and operational complexities due to its heavy asset and long-cycle nature [10].

7月，《财富》杂志正式发布2025年世界500强排名，泰康集团凭借2024年优异的营收表现和亮眼增速，连续8年入围世界500强，并上升47位，取得第334名 的历史最佳排名，充分彰显了泰康集团深厚的综合实力。在长寿时代战略持续深化之际，泰康正依托集团跃迁式发展的平台势能，为「泰康大健康事业合伙 人」提供职业发展。 战略制高点：引擎驱动长寿时代蓝海 随着生活水平的提高和医疗水平的进步，我们早已迎来长寿时代。如何高质量养老？如何过一个安心、舒心的晚年生活，成为了当前全年龄层迫切关注的焦 点问题，养老成为了当下时代的经济蓝海。 泰康集团立足于时代前沿，凭借对市场趋势的精准把握，将医养康宁服务引入传统寿险"负债端+投资端"的双轮驱动模式，独创"支付+服务+投资"的三端协 同的全新寿险商业模式，构建了难以复制的竞争壁垒。作为该模式的核心，「泰康大健康事业合伙人」通过这一闭环体系，为客户提供健康解决方案、长寿 解决方案、财富解决方案，提供健康保障、财富增长规划及高品质养老服务。 面对长寿时代下的巨大市场需求，泰康完善的战略布局和「泰康大健康事业合伙人」模式，为更多创业者提供深度参与时代蓝海的机会，指引他们走向成功 之路。 ...

Core Viewpoint - The article discusses the transformation of the insurance industry in response to the "longevity era," highlighting the innovative approach of Taikang's HWP (Health Wealth Planner) model, which integrates service, investment, and payment to meet evolving customer needs [2][12]. Group 1: Industry Context - The insurance industry is undergoing a transformation due to low interest rates and an aging population, shifting customer focus from merely purchasing policies to seeking comprehensive services related to health, retirement, and wealth transfer [2][4]. - The traditional agent model is becoming less effective, with high attrition rates among agents, necessitating a rethinking of the industry's foundational logic [2][4]. Group 2: Taikang's HWP Model - Taikang has introduced a new insurance model that combines "payment + service + investment," aiming to create a high-quality service system that integrates medical, health, and financial services [2][12]. - The HWP initiative has seen significant growth, expanding from 446 individuals in 2018 to 33,000 in 2023, with a high percentage of young, educated professionals [7][10]. Group 3: HWP's Role and Development - HWP is positioned as a key player in Taikang's strategy, merging the roles of insurance, financial, and health advisors to provide comprehensive support throughout the customer lifecycle [12][13]. - The initiative has been recognized with awards and has implemented various incentive programs to enhance the professional development of its members [8][10]. Group 4: Future Outlook - Taikang aims to leverage the longevity era's opportunities by continuously upgrading its recruitment, training, and incentive systems to support HWP's growth and effectiveness [10][14]. - The company envisions HWP professionals as respected health wealth entrepreneurs who can meet the increasing demands for health and retirement services in a rapidly changing world [12][14].

Core Insights - China has entered an era of longevity, and while high returns in the health and wellness sector should not be expected, the overall revenue situation aligns with future development trends [3] Group 1: Investment Strategy - Fosun Health has developed five core capabilities: hardware, services, technology innovation, talent, and the Fosun ecosystem [2] - The company employs a self-funded investment approach, leveraging insurance capital for project investments and revitalizing non-performing assets held by banks, AMCs, and brokerages [2] - Fosun Health aims to expand its asset management scale by increasing the number of beds, projects, and cities [2] Group 2: Revenue Model - In addition to traditional income sources like bed fees, nursing fees, and catering fees, Fosun Health has introduced asset management fees, custody fees, and exit revenues [2] - The company has established a multi-strategy fund in collaboration with insurance companies, which can invest in one heavy asset project and three to four light asset projects, potentially generating over 80 million yuan in revenue [2] Group 3: Market Positioning - Fosun Health focuses on rehabilitation institutions, urban CCRC (Continuing Care Retirement Communities), and community-based nursing stations, with the first two being priorities [2] - The company adopts a "big network, small network" model, targeting cities with populations over 20 million for large networks and deepening efforts in listed cities for small networks [2] Group 4: Partnerships - Fosun Health collaborates with banks, AMCs, and real estate developers to revitalize non-performing assets that meet health and wellness standards and to construct health and wellness complexes alongside residential developments [3]

Core Viewpoint - The development of pension finance is crucial for promoting high-quality development of the silver economy in China, as highlighted by the joint issuance of guidelines by the People's Bank of China and nine other departments [1][10]. Group 1: Industry Overview - China's aging population is rapidly increasing, with an average life expectancy of 78 years and elderly individuals making up 20% of the population, indicating a significant shift towards a longevity society [1][10]. - The rise in chronic diseases and health challenges, alongside a growing demand for wealth management, emphasizes the need for comprehensive financial services tailored to the elderly [1][10]. - The demand for elderly care services is surging, with a notable shortage of care facilities and professionals, highlighting the urgency for innovative solutions in the pension finance sector [1][10]. Group 2: Company Strategy - Baian Life Insurance, established in 2009, focuses on a customer-centric approach and aims to enhance its service offerings through a comprehensive "insurance + service" ecosystem strategy [2][4]. - The company has introduced the "Baian Heart Worry-Free Value-Added Service System," which encompasses three main service brands targeting health, wealth, and elderly care, providing differentiated and high-quality services [5][9]. - The service system aims to cover the entire life cycle of customers, addressing their health management, wealth planning, and elderly care needs, thereby enhancing customer satisfaction and value [6][9]. Group 3: Service Offerings - The "Baian Heart Worry-Free Value-Added Service System" includes three sub-brands: Baian Xinxing for health management, Baian Xinshi for wealth management, and Baian Xinan for elderly care, each focusing on specific life stages and needs [5][6][9]. - The health management services cover prevention, diagnosis, treatment, and rehabilitation, ensuring comprehensive support throughout the health journey [5][6]. - Wealth management services are designed to assist clients in various stages of wealth creation, preservation, and inheritance, ensuring a stable financial future [6][9].

转型HWP趋势决定高度 曾见证地产黄金时代的孙海清，在面对行业深度调整与个人发展瓶颈时，以敏锐洞察力预见长寿时代机遇，毅然卸下房企光环，选择泰康HWP作为终身事 业，开启事业新篇章。以下是孙海清与泰康的故事讲述： 在房地产领域深耕逾十载，我凭借卓越的专业能力与团队管理经验，多次带领团队荣膺项目销售冠军，深度参与并见证了行业黄金时期的蓬勃发展。但随着 时代更迭与市场环境的深刻变革，房地产行业逐步进入战略调整期。 基于对市场趋势的敏锐判断与对自身职业发展的长远规划，我毅然卸下过往荣誉，选择转型HWP泰康健康财富规划师，将其作为终身奋斗的事业。这段转 型之旅，不仅是突破职业发展瓶颈的主动选择，更是对长寿时代来临所带来的产业机遇的精准把握。 卸下房企光环HWP重启事业规划 "时代抛弃你时，连一声再见都不会说。"作为曾在房地产行业叱咤风云的销售总监，我深刻体会到行业变革带来的阵痛。在市场下行期，我遭遇了收入断崖 式下滑、项目推进举步维艰的困境，这些职业发展瓶颈让我清醒认识到：与其在逐渐萎缩的旧赛道苦苦支撑，不如主动出击，开拓充满潜力的新蓝海。 促使我转型的关键，源于对市场趋势的深度思考与精准洞察。在长期服务客户的过程中 ...

Core Insights - The article highlights the transformative journey of a professional in the insurance industry, emphasizing the importance of understanding the social value of insurance beyond mere financial products [4][10] - It discusses the strategic positioning of the company, TaiKang, in the context of the aging population, focusing on comprehensive health services and community care [7][9] Group 1: Company Strategy - TaiKang's "Longevity Era" strategy is designed to create a comprehensive health service ecosystem that integrates prevention, diagnosis, rehabilitation, and elderly care [7] - The company aims to be a core builder of social infrastructure in the longevity era, moving beyond traditional insurance competition to address societal needs [9] - The integration of high-quality medical resources and smart health management systems in projects like the Qingdao medical and nursing complex exemplifies TaiKang's long-term strategic vision [9] Group 2: Professional Development - The company fosters a culture of lifelong learning through the HWP training system, allowing professionals from diverse backgrounds to develop their careers within TaiKang's ecosystem [10] - The emphasis on long-term value creation in the insurance industry is highlighted, portraying it as a marathon rather than a sprint for short-term gains [10] - The transformation of clients from residents to course instructors in community cultural development illustrates the dynamic nature of the insurance profession within TaiKang [10] Group 3: Community Engagement - The article describes the enriching experiences within TaiKang's communities, showcasing the humanistic care and dignity provided to the elderly [6] - The company's commitment to enhancing the quality of life for seniors through various programs and activities is evident in the vibrant community atmosphere [6]

除身体健康外，财务健康同样被视为实现"长寿生活"的关键支柱。调查显示，中国消费者对两者间的关 联具有高度认知，约七成中国内地受访者认为财务状况会对个人健康和寿命产生重要影响。在退休储蓄 投资方面，个性化、稳定性和增长潜力是中国消费者最为关注的重点。 另一方面，专业的财务规划对实现圆满的退休生活也发挥着重要作用。调查显示，拥有专业理财顾问的 受访者中，80%对其退休财务状况颇具信心；而在无专业理财顾问的受访者中，该比例仅为58%。这凸 显了人们在"长寿时代"对于专业化、个性化的财务解决方案不断增长的需求，以更好地应对日益复杂的 养老财务需求。 中宏人寿保险有限公司（以下简称"中宏保险"）首席执行官兼总经理吴晓咏表示："进入'长寿时代'，人 们日益重视通过积极预防、改善生活方式来延缓衰老进程。未来，我们将持续深化对健康生活方式和主 动健康管理的投入，致力于提供集健康保障与健康管理于一体的综合解决方案。通过'保险+'服务模式 的持续实践，中宏保险将为客户提供更加个性化的产品与服务，助力消费者在如今的长寿时代实现更健 康、更精彩的生活。" 本报讯 （记者杨笑寒）记者获悉，宏利金融集团（以下简称"宏利"）日前发布202 ...

Core Insights - The article highlights the transformation of the insurance industry, particularly through the lens of Taikang Life's innovative approach to health and wealth management in the context of an aging population [1][3][4] Group 1: Company Strategy - Taikang Life has established a comprehensive model that integrates insurance with medical and elderly care services, addressing the needs of families in the "longevity era" [3][4] - The company has developed a nationwide network of elder care communities and high-end medical resources, which enhances its service offerings and market positioning [3][4] - The HWP (Health Wealth Planner) program is designed to create a resource-sharing ecosystem, providing training and support for agents to better serve clients [7] Group 2: Professional Development - The rapid career advancement from supervisor to HWP partner reflects the company's commitment to professional growth and the effectiveness of its training systems [4][7] - Taikang Life emphasizes the importance of creating value for clients through personalized health and wealth planning, moving beyond traditional insurance sales [7] - The work environment at Taikang Life is characterized by modern facilities and advanced technology, enhancing the client experience and operational efficiency [4][6] Group 3: Client Engagement - The company focuses on creating tangible experiences for clients, such as interactive health management services that make the concept of elderly care more relatable and actionable [6] - Regular events like "Health Private Sharing" and entrepreneur salons facilitate direct interactions between clients and experts, fostering a deeper understanding of health and wealth management [7] - Taikang Life positions itself as a leader in the health and wealth management sector, encouraging collaboration among various professionals to enhance client services [7]