all 21 21 公司混合类公墓理财 近一年业绩榜单 投资周期6-12个月 | F 특 | 产品名称 | 净值增 管理人 长率 | 最大回撤 | 年化波动 湖 | | --- | --- | --- | --- | --- | | | 一赢混合类碳中和开放式 理财产品1号(最短持有1 | 宁银理财 54.75% 12.82% | | 14.03% | | | स्टे) | | | | | | 宁赢红利精选混合类理财 FIERSEN | 宁银理财 21.97% | 6.97% | 6.16% | | | 幸福99卓越混合类(偏债E SG平衡优选FOF)365天 杭银理财 17.84% | | 6.05% | 6.63% | | | 持有期理财计划 | | | | | 4 | 招智睿远积极(一年持有) 2008 SERVICE | 招银理财 17.07% | 3.40% | 6.62% | | | 一赢平衡增利制造出海泥 | | | | | E | 合类理财(最短持有370 | 宁银理财 16.09% 7.78% | | 7.38% | | | R | | | | | 6 | 多彩象添富平衡精选- स्ट 定 ...

Overall Performance - As of December 30, 2025, there are 216 mixed public financial products with a duration of 6-12 months, with an average net value growth rate of 4.56% over the past year and an average maximum drawdown of 1.44% [5] - 14 products achieved a net value growth rate exceeding 10%, while over 60% of the products had growth rates between 1% and 5%, and 2 products had growth rates below 1% [5] - Four financial companies are represented in the rankings, with Ningyin Wealth Management and Hangyin Wealth Management each having 4 products listed, while Everbright Wealth Management and Xinyin Wealth Management each have 1 product listed [5] Product Analysis - The top product, Ningyin Wealth Management's "Ningyin Mixed Carbon Neutral Open-End Financial Product No. 1," achieved a net value growth rate of 48.91%, significantly outperforming peers, but also had the highest maximum drawdown and annual volatility at 12.82% and 16.74%, respectively [6] - Everbright Wealth Management's "Sunshine Orange Quantitative Multi-Strategy No. 1" had a net value growth rate of 11.58%, with a performance benchmark of 2.5%-4.5%, and is the largest product by asset size at 1.374 billion [6] - The top ten holdings of the Everbright product include government bonds, gold ETFs, money market funds, and passive index equity funds [6] - Schroder Jiaoyin Wealth Management's "Deheng Mixed Balanced Allocation 1-Year Holding Period Private Banking Exclusive Financial Product" and Agricultural Bank Wealth Management's "Agricultural Bank Tongxin ESG Theme 5th Phase RMB Financial Product" underperformed with net value growth rates of 0.94% and 0.97%, respectively [7] - Both underperforming products primarily invested in bonds, cash, and bank deposits, with low allocations to equity investments [7]

Group 1 - The article focuses on the performance of three categories of wealth management products: "Fixed Income + Equity," mixed-type, and equity-type products [1][2] - The "Fixed Income + Equity" products are defined as public offerings with an investment cycle of less than three months and positive returns for the last six months [2] - The mixed-type products have an investment cycle of 6 to 12 months, while equity-type products are purely equity public offerings [2] Group 2 - In the "Fixed Income + Equity" category, four wealth management companies had products listed, with the top three being from Xingyin Wealth Management, showing net value growth rates of 5.12%, 4.33%, and 3.83% respectively [6] - The top product, "Fengli Yidong Daily Open 1st Enhanced A," is a low to medium risk fixed income product with a performance benchmark based on a combination of bond and equity indices [6] - The asset allocation of the top product primarily focuses on fixed income assets, with equity investments leaning towards Hong Kong stocks, TMT, and innovative pharmaceuticals [6] Group 3 - In the mixed-type public products category, five wealth management companies had products listed, with the top three showing net value growth rates of 8.83%, 7.81%, and 7.59% respectively [10] - The top product, "Yangguang Orange Quantitative Multi-Strategy 1st," is a medium-risk mixed product with an annual performance benchmark of 2.5% to 4.5% [10] - This product has recorded positive returns in 2024 and the current year, despite negative returns in 2022 and 2023 [10] Group 4 - In the equity-type public products category, only 2 out of 34 products had negative net value growth rates over the past year, indicating a low failure rate of 5.88% [14] - The top three equity products, "Tiangong Daily Open 5th (AI Computing Power Index)," "Tiangong Daily Open 2nd (Digital Infrastructure Index)," and "Yangguang Red ESG Industry Selection," had net value growth rates of 53.82%, 40.46%, and 30.22% respectively [14] - The performance of the "Yangguang Red ESG Industry Selection" product has improved significantly, with its cumulative net value rising from a low of 0.5473 to 0.8887 [14]