Core Insights - The article discusses the diverse range of bank wealth management products available, emphasizing the need for investors to discern and select suitable options amidst similar-sounding and vaguely characterized products [1] - The South Finance Wealth Management team compiles a weekly performance ranking of wealth management products sold through various distribution channels, focusing on those with outstanding performance [1] - The ranking criteria include product type, specifically targeting pure fixed income, "fixed income plus," and mixed products, along with performance stability, requiring a minimum of three months of performance data [1] Product Performance Summary - The ranking showcases annualized performance over the past month, three months, and six months, sorted by the three-month annualized return to reflect multidimensional performance during recent market fluctuations [1] - The current focus is on pure fixed income products issued by wealth management companies, highlighting those available for investors through distribution channels [1] Distribution Institutions - A total of 28 distribution institutions are mentioned, including major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [2] - The ranking's assessment of the "on-sale" status of wealth management products is based on their investment cycle, but actual availability may vary due to factors like sold-out quotas or differences in product listings for different customers [2] Performance Data - The article provides specific performance data for various wealth management products, including annualized returns and investment periods, with notable products listed from institutions like Bank of China and Minsheng Bank [5][7][10] - For instance, products from Bank of China show annualized returns ranging from 5.40% to 8.53% over different holding periods, indicating competitive performance in the current market [5][10]

Core Viewpoint - The article discusses the diverse range of bank wealth management products available, emphasizing the need for investors to carefully select and identify suitable options based on performance metrics and product types [1]. Group 1: Product Selection and Performance - The article highlights a weekly performance ranking of wealth management products, focusing on those with strong performance in the categories of pure fixed income, "fixed income +", and mixed products [1]. - The ranking criteria include product type and performance stability, requiring products to have been established for at least three months to ensure sufficient performance data [1]. - The performance metrics displayed include annualized returns over the past month, three months, and six months, with a focus on the three-month annualized return for recent market performance [1]. Group 2: Distribution Channels - The article lists 28 distribution institutions, including major banks such as Industrial and Commercial Bank of China, Bank of China, and Agricultural Bank of China, among others [2]. - It notes that the availability of products may vary due to factors such as sold-out quotas or differences in product listings for different customers, advising investors to refer to the actual displays on bank apps [2]. Group 3: Performance Data - The article provides specific performance data for various wealth management products, including annualized returns for different time frames, such as 7.59% for a product from Bank of China over a 180-day period [5]. - It includes a detailed table of products with their respective annualized returns for the past month, three months, and six months, showcasing the competitive landscape of fixed income products [7][10].