Overall Performance - As of June 5, the average yield of public cash management products in RMB over the past six months is 1.58%, showing a slight decline compared to May 22 [10] - The average annualized yield of public cash management products in USD over the same period is 4.06% [10] - For pure fixed-income products with a 1-2 year investment cycle, the average yield is 3.08%, down by 0.07 percentage points from April 29 [5] Highlighted Product Analysis - The top-performing pure fixed-income product over the past year is "Nan Yin Wealth Zhulian Bihhe Xinyi Stable Two-Year 36th Closed Public RMB Financial Product C," with a net value growth rate of 4.79% [6] - The second highest is "Huaxia Wealth Fixed Income Debt Type Closed Financial Product 151th A," yielding 4.5% [6] - The third is "Happiness 99 Gain Fixed Income (Smart Enjoy Pure Debt) 540-Day Holding Period Financial Product," with a yield of 4.13% [6][7] Cash Management Products - The top three cash management products with the highest average annualized yield over the past six months are "Suyin Wealth Qiyuan Cash No. 5 J" at 2.91%, "Suyin Wealth Qiyuan Currency No. 2 (ESG Theme) G" at 2.63%, and "Bohai Wealth Silver Storage Series Add Gold Cash Management Financial Product No. 3 G" at 2.33% [11] "Fixed Income + Options" Products - The average net value growth rate for public "fixed income + options" products over the past six months is 0.6%, showing a slight decline compared to May 8 [14] - The top three products in this category are from Zhaoyin Wealth, with "Zhaoyin Global Asset Momentum Two-Year Fixed Income Plan A" leading the list [15]

Core Insights - The article focuses on the performance of three categories of wealth management products: cash management products, pure fixed-income products, and "fixed income + options" products [1][5]. Cash Management Products - The average annualized yield for cash management products as of May 29 is 1.53%, remaining stable compared to May 21 [9]. - The highest yield among cash management products is from "Suyin Wealth's QiYuan Currency 1," with an average annualized yield of 3.095% [9]. Pure Fixed-Income Products - The average yield for pure fixed-income public products with a 6-12 month investment period is 2.51%, down by 0.21 percentage points from April 17 [5]. - Only 26.46% of these products achieved positive monthly returns over the past year, a decrease of 6.68 percentage points compared to April 17 [5]. - The top-performing product in this category is "Xinyin Wealth's AnYing Xiang Fixed Income Stable Nine-Month Holding Period 7," with a net value growth rate of 3.56% [5]. "Fixed Income + Options" Products - The top product in the "fixed income + options" category is "Zhaoyin Wealth's Zhaorui Global Asset Momentum Fourteen Month Fixed Income Plan A," with a net value growth rate of 1.14% over the past three months [12]. - Zhaoyin Wealth and Xingyin Wealth each have three products listed in the top rankings, while Ping An Wealth has two [12]. Investment Preferences - Many products favor non-standard assets and urban investment bonds, with some also investing in real estate bonds [6].