MPF研究机构积金评级指出，根据"积金评级所有基金表现指数"，9月份香港强积金整体投资回报涨幅 约为3.56%，推动2025年第三季回报达6.41%，年初至今累计回报更达15.83%，创2009以来最强首九个 月表现。 按金额计算，估算强积金9月份投资收益达525亿港元(即479万名强积金成员每人平均赚约10,942港元)， 第三季累计收益918亿港元(人均19,150港元)，年初至今总收益更突破2,070亿港元(人均43,225港元)，刷 新年度收益历史纪录。 香港及内地股票基金持续领跑，九月单月回报8.47%，第三季与年初至今回报分别达15.85%及37.28%， 此为强积金历来第三佳九个月表现，更是2009年以来最佳纪录。 计入供款后，强积金总资产于9月底连续第五个月创新高，达约1.53万亿港元(较8月增长554.6亿)，相当 于479万名成员平均账户结余达31.9万港元(较八月增11,568港元，自2025年初累增49,869港元)。 积金评级表示，香港及内地股票基金以37.28%的年初至今回报率领跑强积金表现，如此佳绩可能令成 员预期强劲表现将持续，但警示必须保持警惕，坚持分散投资与长期策略。 ...

Core Insights - The Mandatory Provident Fund (MPF) is expected to record a positive monthly return of 1.3% in August, leading to a year-to-date return of approximately 11.56%, marking the best performance for the first eight months since 2017 [1] - The anticipated investment gains for August are around HKD 18.8 billion, translating to an average profit of about HKD 3,930 per MPF member, with total investment returns since the beginning of 2025 projected to reach approximately HKD 151 billion [1] - Hong Kong and mainland stock funds have led the performance year-to-date with an increase of about 25.94%, while the positive return in August is primarily driven by Japanese stock funds, which have risen approximately 5.23% [1] Asset Growth - The total assets of the MPF are expected to reach a historical high of approximately HKD 1.47 trillion by the end of August, marking the fourth consecutive month of record highs, with an increase of about HKD 21.82 billion from July [1] - The average account balance per member is projected to be around HKD 306,700, which is an increase of about HKD 4,552 from July and a cumulative increase of approximately HKD 37,417 since the beginning of 2025 [1] Market Sentiment - The chairman of MPF Ratings, Cong Chuanpu, indicated that the first eight months of this year represent the best performance for the MPF in the past eight years, suggesting that members may start to demand new fund products to maintain this positive momentum [1]