Core Viewpoint - The successful issuance of a 3 million yuan forest rights mortgage loan by ICBC's Hezhou Zhongshan branch effectively addresses the funding challenges faced by a local comprehensive forestry enterprise, demonstrating the bank's commitment to supporting the real economy and rural revitalization [1][2]. Group 1: Financing Innovation - Forest rights mortgage loans utilize land use rights and timber ownership as collateral, providing an innovative financing model that expands funding channels for agricultural and forestry enterprises [2]. - The enterprise that received the loan has a diverse range of operations including timber planting, procurement, processing, and sales, but faced funding shortages due to a lack of traditional collateral [2]. - ICBC's Hezhou Zhongshan branch quickly developed a tailored financing solution based on the enterprise's quality forest rights assets, completing the loan process in approximately 10 working days [2][3]. Group 2: Activation of Green Assets - The issuance of the forest rights mortgage loan exemplifies the bank's efforts to transform local ecological resources into financial assets, thereby activating dormant forest rights assets [3]. - This financing model not only meets the enterprise's immediate funding needs but also contributes to the sustainable development of the local forestry economy [3]. Group 3: Support for Rural Revitalization - ICBC's Hezhou Zhongshan branch focuses on serving the real economy through inclusive finance, providing targeted support for small and micro enterprises as well as agricultural businesses [4]. - The bank has introduced various specialized financial products, such as "Planting e-loan" and "Xiangyu loan," successfully supporting multiple agricultural enterprises and industry clusters [4]. - As of August 2025, the bank's inclusive loan balance reached 200 million yuan, with a year-to-date increase of 27 million yuan, reflecting a growth rate of 15.6% [4]. Group 4: Long-term Development Strategy - The bank plans to deepen cooperation among government, banks, and enterprises, continuing to promote forest rights mortgage loans and other specialized business experiences [5]. - Emphasis will be placed on increasing credit support for green industries and rural revitalization, optimizing service models and financial resource allocation [5]. - The bank's leadership highlights the importance of enhancing the quality and efficiency of inclusive financial services to meet diverse financing needs [5].

Core Viewpoint - Guangxi agricultural cooperative institutions are focusing on the agricultural season, providing financial support to ensure a successful harvest and promote the entire agricultural industry chain [1][5] Group 1: Financial Support and Agricultural Loans - As of the end of June, the agricultural loan balance of Guangxi's cooperative institutions reached 425.8 billion yuan, an increase of 10.8 billion yuan since the beginning of the year, with specialty industry loans amounting to 110.3 billion yuan [1] - The cooperative institutions have supported new agricultural operating entities, with loans to family farms and farmers' cooperatives totaling 28.5 billion yuan [5] - The Guangxi agricultural cooperative institutions have issued over 100 innovative "Xiao Ling Tu" credit products tailored to local specialty industries [5] Group 2: Case Studies of Successful Financial Support - A local grape grower received a 200,000 yuan loan from Pingguo Agricultural Cooperative Bank, resulting in a 10% increase in yield and an increase in sugar content from 15% to 18% [2] - Ling Shan Agricultural Credit Union provided a loan of over 400 yuan, which helped a food company expand its production and establish a complete industry chain for lychee, benefiting over 1,700 enterprises and farmers [3] - The Guizhou Agricultural Cooperative Bank has customized credit solutions like "vegetable loans" and "taro loans," with a total agricultural loan balance of 7.336 billion yuan, increasing by 197 million yuan since the beginning of the year [4] Group 3: Overall Impact on Agricultural Development - The financial support from Guangxi agricultural cooperative institutions is contributing to the revitalization of rural areas, enhancing local agricultural brands, and ensuring a bountiful harvest during the critical agricultural season [5] - The cooperative institutions are optimizing a comprehensive service network covering all levels from province to village, providing strong support for deepening agricultural development [5]

Core Viewpoint - Guangxi Quanzhou Rural Cooperative Bank is accelerating the construction of an agricultural and industrial strong county by leveraging financial support to enhance modern agriculture and new industrialization [1] Group 1: Financial Empowerment - Quanzhou Rural Cooperative Bank is deepening the "government-bank-enterprise" collaboration mechanism, actively increasing credit supply in the agricultural sector, particularly through the "Rice Spike Loan" [2] - As of the end of May this year, the bank's deposit balance was 16.894 billion yuan, loan balance was 10.145 billion yuan, and it has issued a total of 1.491 billion yuan in agricultural loans, including 1.029 billion yuan in loans to farmers [2] - The bank aims to provide more policy support in terms of funding, interest rates, and approval efficiency to small and micro enterprises, promoting rural revitalization and sustainable economic development [2] Group 2: Smart Agriculture - The modern agricultural demonstration area in Quanzhou County is utilizing technology for efficient farming, achieving an average yield of over 600 kg per mu through digital management [3] - The company has established a three-tier demonstration system covering 15,000 mu of land, benefiting over 730 farmers through various income streams [3] - The integration of smart agricultural facilities funded by the bank has significantly improved production efficiency [4] Group 3: Rice Noodle Industry Development - Quanzhou County is focusing on the transformation and upgrading of the rice noodle industry, aiming to become the "Capital of Dried Rice Noodles in China" [6] - The leading company in the rice noodle industry has established a closed-loop industrial chain and aims to achieve sales of over 1 billion yuan in 2024 and 1.5 billion yuan in 2025 [6] - The bank has provided 2.12 billion yuan in loans to the grain industry, including 620 million yuan for rice production and processing, and 1.3 billion yuan for the rice noodle industry [7]