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山西云州农商银行助推特色产业发展
Zheng Quan Ri Bao· 2025-07-03 02:02
Core Insights - Shanxi Yunzhou Rural Commercial Bank is actively integrating into rural characteristic industry development and exploring new financial support paths for rural revitalization, significantly increasing financial resources in key rural areas and innovating financial products to meet diverse financial needs [1][4] Group 1: Agricultural Support Initiatives - The bank has launched the "Huanghua Loan" product to support the Huanghua industry, providing preferential interest rates and simplifying loan processes, resulting in a total issuance of 1.231 billion yuan [1][2] - The bank's support has enabled the establishment of an integrated operation model involving bases, farmers, and companies, signing contracts with 21,000 farmers and facilitating the cultivation of Huanghua for 6,000 households [2] - The bank has issued 1.369 billion yuan in agricultural loans to support greenhouse economies, helping farmers like Zhang Min build greenhouses and significantly increase their income [3] Group 2: Livestock and Greenhouse Financing - The "Breeding Loan" product was introduced to support livestock farming, addressing challenges such as high feed costs and difficulties in selling livestock, while also facilitating connections between suppliers and buyers [2][4] - The bank has provided over 122 million yuan in "Breeding Loans," assisting more than 200 livestock farmers and several breeding enterprises in increasing their income [4] - The bank has established a proactive financial service mechanism by collaborating with agricultural departments and maintaining regular contact with local governments to understand industry needs and streamline loan approval processes [4]