为提高服务质量和效率，该支行组建了科技金融专属服务团队，简化审批流程，实施差异化绩效考核和 尽职免责机制，鼓励客户经理积极开展业务。同时，借助数字化工具，通过科技金融智慧生态系统实现 贷款申请、审批、放款全流程线上办理，将平均审批时间缩短至3个工作日以内，满足科技型企业融 资"急、频、短"的需求。 截至目前，该支行已与辖区内20余家科技型企业进行对接，授信额度超过1.3亿元，贷款余额较去年同 期增长45%，重点支持了高端制造、新材料等战略性新兴产业领域。 未来，该支行将继续秉持"更懂科技、更专产品、更优方案"的服务理念，扩大服务范围，创新产品种 类，优化服务体验，致力于成为区域科技金融的首选银行。助力更多科技型企业发展壮大，为单县经济 的高质量发展提供坚实的金融保障。 齐鲁晚报.齐鲁壹点李可通讯员袁菲菲 为贯彻国家科技创新战略部署，建行菏泽单县支行聚焦科技型企业全生命周期的金融需求，以专业化产 品、高效化服务、差异化政策为着力点，大力发展科技型企业贷款业务，为区域科技创新和产业升级提 供金融支持。 该支行立足单县产业发展实际情况，精准对接高新技术企业、专精特新企业、科技型中小企业等核心客 户群体，构建了"全周 ...

Core Viewpoint - The China Construction Bank Shandong Branch integrates red financial culture into modern financial systems, emphasizing historical legacy and contemporary relevance in its mission to support national development and social welfare [1][2]. Group 1: Cultural Development - The Shandong Branch promotes Chinese financial culture as a key support for high-quality financial development, deepening understanding of the "Five Musts and Five Must Nots" [2]. - A series of work plans and implementation guidelines have been established to align with the "14th Five-Year Plan" for corporate culture and integrity culture construction [2][3]. - Various educational activities, including the "Five Ones" campaign, have been launched to enhance engagement in promoting Chinese financial culture [3]. Group 2: Mechanism and Implementation - The branch has established a monthly reporting mechanism for cultural initiatives and integrated financial culture into training for new employees and party members [3][5]. - The implementation of the "Five Musts and Five Must Nots" is monitored through regular inspections to ensure adherence to central directives [5]. Group 3: Activities and Engagement - The Shandong Branch has organized numerous activities, such as essay contests and youth forums, to foster engagement with Chinese financial culture [4]. - Various branches have conducted unique activities, including competitions and lectures, to promote cultural understanding and participation [4]. Group 4: Integrity and Compliance - The branch emphasizes the integration of integrity culture with Chinese financial culture, creating a comprehensive framework for promoting ethical practices [5][6]. - Initiatives like the "Clean Wind" brand aim to enhance the integrity culture within the organization [5]. Group 5: Learning from Role Models - The Shandong Branch prioritizes learning from exemplary figures like Zhang Fuqing, embedding their values into corporate culture and operational practices [7][8]. - The establishment of numerous service teams named after Zhang Fuqing reflects the commitment to community service and financial support [8]. Group 6: Financial Support and Innovation - The Shandong Branch has provided significant financial support, including a credit approval of 4.35 billion yuan for sports equipment for the Paris Olympics [10]. - Innovative financial products and services, such as pollution rights pledge loans and specialized loans for technology enterprises, have been developed to support ecological and technological advancements [10].

Core Insights - Construction Bank's Dezhou Branch is committed to serving the real economy and has established a comprehensive inclusive financial service system, contributing to high-quality regional economic development [1] - The bank has provided over 5.4 billion yuan in inclusive loans and served more than 7,200 customers, with loans to technology-based small and micro enterprises exceeding 1.4 billion yuan [1] - The bank emphasizes collaboration with government and enterprises to enhance inclusive financial services, creating a unique ecosystem through regular communication with local business associations [1] Group 1 - The bank held a "Silver Enterprise Cooperation" event with the Dezhou Machine Tool Industry Association, introducing tailored financial service plans for over 50 enterprises, resulting in loans exceeding 20 million yuan for five member companies shortly after the event [2] - The bank is focusing on technology finance, developing a comprehensive financial service system for technology enterprises, and promoting innovative financial products such as "Good New Loan" and "Technology Compensation Loan" [3] - A specific case highlighted is a technology enterprise in agricultural machinery that received a 5 million yuan technology compensation loan, demonstrating the bank's responsiveness to financing challenges [3] Group 2 - The bank aims to enhance high-quality financial service capabilities and continuously innovate financial products to support local economic growth [3]