Core Viewpoint - The company reported solid financial performance for the third quarter of 2025, with significant growth in assets, loans, and net profit, indicating a stable operational environment and effective management strategies [5][6]. Financial Performance - Total assets reached 778.703 billion RMB, an increase of 89.164 billion RMB, or 12.93%, compared to the end of the previous year [6]. - Total loans amounted to 383.007 billion RMB, up by 45.865 billion RMB, or 13.60%, representing 49.19% of total assets, an increase of 0.29 percentage points [6]. - Total liabilities were 725.944 billion RMB, increasing by 84.740 billion RMB, or 13.22% [6]. - Total deposits reached 485.023 billion RMB, an increase of 45.482 billion RMB, or 10.35% [6]. - Operating income for the first three quarters was 9.924 billion RMB, a year-on-year increase of 4.63% [6]. - Net interest income was 7.765 billion RMB, up 17.31% year-on-year, with a net interest margin of 1.54%, an increase of 3 basis points [6]. - Net profit for the period was 3.975 billion RMB, reflecting a year-on-year growth of 16.14% [6]. - Basic earnings per share were 0.72 RMB, a 9.09% increase year-on-year [6]. Asset Quality - The non-performing loan ratio was 1.09%, a decrease of 0.10 percentage points from the end of the previous year [6]. - The proportion of loans under special attention was 0.96%, down by 0.11 percentage points [6]. - The provision coverage ratio improved to 351.43%, an increase of 29.05 percentage points [6]. Corporate Governance - The board of directors and senior management confirmed the accuracy and completeness of the quarterly report, taking legal responsibility for its content [2][3]. - The third quarter report was approved during the 18th meeting of the 9th board of directors held on October 30, 2025 [2][25].

Group 1 - The core point of the announcement is that Qilu Bank has successfully issued the "2025 Technology Innovation Bonds" with a total issuance size of 2 billion RMB [1] - The bonds were issued on September 10, 2025, with a fixed interest rate of 1.84% and a maturity period of 5 years [1] - The raised funds will be allocated to support technology innovation sectors as outlined in the "Financial Five Major Articles Overall Statistical System (Trial)" [1]

Group 1 - Qilu Bank has successfully issued "Qilu Bank Co., Ltd. 2025 Technology Innovation Bond" with approval from the People's Bank of China [1] - The bond was recorded on September 8, 2025, and completed issuance on September 10, 2025, with a total issuance scale of RMB 2 billion [1] - This bond has a fixed interest rate of 1.84% and a maturity period of 5 years [1] Group 2 - The funds raised from this bond will be directed towards the technology innovation sector as outlined in the "Five Major Articles of Finance" statistical system [1] - Specific uses of the funds include issuing technology loans and investing in bonds issued by technology innovation enterprises [1]

证券日报网讯 9月10日晚间，齐鲁银行发布公告称，经中国人民银行核准，齐鲁银行股份有限公司在全 国银行间债券市场成功发行"齐鲁银行股份有限公司2025年科技创新债券"（以下简称"本期债券"）。本 期债券于2025年9月8日簿记建档，并于2025年9月10日发行完毕。 （编辑 楚丽君） ...

Core Points - Qilu Bank has successfully issued "Qilu Bank Co., Ltd. 2025 Technology Innovation Bonds" approved by the People's Bank of China [1] - The bond issuance was completed on September 10, 2025, with a total scale of RMB 2 billion [1] - The bonds have a fixed interest rate of 1.84% and a maturity period of 5 years [1] - The raised funds will be directed towards the technology innovation sector as outlined in the "Five Major Articles of Finance" [1] Summary by Category Bond Issuance - Qilu Bank issued bonds with a total scale of RMB 2 billion [1] - The bonds are fixed-rate with a maturity of 5 years and an interest rate of 1.84% [1] Use of Proceeds - Funds raised will support technology innovation, including technology loans and investments in bonds issued by technology innovation enterprises [1]

Group 1 - Qilu Bank successfully issued "Qilu Bank Co., Ltd. 2025 Technology Innovation Bond" with approval from the People's Bank of China [1] - The bond was recorded on September 8, 2025, and completed issuance on September 10, 2025 [1] - The total issuance scale of the bond is RMB 2 billion, with a fixed interest rate of 1.84% over a 5-year term [1] Group 2 - The raised funds will be directed towards the technology innovation sector as outlined in the "Five Major Articles of Finance" statistical system [1] - Specific uses of the funds include issuing technology loans and investing in bonds issued by technology innovation enterprises [1]