来源：环球网 2025年9月17日，华夏银行洛阳分行迎来了成立六周年的时刻。六载耕耘，春华秋实。华夏银行洛阳分 行深入贯彻落实国家金融政策，以金融桥梁连接实体经济，用一份份优异成绩单书写了与洛阳发展同频 共振的辉煌篇章，让华夏金融之水润泽古都大地。 据不完全统计，六年来，华夏银行洛阳分行累计为洛阳地区企业提供综合融资支持370多亿元，服务个 人客户十多万户，累计投放个人贷款11多亿元。 进入2025年以来，华夏银行洛阳分行结合洛阳市产业发展、城市提质、乡村振兴、稳外贸、提振消费及 优化民营经济金融服务等重点工作，全力提升贷款投放规模，精准赋能地方经济发展。 扎根河洛，搭建古都金融桥梁 围绕新质生产力发展、聚焦新兴行业和产业等，该行结合区域产业政策导向及产业发展规划，明确融资 类客户业务推进时间节点和落地安排，提供定制化综合金融解决方案，全力加大信贷业务布局和投放落 地。同时，致力于提升服务质效，优化业务流程，加强数字化建设，为市民与企业提供更加便捷、高效 的金融服务。 临黄河而知中国，临河洛而知华夏。总部位于北京的华夏银行，是全国唯一一家由制造业企业发起的股 份制商业银行，也是全国第五家上市银行，2012年入 ...

9月11日，北京首钢园。在2025年中国国际服务贸易交易会金融服务专题展上，华夏银行隆重召开数字普惠"灵龙惠"系列产品发布会，正式推出数字普惠金 融产品体系。该系列产品通过数字化手段全面提升普惠金融服务能力，为小微企业提供全生命周期金融服务解决方案。 发布盛况： 嘉宾云集共话普惠金融新模式 上午10时30分，华夏银行新品发布会嘉宾云集。北京市委金融办、中国企业改革与发展研究会、国网英大、部分合作国企、中小微企业的领导和嘉宾齐聚一 堂，共同见证"灵龙惠"系列产品的重磅发布。 北京市委金融办副主任、市委金融工委委员、市金融管理局副局长王颖在致辞中表示，小微企业对国民经济高质量发展具有重要意义，但小微企业融资难、 融资慢是世界性难题，北京市委市政府通过搭建平台、完善创业担保贷款机制、增加财政补贴、拓展资本市场渠道等机制，取得了良好成效。华夏银行以科 技赋能、数据赋能，以市场化手段突破传统服务模式，实现产品迭代升级的有益探索，对提升金融服务能力、实现自身高质量发展有非常重要的意义。 华夏银行党委常委、副行长高波致辞表示，2025年，华夏银行在新一届党委领导下，深刻把握金融工作的政治性、人民性，推动金融"五篇大文章"篇 ...

Core Viewpoint - Huaxia Bank's 2025 semi-annual report highlights its commitment to sustainable development and financial support for key sectors, achieving steady growth in assets and loans while maintaining stable asset quality [1][2]. Financial Performance - As of the end of the reporting period, Huaxia Bank's total assets reached 4,549.63 billion yuan, a 3.96% increase from the previous year [2] - Total loans amounted to 2,417.10 billion yuan, up 2.15% year-on-year [2] - Total deposits were 2,323.16 billion yuan, reflecting a 7.99% increase [2] - Operating income for the period was 45.52 billion yuan, down 5.86% year-on-year, but improved by 11.87 percentage points from Q1 2025 [2] - Net profit attributable to shareholders was 11.47 billion yuan, a decrease of 7.95% year-on-year, but also showed a 6.09 percentage point improvement from Q1 2025 [2] - The non-performing loan ratio remained stable at 1.60%, unchanged from the end of the previous year [2] Business Structure Optimization - The bank has optimized its asset structure, increasing support for key sectors such as private economy and strategic emerging industries [3] - Loans to technology enterprises grew by 32.31%, while green loans increased by 16.79% [3] - The proportion of deposits rose to 51.06%, up 1.90 percentage points from the previous year [3] - Net income from fees and commissions reached 3.10 billion yuan, a 2.55% increase year-on-year [3] Strategic Initiatives - Huaxia Bank is actively implementing the national strategy through its "Five Major Articles," focusing on technology and green finance [4] - The bank has issued 10 billion yuan in technology innovation bonds and increased its loan balance for technology enterprises to 210.53 billion yuan [4] - Green loan balance reached 332.91 billion yuan, with a continuous increase in its proportion [4] Digital Transformation - The bank is accelerating its digital and intelligent transformation, enhancing its digital service capabilities [7][8] - The number of online scenarios has reached 2,045, saving 352,100 hours of work [7] - The bank is also focusing on data management and sharing to improve customer service and operational efficiency [8] Risk Management and Compliance - Huaxia Bank has strengthened its risk management framework, maintaining stable asset quality and enhancing its governance structure [9] - The bank has implemented a comprehensive risk management mechanism and improved its compliance management system [9]

华夏银行今日公布了2025年半年度报告。2025年上半年，华夏银行坚持稳中求进工作总基调，严格 落实监管部门各项要求，坚持稳中求进，紧扣战略规划目标，秉持"可持续 更美好"的品牌理念，持续 加大金融"五篇大文章"重点领域支持力度，深化集团化与精细化管理，深耕主责主业，严守安全防线， 扎实推进高质量、可持续发展。在2025年7月英国《银行家》全球1000家银行排名中，该行按一级资本 排名全球第47位，较上年提升2位，经营发展再上新台阶。 2025年上半年，华夏银行各项业务有序开展，经营态势平稳向好。截至报告期末，该行资产规模稳 步增长，资产总额达45,496.25亿元，比上年末增长3.96%；贷款总额24,170.95亿元，比上年末增长 2.15%；存款总额23,231.59亿元，比上年末增长7.99%。 报告期内，华夏银行积极应对经营环境变化，实现营业收入455.22亿元，比上年同期下降5.86%， 比2025年一季度收窄11.87个百分点；实现归属于上市公司股东的净利润114.70亿元，比上年同期下降 7.95%，比一季度收窄6.09个百分点，盈利趋势企稳向好。资产质量保持稳定，不良贷款率1.60%，与上 ...