旅游行业对稳定币的关注与日俱增。对于旅游业而言，稳定币所代表的新型支付方式有望带来效率提升 和成本优化，同时也为行业参与者带来新的机遇与挑战。从全球视角来看，一些旅游企业已经开始试水 接受稳定币支付，以迎合技术型游客的支付偏好，同时降低支付成本和汇率风险。 本文深入分析稳定币对旅游业发展的影响，并探讨其在旅游业的具体应用场景，行业领先企业的实践案 例，希望帮助朋友们全面理解稳定币如何赋能旅游业的未来发展。 对于游客而言，使用稳定币支付预订酒店、机票或旅游服务，可以避免繁琐的跨境支付流程和高额手续 费。传统上，现金和国际信用卡支付通常伴随货币转换费和汇率波动风险，而稳定币以其锚定的法币价 值计价，支付时无需兑换当地货币。游客只需在数字钱包中持有相应的稳定币，即可直接向商家支付， 交易在链上快速确认，资金实时到账商家账户。这不仅提升了支付速度，也让游客对费用一目了然，避 免了隐性汇率损失。 通俗说就是：用稳定币能少挨一次"汇率的刀"。比如美国游客带美元去欧洲：传统方式像"剥两层 皮"——先把美元换成欧元（银行要赚一次手续费+汇差），花欧元时如果没花完，回国再换回美元 （又被赚一次）。中间要是欧元跌了，手里的钱还会 ...

Core Insights - Stablecoins are a type of cryptocurrency designed to maintain a stable value, typically pegged to fiat currencies or real assets, making them suitable for daily transactions [4][9] - The global stablecoin market has surpassed $200 billion as of 2025, with on-chain transactions in 2024 exceeding $32 trillion, indicating significant potential as a payment method [10] Group 1: Overview and Characteristics - Stablecoins serve as a bridge between digital currencies and fiat money, rapidly gaining traction in the financial sector [3] - Major stablecoins include USDT (Tether) and USDC (USD Coin), which together account for approximately 80%-85% of the market share [6] Group 2: Applications in Cultural Industries - Stablecoins are entering various cultural sectors, including film, music, gaming, and art, showcasing unique application potential [3] - In the film industry, stablecoins are used for financing, distribution, and copyright management, providing new possibilities for funding and revenue sharing [13][20] Group 3: Film Industry Applications - Case 1: Independent films have utilized stablecoins for fundraising through token issuance, allowing investors to participate in film projects with reduced risk [15] - Case 2: Films like "Zero Contact" have issued NFTs, enabling fans to purchase exclusive content using stablecoins, thus enhancing audience engagement [17] - Case 3: Some cinemas in the U.S. allow payments for tickets and concessions using stablecoins, streamlining cross-border revenue sharing [19] Group 4: Music Industry Applications - Case 1: Audius, a decentralized music platform, uses USDC for payments, allowing creators to receive near-instant payments while ensuring transparency [27] - Case 2: Independent musicians have sold NFTs with stablecoin payments, providing a stable pricing mechanism for digital assets [29] Group 5: Gaming Industry Applications - Case 1: Blockchain games like Axie Infinity allow players to earn and use stablecoins for in-game purchases, ensuring stable value for rewards [37] - Case 2: Stablecoins facilitate secure transactions in decentralized markets for virtual assets, enhancing player confidence in asset value [39] Group 6: Art Industry Applications - Case 1: Auction houses like Christie's and Sotheby's have begun accepting stablecoins for high-value art transactions, improving payment efficiency and reducing currency risk [48] - Case 2: Stablecoins are increasingly used in NFT markets, providing a stable pricing mechanism and enhancing liquidity [50] Group 7: Advantages and Challenges - Advantages of stablecoins include democratized financing, efficient settlement processes, and enhanced cross-border transactions [24][33] - Challenges include market volatility risks, regulatory uncertainties, and the need for broader acceptance within traditional industries [24][33][55] Group 8: Future Trends - The regulatory framework for stablecoins is expected to become clearer, facilitating compliant applications in cultural industries [60] - Technological advancements will improve user experience and transaction efficiency, making stablecoins more integrated into existing digital ecosystems [63] - Stablecoins may coexist with Central Bank Digital Currencies (CBDCs), enhancing their role in the financial landscape [65] - Innovative application models are anticipated, including crowdfunding platforms and real-time royalty distribution systems [68]