当前，在"双碳"背景下，传统行业如何推动自身绿色低碳转型，成为业内关注的话题。 以造纸行业为例，越来越多的企业在加大绿色低碳技术创新的同时，布局"林浆纸一体化"发展模 式，通过自建原料林实现资源集约利用，形成"以纸养林、以林促纸"产业格局，助力自身可持续发展。 在一系列政策引导下，金融机构发力绿色金融。人民银行数据显示，截至2025年9月末，绿色贷款 余额43.5万亿元，同比增长22.9%；绿色债券累计发行4.9万亿元，其中绿色金融债累计发行2.1万亿元， 为金融机构投放绿色信贷提供稳定资金来源。 "我们聚焦能源、制造业、城乡建设、交通运输等'双碳'重点领域，推出'碳强度+ESG'双挂钩转型 贷款、ESG可持续发展挂钩贷款、ESG智造贷等创新产品，缓解企业资金周转压力，更通过利率与ESG 评级挂钩方式，激励企业履行社会责任，提升企业ESG治理水平。"交通银行上海市分行副行长严肃介 绍，《绿色金融支持项目目录（2025年版）》发布后，该行将拓展绿色数据中心、绿色清洁燃料相关业 务；加强绿色租赁、绿色产品批发贸易渠道对接；捕捉绿色跨境贷款机遇，发挥跨境金融账户体系优 势；加强绿色消费贷款推广。 业内人士表示，当前 ...

Core Viewpoint - The People's Bank of China Shanghai Headquarters is actively promoting the development of green finance by enhancing product offerings and financial services to channel more resources into the green low-carbon sector, with significant growth in green loans and innovative financial products [1][2][4]. Group 1: Green Loan Growth - As of the end of 2024, the balance of green loans in Shanghai is expected to exceed 1.4 trillion yuan, with a year-on-year growth rate of over 20%, which is more than 10 percentage points higher than the growth rate of all loans [1]. - In 2024, the People's Bank of China Shanghai Headquarters is projected to issue 5.94 billion yuan in carbon reduction support tool funds and support new carbon reduction loans totaling 20.4 billion yuan, leading to an estimated annual CO2 reduction of 364,000 tons [2]. Group 2: Policy Framework and Support Mechanisms - The People's Bank of China Shanghai Headquarters is optimizing the green finance incentive and constraint mechanisms, including the expansion of the carbon reduction support tool pilot areas, which now includes 17 sub-sectors from the 2024 version of the "Green Low-Carbon Transition Industry Guidance Directory" [2][3]. - A quarterly evaluation of green finance practices among local financial institutions is conducted, and the results are incorporated into the central bank's financial institution ratings [3]. Group 3: Diversification of Green Financial Products - Financial institutions in Shanghai are encouraged to develop diverse green financial products, including environmental rights pledge financing and loans linked to carbon performance indicators [4][7]. - The Shanghai branch of the China Construction Bank has launched the "Jian Carbon Loan" product, while the Shanghai Rural Commercial Bank has issued the first "Water Saving Benefit" loans aimed at water resource utilization and infrastructure upgrades [4]. Group 4: Green Bonds and Other Financial Innovations - In 2024, 35 green bonds were issued by enterprises in Shanghai in the interbank market, with a total issuance scale of 27.19 billion yuan [7]. - The Shanghai branch of Industrial and Commercial Bank of China issued and underwrote the first domestic green bond in the pulp industry, marking a significant milestone in green finance [7].