Wells Fargo (NYSE:WFC) Q4 2025 Earnings call January 14, 2026 10:00 AM ET Company ParticipantsKen Usdin - Managing DirectorGerard Cassidy - Managing DirectorJohn Pancar - Senior managing director and senior research analystJohn Campbell - Head of Investor RelationsErika Najarian - senior equity research analyst and managing directorMike Santomassimo - CFOChristopher McGratty - Bank Research and Managing DirectorCharlie Scharf - CEOBetsy Graseck - Diversified Finance ResearchScott Siefers - managing director ...

Wells Fargo (NYSE:WFC) Q4 2025 Earnings call January 14, 2026 10:00 AM ET Company ParticipantsKen Usdin - Managing DirectorGerard Cassidy - Managing DirectorJohn Pancar - Senior managing director and senior research analystJohn Campbell - Head of Investor RelationsErika Najarian - senior equity research analyst and managing directorMike Santomassimo - CFOChristopher McGratty - Bank Research and Managing DirectorCharlie Scharf - CEOBetsy Graseck - Diversified Finance ResearchScott Siefers - managing director ...

Wells Fargo (NYSE:WFC) Q4 2025 Earnings call January 14, 2026 10:00 AM ET Speaker1Fargo's conference call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question-and-answer session. If you would like to ask a question during this time, simply press star one. If you would like to withdraw your question, press star two. Please note that today's call is being recorded. I would now like to turn the call over to John Campbell, Director of Investo ...

Core Insights - Wealthfront made its public debut on NASDAQ, focusing on helping younger individuals save and invest for the long term using low-cost, globally diversified passive investment strategies [2][3][4] - The company has achieved over 120% net revenue retention for the past 11 fiscal years, indicating strong client growth and loyalty [5] - Wealthfront manages over $90 billion in assets and is expanding its offerings, including home lending services to enhance the digital experience for clients [10][11][12] Company Overview - Wealthfront targets individuals in their 20s to early 40s, aiming to build long-term wealth through a tech-driven approach that emphasizes low fees and better financial outcomes [4][7] - The company has a hedged business model that allows it to grow in varying interest rate environments, with significant investment growth observed during recent rate cuts [9][10] Market Context - The economic impact of Taylor Swift's Eras Tour is highlighted, with fans spending an average of $1,300, leading to an estimated total economic impact exceeding $10 billion [19] - The tour attracted over 10 million attendees, generating over $2 billion in earnings, showcasing Swift's significant influence on the economy [21][19] Industry Trends - Micron is set to report first-quarter earnings, with expectations of a 47.9% revenue growth to $14 billion, driven by a focus on AI data center memory [39][40] - The memory market is experiencing fluctuations, with potential price increases for consumer electronics due to changes in supply dynamics [42][40] - Oracle's data center developments have caused market jitters, indicating the interconnectedness of major tech companies in the AI sector [44][46]