RADNOR, Pa.--(BUSINESS WIRE)--Lincoln Financial (NYSE:LNC) announced today that it will report its results for the fourth quarter and full year ended December 31, 2025, at 6:00 a.m. Eastern Time on Thursday, February 12, 2026. A conference call is scheduled for 8:00 a.m. Eastern Time on the same day. Earnings materials, including the 2025 fourth quarter and full year Earnings Release, Earnings Supplement, and Statistical Supplement, will be available on the company's Investor Relations web page at www.linco ...

ZURICH, Jan. 8, 2026 /PRNewswire/ -- Chubb Limited (NYSE: CB) will hold its fourth quarter earnings conference call on Wednesday, February 4, 2026, at 8:30 a.m. Eastern. The company expects to issue its fourth quarter earnings release and financial supplement after the market closes on Tuesday, February 3, 2026. These documents will be available on the company's investor website at investors.chubb.com. The earnings conference call will be available via live webcast at investors.chubb.com or by dialing 888- ...

Prudential Financial, Inc. (NYSE:PRU) is included among the Best Stocks for a Dividend Achievers List. Prudential (PRU) Starts at Neutral as Mizuho Launches Broad Insurance Coverage On December 16, Mizuho analyst Yaron Kinar initiated coverage of Prudential Financial, Inc. (NYSE:PRU) with a Neutral rating and a $125 price target. The initiation was part of a broader launch covering 23 companies. This included six life insurers, 11 property and casualty insurers, and six insurance brokers. Mizuho expresse ...

RT WSJ | Buy Side (@BuySideWSJ)The top life insurance companies for older buyers based on our extensive analysis of coverage and costs.https://t.co/DO13U12Hdh ...

Key Takeaways Lower interest rates are supporting net interest income expansion for the consumer loan industry. Enova is diversifying products and acquiring Grasshopper Bancorp to boost scale and earnings. Ally Financial and OneMain Holdings expect earnings growth from restructuring and rising loan demand.Falling interest rates and easing lending standards are brightening the outlook for the Zacks Consumer Loans industry. The Federal Reserve implemented its third consecutive interest rate cut in December, p ...

CHICAGO, Dec. 15, 2025 (GLOBE NEWSWIRE) -- Federal Life Group, Inc. (“Federal Life”), a leading provider, through its affiliates, of insurance and retirement solutions founded in 1899, announced its intent to engage in a short-form merger with its parent. Federal Life’s parent currently owns more than 90% of the common stock of Federal Life (Trading Symbol FLFG). The short-form merger will result in Federal Life becoming 100% owned by its parent. Upon closing of the short-form merger, stockholders, other th ...

Core Insights - The article discusses the financial considerations for Bob's wife regarding the inheritance of his 401(k) and the implications of life insurance in the event of his passing [1][5][6]. Group 1: Inheritance and Financial Planning - Bob's wife can withdraw a portion of the 401(k) as a lump sum without penalties, but it will be taxed as regular income [1]. - Bob has $1 million in his 401(k), and the couple needs to assess if this, along with Social Security benefits, will be sufficient for her living expenses if he were to pass away [2][5]. - The couple should evaluate their total budget, including mortgage payments and household expenses, to determine the adequacy of their financial situation [3]. Group 2: Life Insurance Considerations - Bob currently pays $150 a month for life insurance, which may provide a tax-free death benefit to his wife, useful for covering immediate expenses [4][6]. - The decision to maintain or cancel life insurance should consider whether Bob's wife would need the payout to cover debts or living expenses after his death [6][10]. - Different types of life insurance, such as term and permanent policies, have distinct implications for financial planning and should be evaluated based on the couple's needs [8][9][10]. Group 3: Long-term Care and Additional Costs - Long-term care expenses can be significant, with median monthly costs for home health aides and nursing homes being $6,483 and $10,646 respectively in 2024 [13]. - The couple may want to consider options like long-term care riders on permanent policies to help cover these potential costs [12]. - Consulting with a financial advisor is recommended to model different scenarios and make informed decisions regarding life insurance and retirement planning [14].

Summary of Citizens, Inc. Conference Call - December 11, 2025 Company Overview - Citizens, Inc. (NYSE:CIA) is a diversified financial services company providing life, living benefits, and final expense insurance, along with other financial products to individuals and small businesses in the U.S., Latin America, and Asia [1][2] Core Insights and Arguments - Citizens was the fastest-growing life insurance company in the U.S. last year, with two-thirds of its premium revenue coming from international markets [3][4] - The company operates in over 75 countries, primarily focusing on U.S. dollar-denominated whole life insurance, which is particularly appealing in regions with political instability [3][4] - Domestically, Citizens targets blue-collar workers who lose their life insurance upon retirement, offering affordable policies for dignified funerals [5] - The company expanded from five to 43 states in two years, indicating significant domestic growth potential [5] Strategic Initiatives - Citizens is implementing a new administrative system to support modern insurance products, which is crucial for growth in both international and domestic markets [7][9] - The company aims for a balanced revenue split of 50% international and 50% domestic in the long term, with current sales being two-thirds domestic [11][12] - Citizens is focusing on profitable growth in the U.S. while also exploring opportunities in Asia [12] Product Development - Future growth is expected from new product launches, particularly modern universal life and level term products, enabled by the new administrative system [13] Investment Portfolio and Financial Strategy - Citizens maintains a conservative investment portfolio with an A rating, where 99% of bonds are investment grade [16] - The company is exploring yield enhancement strategies, including private placements and asset-backed securities, to grow operating earnings [16] - Citizens is focused on organic growth without diluting capital and remains debt-free, leveraging reinsurance partnerships for capital-efficient growth [17] Additional Insights - The company emphasizes innovation and responsiveness to agents' needs as a competitive advantage, contrasting with larger, more bureaucratic firms [9][10] - Citizens is building a strong agent base by simplifying business processes and enhancing agent-client interactions [10] This summary encapsulates the key points discussed during the conference call, highlighting Citizens, Inc.'s growth strategies, market positioning, and financial management.

Strategic Highlights - Aegon aims to become a leading US life insurance and retirement group by relocating its head office and legal seat to the US, with the transition expected to be completed by January 1, 2028 [3][7] - The holding company will be renamed Transamerica Inc., while business units will continue to operate under their current brands [3][7] - Aegon plans to report under US GAAP for the first time in its full year 2027 results, ceasing trading updates in 2026 and 2027 [5][7] Financial Highlights - Aegon has set a new EUR 400 million share buyback program, to be executed evenly in the first and second halves of 2026 [7][20] - The estimated one-time implementation cost for the relocation is around EUR 350 million, expected to be incurred between the second half of 2025 and the first half of 2028 [9][7] - Aegon anticipates an operating result growth of around 5% per annum from EUR 1.5 to 1.7 billion between 2025 and 2027, driven by growth in US Strategic Assets [22][7] Business Strategy - Aegon will focus on growing third-party revenues and improving efficiency within Aegon Asset Management [7] - The company plans to maximize the value of its business portfolio by targeting underserved segments, particularly Main Street American families and medium-sized companies [5][7] - Aegon will conduct a strategic review of Aegon UK, evaluating options including potential divestment [17][7] Market Positioning - Aegon aims to grow its operating result and remittances by approximately 5% per annum, with a 2025 run-rate of USD 1.4 to 1.6 billion and USD 675 million respectively [13][7] - The company intends to increase life sales through its affiliated insurance distribution network, World Financial Group (WFG), by 14% per annum to around USD 900 million by 2027 [14][7] - Aegon will continue to invest in profitable growth in its International business, which includes markets in Spain, Portugal, Brazil, China, and Transamerica Life Bermuda [18][7]

Group 1 - MetLife, Inc. is recognized as one of the 9 best life insurance stocks to buy currently [1] - Analyst opinions on MetLife are modestly positive, with over 60% assigning a Buy or equivalent rating, and a consensus 1-year median price target of $93, indicating an upside of over 18%-19% [2] - MetLife announced Q4 2025 preferred stock dividends, including a quarterly dividend of $0.33 per share on its Series A preferred stock [3][4] Group 2 - MetLife completed the transfer of $10 billion in variable annuity risk to Talcott Resolution Life Insurance Company, which will result in a foregone annual adjusted earnings of approximately $100 million, offset by $45 million in annual hedge cost savings [5] - This transaction expedites the run-off of conventional U.S. Retail segment businesses and reduces risk exposure within MetLife Holdings [5] - MetLife Investment Management has signed new agreements with Talcott to manage around $6 billion in assets [5]