Financial Performance & Growth - Credicorp's 30-year average Total Shareholder Return (TSR) is 141%[36] - BCP's cashless transactions have increased 25 times from 2014 to 2024[32] - Credicorp's net income has grown from S/ 3585 million in 2015 to S/ 7200 million in 1H25 annualized[215] - The company aims for Bancassurance to contribute 10% of Credicorp's net income by 2027[97] - Yape aims to increase its monthly revenue-generating transactions per MAU by 10%-60%[103] Digital Transformation & Innovation - BCP's digital clients have increased from 24% in 2019 to 74% in 2024[43] - Technology investments have enabled a 22x increase in transactions[150] - AI-powered chatbots automate 40% of customer inquiries at Contact Center BCP[165] - Origination volumes for SME digital products are up 80%[188] Sustainability & Financial Inclusion - Credicorp has financially included 61 million Peruvians as of June 2025 and aims to reach 80 million by 2028[92, 94] - Credicorp has disbursed over US$ 15 billion in sustainable financing[71]

Financial Performance & Targets - voestalpine Group's revenue target for 2024/25 is €157 billion[4] - The group aims for an EBITDA of €13 billion by 2024/25[4] - The group aims for an EBIT of €455 million by 2024/25[4] - The company targets a payout ratio of 30% of earnings per share (EPS) with a minimum dividend of EUR 040 per share[41] Strategic Focus & Growth - The company focuses on differentiation in metals production and growth in processing[20] - The company aims to expand its product range with existing customers and globalize successful businesses[25] - The company is committed to maintaining a solid credit profile with an implied BBB rating[46] Decarbonization Strategy - The company aims to have 65% of its business decarbonized by 2027, transitioning from 5 blast furnaces to 3 blast furnaces and 2 EAFs[27] - The company plans to reach 80% decarbonization by 2030-2035 with 1 blast furnace and 4 EAFs[27] - The company targets 100% decarbonization by 2035-2050 using 4 EAFs, 1 EAF/Smelter, and breakthrough technologies[27] Divisional Performance (BY 2024/25) - Steel Division revenue is €57991 million with an EBITDA of €7438 million and an EBITDA margin of 128%[94] - High Performance Metals Division revenue is €31822 million with an EBITDA of €830 million and an EBITDA margin of 26%[133] - Metal Engineering Division revenue is €41679 million with an EBITDA of €4611 million and an EBITDA margin of 111%[168] - Metal Forming Division revenue is €31251 million with an EBITDA of €1693 million and an EBITDA margin of 54%[200]

Financial Performance - Neogen's Q1 FY26 revenue was $209.2 million, a decrease from $217.0 million in Q1 FY25[13] - Adjusted EBITDA for Q1 FY26 was $35.5 million, compared to $43.7 million in Q1 FY25, with a margin of 17.0% versus 20.1%[14] - Adjusted Net Income decreased to $9.4 million ($0.04 per share) in Q1 FY26 from $14.4 million ($0.07 per share) in Q1 FY25[15] - Core revenue growth in Food Safety segment was (1.7)%, while Animal Safety segment saw a core revenue growth of 5.8%[17] - The company's gross debt stands at $800 million, with net debt at $661 million[19] - Q1 Free Cash Flow improved by $43 million compared to the prior year[21] Strategic Initiatives and Outlook - A cost-reduction initiative is expected to yield annualized savings of $20 million[11] - The divestiture of Cleaners & Disinfectants funded a $100 million debt paydown[11] - The company reaffirms its full-year outlook with revenue projected between $820 million and $840 million and Adjusted EBITDA between $165 million and $175 million[11, 24] - A headcount reduction of approximately 10% has been implemented to align with the current operating environment[23]

RAFAEL VALVERDE Rafael lives with obesity Mexico Novo Nordisk – a focused healthcare company Novo Nordisk to acquire Akero Therapeutics Inc. 2 Investor presentation 9 October 2025 Forward-looking statements Novo Nordisk's statutory Annual Report 2024, Form 20-F, any quarterly financial reports, investor presentations and written information released, shown, or oral statements made, to the public in the future by or on behalf of Novo Nordisk, may contain certain forward-looking statements relating to the ope ...

Investor Overview Q2 2025 Safe Harbor Statement Statements made in this presentation contain forward-looking statements, as that term is defined in the Private Securities Litigation Reform Act of 1995. These forward-looking statements are not historical facts or guarantees of future performance or events, are based on current expectations, estimates, beliefs, assumptions, goals, and objectives, and involve significant known and unknown risks, uncertainties and other factors that may cause actual results to ...

Ferrari's Strategic Direction - Ferrari aims to audaciously redefine the limits of what's possible [12] - The company is committed to progress [9] - Ferrari delivered on its promises, reaching financial targets and progressing in sustainability [28, 31] - The company plans to launch an average of 4 models per year between 2026 and 2030 [166] Product Line-up and Technology - By 2030, the sports car model line-up will consist of approximately 40% ICE (Internal Combustion Engine), 40% Hybrid, and 20% Electric models [53] - Ferrari is developing strategic components in-house, including electric engines, E-Axles, and high-voltage batteries [88, 89] - The company is adding the Ferrari Eletrica to its range line-up [117] Client Focus and Experiences - Ferrari has approximately 90,000 active clients, a 20% increase versus 2022 [102, 103] - New clients to the brand since 2022 total +32,300 [105] - The average number of cars in collectors' garages has increased by 20% compared to 2022 [107] - 100% of clients' cars are unique, reflecting Ferrari's personalization programs [140] - Approximately 330,000 Ferraris ever produced are still existing, with over 90% still in existence [82]

Financial Performance and Targets - Hannover Re is on track to achieve its targets for the current strategy cycle, with an ordinary dividend exceeding the prior year, CSM growth exceeding 2%, EBIT growth exceeding 5%, Return on Equity exceeding 14%, and a solvency ratio exceeding 200%[8] - The company's SII ratio stood at 261% in 1H/2025, indicating a strong balance sheet[36] - Hannover Re's average Return on Investment (RoI) demonstrates industry-leading performance compared to its peers[11, 12] Strategic Focus and Competitive Advantages - The company emphasizes a lean operating model as a competitive advantage, reflected in a cost ratio of 32% in 2024[17, 18] - Revenue per employee in 2024 was 68 million EUR, outperforming peers[19, 20] - Hannover Re focuses on reinsurance to streamline IT infrastructure and drive automation[23] Growth and Market Position - The company's strong client relationships provide an excellent basis for further growth, with a 10-year average top-line growth of 10% and bottom-line growth of 9%[28] - In P&C, the company sees continued attractive market conditions, increased appetite for NatCat, and low exposure to pricing cycle[33] - In L&H, the company is further leveraging its strong position in Financial Solutions and Longevity[31] Investment Strategy and Currency Management - The company's resilient portfolio provides reliable and low-volatile investment returns across market cycles[46] - The fixed-income book yield is expected to benefit from higher reinvestment yields by approximately 10 bps per annum[53] - Currency risks are well managed to protect net asset value and Solvency II ratio, with a diversified currency mix in investments as of June 30, 2025, including 45% in USD and 28% in EUR[60, 62] P&C Reinsurance Insights - Diversification is key to reducing the cost of capital and earnings volatility, with a 34% diversification on main risk categories[76, 77] - The company's market share reduces from 80% to 34% in the 250-year US West Coast earthquake scenario due to retrocessions[81] - The average large-loss experience from natural catastrophes is 12% below budget[103] L&H Reinsurance Insights - Consistently positive Reinsurance Service Result (RSR) demonstrates earnings strength and stability[121, 139] - Strong Contractual Service Margin (CSM) creation will lead to future earnings growth[140] - Change in Estimates and Exp Var overcompensating LC[133]

2025 Investor Day October 8, 2025 Agenda | Introduction | 1:30PM | | --- | --- | | Overview of Solstice | 1:40PM | | Business Segment Overviews | 2:10PM | | Break | 2:45PM | | Panel Discussion: Business Synergies & Growth Strategy | 3:00PM | | Financial Summary | 3:40PM | | Q&A | 4:00PM | | Closing Remarks | 4:30PM | 2 Today's Presenters Mike Leithead Vice President Investor Relations 3 DavidSewell President & Chief Executive Officer Tina Pierce Chief Financial Officer Wylie Clark Chief Development Officer ...

The Comprehensive Impact of Lanifibranor: Addressing the Full MASH Spectrum Through Intra - and Extrahepatic Mechanisms of Action October 8, 2025 Property of Inventiva │ Forward Looking Statement This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Statements that are not historical facts, included in this presentation are forward-looking statements. Certain of these statements, forecasts and estimates ...

Unlocking silver growth in Morocco INVESTOR PRESENTATION OCTOBER 2025 TSX: AYA | OTCQX: AYASF Forward-Looking Statements The Zgounder Expansion Feasibility Study ("FS") is based on a technical report entitled "NI43-101 TECHNICAL REPORT – FEASIBILITY STUDY ZGOUNDER EXPANSION PROJECT", originally dated March 31, 2022, and amended on June 16, 2022 with an effective date of December 13, 2021 (the "Zgounder Report") which was prepared under the supervision of Daniel M. Gagnon, DRA, with the participation of Will ...