7月30日，汇丰控股(00005)盘中下跌3.77%，截至15:10，报97.0元/股，成交44.5亿元。 汇丰控股有限公司是全球最大的银行及金融服务机构之一，主要业务包括零售银行及财富管理、工商业 务、企业银行、投资银行及资本市场以及私人银行。该公司在全球87个国家和地区设有约8000个办事 处，其中香港上海汇丰银行是其在亚太区的旗舰，也是香港最大的本地注册银行。 截至2025年一季报，汇丰控股营业总收入1204.0亿元、净利润497.59亿元。 本文源自：金融界 作者：行情君 7月30日，汇丰控股披露2025财年中报。 ...

Core Viewpoint - Citigroup's report indicates that HSBC Holdings achieved a strong second-quarter performance, with pre-tax profit exceeding market expectations, driven by robust net interest and non-interest income [1][2] Group 1: Financial Performance - HSBC's basic pre-tax profit (excluding special items) reached $9.2 billion, 10% higher than market consensus, with revenue exceeding expectations by 5% and costs in line with forecasts [1] - The reported pre-tax profit was $6.3 billion, which was 9% lower than market consensus, primarily due to a $2 billion impairment charge from Bank of Communications [1] - The bank's core Tier 1 capital ratio stood at 14.6% as of June 30, a quarterly decline of 10 basis points but in line with market consensus [1] Group 2: Income and Costs - The revenue outperformance was attributed to a 2% increase in net interest income and a 13% rise in non-interest income [1] - HSBC maintained its dividend and buyback plans at $0.10 per share and $3 billion, respectively [1] - The adjusted cost growth rate is projected at 3%, translating to approximately $33.3 billion in costs for the year [2] Group 3: Guidance and Future Outlook - HSBC's guidance for 2025 remains largely unchanged, with net interest income expected to be around $42 billion and a loan loss ratio of approximately 40 basis points [2] - The bank's return on tangible equity (RoTE) for the first half of 2025 was 18.2%, suggesting it can comfortably meet the upper target range of 14-16% [2] - The performance is expected to lead to a slight upward adjustment in consensus earnings per share forecasts [2]

Core Viewpoint - Citigroup's report indicates that HSBC Holdings achieved a pre-tax profit of $9.2 billion in Q2, exceeding market consensus by 10% [1] Financial Performance - HSBC's revenue was 5% higher than expected, with net interest income exceeding expectations by 2% and non-interest income by 13% [1] - The reported pre-tax profit of $6.3 billion was 9% lower than market consensus, primarily due to a $2 billion impairment charge from Hang Seng Bank [1] - Impairment losses reached $1.1 billion, which was 12% worse than market consensus, including $400 million related to Hong Kong commercial real estate [1] Capital and Dividends - As of June 30, HSBC's Common Equity Tier 1 (CET1) capital ratio was 14.6%, a decrease of 10 basis points quarter-on-quarter, but in line with market consensus [1] - The quarterly dividend and buyback plan remain unchanged at $0.10 per share and $3 billion, respectively [1] Guidance and Outlook - HSBC maintains its full-year guidance for 2025, including net interest income of approximately $42 billion and an adjusted cost growth rate of 3%, implying costs of about $33.3 billion [2] - The loan loss ratio guidance has been slightly adjusted upwards, with a forecast of around 40 basis points [2] - Despite concerns regarding the return on tangible equity (RoTE) guidance, HSBC's adjusted RoTE for the first half of 2025 reached 18.2%, suggesting the bank can comfortably meet its target range of 14-16% [2]

此外，2025年第二季度除税前利润同比减少29%至63亿美元，主要是确认于交通银⾏的摊薄和减值亏损 21亿美元所致。除税后利润为49亿美元，较2024年第⼆季减少20亿美元，减幅为29%。收入较2024年第 ⼆季下跌1亿美元⾄165亿美元。净利息收益率为1.56%，较2025年第⼀季下跌3个基点。 本文源自：智通财经网 智通财经获悉，汇丰控股(00005)午后跌超3%，截至发稿，跌3.17%，报97.6港元，成交额22.68亿港 元。 消息面上，汇丰控股午间发布2025年中期业绩，按列账基准业绩，该集团期内取得收入341亿美元，同 比减少9%；除税后利润124亿美元，同比减少30%；净利息收益较2024年上半年减少1亿美元，当中已 计及货币换算差额的4亿美元不利影响。 ...

汇丰控股(0005.HK)午后跳水跌3.5%，报97.2港元。汇丰控股午间公布2025年上半年财务表现， 收入较2024年上半年减少32亿美元⾄341亿美元，减幅为 9%；除税前利润较2024年上半年减少57亿美元⾄158亿美元。董事会已通过派发第二次股息每股0.1美元。此外，公司亦拟展开最多达30亿美元的股份回 购，预计将于2025年第三季业绩公布前完成。 ...

Presentation to investors and analysts HSBC Holdings plc 2Q25 results Business update 2Q25 results Appendix Strong performance in 1H25 $9.5bn of distributions to shareholders1 Earnings Return on tangible equity * Unless otherwise stated, this presentation is presented on a constant currency basis. denotes a measure shown on a reported FX basis. In this presentation, % changes relating to ECL and costs in ( ) represent adverse movements. Figures throughout this presentation may be subject to rounding adjustm ...

董事会已批准派发第二次股息每股0.1美元。计划展开最多30亿美元的股份回购，预计在2025年第三季 度业绩公布前完成。 汇丰控股上半年除税前利润为158亿美元，同比下降57亿美元。除税后利润为124亿美元，同比下降 30%。收入为341亿美元，同比下降9%。净利息收益率为1.57%，较去年同期下跌5个基点。普通股权一 级资本比率为14.6%，较去年底下降0.3个百分点。 第二季度除税前利润为63亿美元，同比下降29%。收入为165亿美元，同比下降。预期信贷损失为11亿 美元，同比增加7亿美元。 ...

智通财经APP获悉，汇丰控股(00005)午后跌超3%，截至发稿，跌3.17%，报97.6港元，成交额22.68亿港 元。 此外，2025年第二季度除税前利润同比减少29%至63亿美元，主要是确认于交通银⾏的摊薄和减值亏损 21亿美元所致。除税后利润为49亿美元，较2024年第⼆季减少20亿美元，减幅为29%。收入较2024年第 ⼆季下跌1亿美元⾄165亿美元。净利息收益率为1.56%，较2025年第⼀季下跌3个基点。 消息面上，汇丰控股午间发布2025年中期业绩，按列账基准业绩，该集团期内取得收入341亿美元，同 比减少9%；除税后利润124亿美元，同比减少30%；净利息收益较2024年上半年减少1亿美元，当中已 计及货币换算差额的4亿美元不利影响。 ...

Core Viewpoint - HSBC Holdings reported a significant decline in its financial performance for the first half of 2025, with a notable drop in both revenue and net profit compared to the previous year [1] Financial Performance Summary - The group achieved revenue of $34.1 billion, representing a 9% decrease year-on-year [1] - After-tax profit was $12.4 billion, down 30% compared to the previous year [1] - Net interest income decreased by $100 million compared to the first half of 2024, which included a negative impact of $400 million from currency translation differences [1] Quarterly Performance Summary - For the second quarter of 2025, pre-tax profit decreased by 29% to $6.3 billion, primarily due to a $2.1 billion impairment loss recognized in the transportation banking sector [1] - After-tax profit for the second quarter was $4.9 billion, a decrease of $2 billion or 29% from the previous quarter [1] - Revenue for the second quarter fell by $100 million to $16.5 billion, with a net interest margin of 1.56%, down 3 basis points from the previous quarter [1]

Group 1 - HSBC Holdings is under investigation by Swiss and French authorities regarding its private banking operations [1]