Financial Performance - Profit attributable to owners increased by 73.3% to HKD 71,452,000 compared to HKD 41,232,000[3] - Basic earnings per share rose by 75.0% to HKD 0.35 from HKD 0.20[3] - Total comprehensive income for the year reached HKD 93,232,000, significantly up from HKD 28,543,000[4] - The company reported a pre-tax profit of HKD 14,597,000 for the year, compared to a loss in the previous year, reflecting improved operational efficiency[13] - The group’s net profit attributable to owners for the year was approximately HKD 71,452,000, up from HKD 41,232,000 in the previous year[53] Revenue and Income - Interest and financing advisory service revenue decreased by 7.9% to HKD 93,585,000 from HKD 101,595,000[3] - Total revenue for the year ended December 31, 2025, was HKD 103,793,000, an increase from HKD 101,595,000 in 2024, representing a growth of approximately 2.15%[13] - Interest income from financial assets not measured at fair value through profit or loss totaled HKD 96,352,000, down from HKD 105,608,000 in 2024, indicating a decrease of about 8.43%[11] - Revenue from financing services was HKD 93,585,000, while education services contributed HKD 10,208,000, marking a significant entry into the education sector[13] - Revenue from the Hong Kong market decreased to HKD 22,221,000 from HKD 30,609,000, a decline of about 27.5%[15] - Revenue from the Chinese market increased slightly to HKD 71,364,000 from HKD 70,986,000, reflecting a growth of approximately 0.53%[15] Assets and Liabilities - Non-current assets increased to HKD 485,643,000 from HKD 444,088,000[5] - Current assets decreased to HKD 1,227,375,000 from HKD 1,294,508,000[5] - Total liabilities decreased to HKD 856,932,000 from HKD 985,685,000[5] - Net assets increased to HKD 834,550,000 from HKD 733,660,000[6] - Total receivables decreased from HKD 2,140,875,000 in 2024 to HKD 1,893,893,000 in 2025, with a significant reduction in impairment from HKD 1,142,804,000 to HKD 978,815,000[24] Expenses - Employee costs, including director remuneration, decreased to HKD 47,178,000 from HKD 49,424,000, a reduction of about 4.55%[19] - General and administrative expenses decreased by 9.5% to approximately HKD 111,213,000 for the fiscal year[52] - Total employee costs for the fiscal year were approximately HKD 47,178,000, a decrease of about 4.5% compared to the previous year[57] Impairment and Losses - The company reported a net loss from financial instruments of HKD 21,755,000, an improvement from HKD 44,206,000 in the previous year[3] - The impairment loss on receivables was HKD 21,755,000, a decrease from HKD 44,206,000 in 2024, showing a reduction of approximately 50.8%[19] - The company recognized a loss of HKD 4,931,000 from changes in the fair value of investment properties, compared to a loss of HKD 343,000 in 2024[18] - The company recognized a loss of HKD 3,838,000 from the sale of recovered assets during the year[26] Market and Strategic Developments - The company has expanded its operations into the UK market, generating HKD 10,208,000 in revenue for the first time[15] - The group aims to integrate generative artificial intelligence and advanced data analytics into its credit assessment process in 2026 to reduce operational costs and enhance risk prevention[36] - The group plans to launch more flexible mortgage products targeting "new citizens" in first-tier cities and small and medium-sized enterprises[39] - The group has maintained a focus on risk management to ensure long-term stability and development amid intense market competition[35] - The group anticipates a "fragile recovery" in the global economy for 2026, with continued vigilance regarding macroeconomic uncertainties[36] Capital and Financing - Total borrowings decreased from HKD 661,739,000 in 2024 to HKD 569,292,000 in 2025, with a notable increase in loans from related parties[28] - The outstanding borrowings and loans, along with unsecured bonds, amounted to approximately HKD 579,292,000, a decrease of about 13.8% compared to the previous year[54] - The group actively reviews and manages its capital structure in response to changes in economic conditions[55] Dividends and Shareholder Information - The company did not declare or propose any dividends for the two years reported[21] - The group did not recommend a final dividend for the fiscal year, consistent with the previous year[67] - The board expresses gratitude to all shareholders for their strong support during the fiscal year[78] Compliance and Reporting - The company has applied new Hong Kong Financial Reporting Standards with no significant impact on financial performance[9] - The consolidated financial statements for the year ending December 31, 2025, have been approved by the auditors and are consistent with the amounts approved by the board[76] - The annual report for the fiscal year 2025 will be published on the company's website and the Hong Kong Stock Exchange website[77] - The audit committee consists of five independent non-executive directors and has reviewed the annual financial report for compliance with relevant financial reporting standards and regulations[75]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公佈全部或任何 部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國金融投資管理有限公 司 （於香港註冊成立之有限公司） （股份代號：605） 須予披露交易 提供財務資助 1 提供財務資助 董事會欣然宣佈，於二零二六年三月二十六日，深圳領達小貸（作為貸款人）與客戶FT （作為借款人）訂立貸款協議，據此，深圳領達小貸同意向借款人授出本金金額為人 民幣10,000,000元之貸款，期限為一年。 下文概述貸款協議之主要條款。 貸款協議 | 協議日期 | ︰ | 二零二六年三月二十六日 | | --- | --- | --- | | 貸款人 | ︰ | 深圳領達小貸 | | 借款人 | ︰ | 客戶FT | | 本金 | ︰ | 人民幣10,000,000元 | | 利率 | ︰ | 每年21.6厘 | | 年期 | ︰ | 自提款日期起計十二個月 | | 抵押品 | ︰ | 就位於深圳市寶安區之兩項商業物業作出之第一 | | | | 法 定 押 記 按 揭，深 圳 獨 立 ...

（於香港註冊成立之有限公司） （股份代號：605） 須予披露交易 提供財務資助 提供財務資助 香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公佈全部或任何 部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國金融投資管理有限公 司 董事會欣然宣佈，於二零二六年三月二十三日，深圳領達小貸（作為貸款人）與客 戶FR（作為借款人）訂立新貸款協議，據此，深圳領達小貸同意向借款人授出本金 金額為人民幣10,000,000元之貸款，期限為一年。 於訂立新貸款協議前，深圳領達小貸（作為貸款人）與客戶FR（作為借款人）訂立前 貸款協議以授出一項期限為一年的有抵押貸款。前貸款協議的詳情已於公司早前 日期為二零二六年三月九日的公佈中披露。前貸款已於訂立新貸款協議前全數清 還。 上市規則之涵義 由於按上市規則第14.07條計算向借款人所授出新貸款之一項或多於一項適用百 分比率超過5%但低於25%，根據上市規則第14章，授出新貸款構成本公司之須予 披露交易及須遵守通知及公佈規定。 1 提供新貸款 董事會欣然宣佈，於二零二六年三月二十三 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公佈全部或任何 部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國金融投資管理有限公 司 （於香港註冊成立之有限公司） （股份代號：605） 須予披露交易 提供財務資助 提供財務資助 董事會欣然宣佈，於二零二六年三月十六日，城開小額貸款（作為貸款人）與客戶FS （作為借款人）訂立貸款協議，據此，城開小額貸款同意向借款人授出本金金額為 人民幣8,500,000元之貸款，期限為六個月。 上市規則之涵義 由於按上市規則第14.07條計算向借款人所授出貸款之一個或多個適用百分比率 均超過5%但低於25%，根據上市規則第14章，授出貸款構成本公司之須予披露交 易及須遵守通知及公佈規定。 1 貸款以一項住宅物業作抵押。基於獨立估值師所釐定貸款之按揭物業之價值，借款 人就貸款所提供抵押品屬充足。 就貸款之墊款亦基於本公司參考(i)借款人所提供抵押品位於北京黃金地段；(ii)借款 人資產淨值雄厚，足以證明其還款能力；及(iii)貸款相對短期的性質所作之信貸評估 而作出。考慮到上文 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公佈全部或任何 部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國金融投資管理有限公司 （ 於香港註冊成立之有限公司） （ 股份代號：605） 董事會會議召開日期 中國金融投資管理有限公司（「本公司」，連同其附屬公司統稱「本集團」）之董事會 （「董事會」）謹此宣佈，本公司將於二零二六年三月二十七日（星期五）舉行董事會 會議，藉以考慮及通過本集團截至二零二五年十二月三十一日止年度之年度業績以及 處理任何其他事項。 承董事會命 中國金融投資管理有限公司 公司秘書 詹莉莉女士 張 堃先生 鍾展強 香港，二零二六年三月十日 於本公佈日期，本公司董事為： 執行董事： 張 民先生 （行政總裁） 獨立非執行董事： 陳進強先生 張伯陶先生 李嘉偉先生 ...

由於按上市規則第14.07條計算向借款人所授出貸款之一項或多於一項適用百分 比率超過5%但低於25%，根據上市規則第14章，授出貸款構成本公司之須予披露 交易及須遵守通知及公佈規定。 1 提供財務資助 香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公佈全部或任何 部分內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國金融投資管理有限公 司 （於香港註冊成立之有限公司） （股份代號：605） 須予披露交易 提供財務資助 提供財務資助 董事會欣然宣佈，於二零二六年三月九日，深圳領達小貸（作為貸款人）與客戶FR （作為借款人）訂立貸款協議，據此，深圳領達小貸同意向借款人授出本金金額為 人民幣25,000,000元之貸款，期限為一年。 上市規則之涵義 董事會欣然宣佈，於二零二六年三月九日，深圳領達小貸（作為貸款人）與客戶FR （作為借款人）訂立貸款協議，據此，深圳領達小貸同意向借款人授出本金金額為人 民幣25,000,000元之貸款，期限為一年。 下文概述貸款協議之主要條款。 貸款協議 | 協議日期 | ︰ | 二零二六 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2026年2月28日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 中國金融投資管理有限公司（於香港註冊成立之有限公司） | | | 呈交日期: | 2026年3月2日 | | | I. 法定/註冊股本變動 | 不適用 | | FF301 第 1 頁 共 10 頁 v 1.2.0 II. 已發行股份及/或庫存股份變動及足夠公眾持股量的確認 1. 股份分類 普通股 股份類別 不適用 於香港聯交所上市 (註1) 是 證券代號 (如上市) 00605 說明 普通股 已發行股份（不包括庫存股份）數目 庫存股份數目 已發行股份總數 上月底結存 209,286,067 0 209,286,067 增加 / 減少 (-) 本月底結存 209,286,067 0 209,286,067 足夠公眾持股量的確認(註4) | 根據《主板上市規則》第13.32D(1)條或第19A.28D(1)條 / 《GEM上市規則》第17.37D(1)條或第25.2 ...

Core Viewpoint - China Financial Investment Management (00605.HK) announced a loan agreement with Chengdu Huixin Microfinance, where the latter will provide a loan of 8 million RMB to borrowers FP and FQ for a term of one year, effective February 11, 2026 [1] Group 1 - The loan amount is set at 8 million RMB, which is approximately 1.2 million USD [1] - The loan agreement is established between Chengdu Huixin Microfinance as the lender and two clients, FP and FQ, as borrowers [1] - The duration of the loan is one year, indicating a short-term financing arrangement [1]

Core Viewpoint - China Financial Investment Management (00605) announced a loan agreement involving a principal amount of RMB 8 million with a one-year term, indicating ongoing lending activities and potential revenue generation for the company [1] Group 1 - The loan agreement was established between Chengdu Huixin Microfinance (as the lender) and clients FP and FQ (as borrowers) [1] - The loan principal amount is set at RMB 8 million, reflecting the company's engagement in financial services [1] - The loan has a duration of one year, suggesting a short-term financing strategy [1]

Group 1 - The company announced a loan agreement involving its non-wholly owned subsidiary Chengdu Huixin Microfinance, which will act as the lender [1] - The loan amount is set at RMB 8 million, with a term of one year [1] - The borrowers in this agreement are identified as clients FP and FQ [1]